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Using a Title Loan to Solve Problems in the House Brought on by Winter

Winter in Memphis can be picturesque, what with snow-dusted rooftops and icicles shining in the soft sun. However, those same natural accouterments can also become a homeowner’s natural disaster. The wet cold, and the snow and sleet it brings, can cause severe damage to the home. For example, those pretty icicles are actually a sign of clogged gutters. Unwelcomed news when, between holiday parties, Thanksgiving travel, and Christmas presents, the last thing our budget needs is a home maintenance surprise. Take action and plan early by looking at these three common home problems:

High Energy Efficiency. Most utility bill spikes during the colder months are due to insufficient heating systems. A heating system is not only a furnace or climate control unit, but how insulated and protected your entire house is against the elements. Especially in older homes, most heat escapes through “air leaks,” those cracks and crevices found in the walls, floors, doors, windows, and the roof (up to 40%). You can prevent air leaks by investing in double-paned glass windows and new insulation in your attic.

Ice Dams. While compared to that of our Northeastern neighbors Memphis snow is considered a “light dusting,” several days of sitting snow can lead to ice dams. Ice dams are caused when snow and ice collect on your roof. Depending on how heavy the snow is, there could be a risk of roof collapse and shingles damage, but leaks are more likely the costly culprit around these parts. Ice dams can usually be avoided by knowing where your trouble spots are along your roof. Also check for clogged gutters, as they can contribute to leaks, as well.

Frozen Pipes. Plumbing is the most fragile part of your home’s infrastructure during winter. Several problems can occur, including waterflow, leakages, and property damage. While we all know to fend off frozen pipes by turning on the faucets in our home, many people forget about their outside water lines. In fact, most frozen pipe issues arise from having a garden hose constantly attached. Ice can build up in the hose, leading to reversed pressure into the rest of your home’s pipes. So, in addition to checking all the lines inside, make sure to check outside, and unhook any hoses before the next big freeze hits.

Memphis winters can be beautiful but temperamental—one day it is snowy, the next day is sunny. These fluctuating conditions are why homeowners have to be vigilant before winter comes. Even so, you can’t account for everything, and with a particularly hard rain or heavy snow storm, accidents happen, requiring unanticipated repairs.

If you find yourself in need of quick cash in Memphis for a winter home repair, we’re here for you. Mid-South Title Loans offers car title loans ranging from $150 to $2,500. All you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today. Make sure to bring your vehicle, a lien-free title, and a photo ID. After a quick application, you will leave in your vehicle with the cash you need for that broken furnace, plumber’s fees, or new shingles to patch your roof.

 

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