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How a Title Loan in Tennessee Can Help You Manage Holiday Spending

With bright lights sparkling in fresh-cut pine and cedar trees, the aroma of roasted turkey and baked ham, and the dazzling rainbow of lovingly wrapped presents, there is no doubt that Christmas is the most magical time of year. However, the secret behind that magic isn’t as delightful as the yuletide commercials and Dickens’ tales present it. Expectations, stress, and a whole lot of moolah is the true fuel behind the holiday merriment that decks our households.

It isn’t enough that the average American will spend around $929 on gifts for friends and family, there is also the “idea” of Christmas and the expectation of traditional staples like house decorations and dinners that really drain the bank account. A holiday family feast will cost $175, and depending on whether you have a real or artificial Christmas tree, that will run anywhere from $40 to $65, plus an additional $55 to trim it with lights, ornaments, and garlands. But, hey, at least the days of partridges and pear trees are past! According to the 2016 PNC Christmas Price Index, if Americans were to purchase everything referenced in the “12 Days of Christmas,” they’d be looking at a $34,363 holiday budget, rather than a few thousand.

While our families aren’t expecting drummer boys and milk maids, there is no denying that the Christmas wants and needs add up. Some people pick up second jobs for extra holiday spending cash, but what if you don’t have time for another gig, or worse yet, your household budget was dealt a last minute blow, tanking your Christmas allowance? If you find yourself approaching the holiday season with more financial questions than answers, there is a great option in Memphis: title loans. Car title loans are an easy way to get quick cash into your wallet this holiday season, requiring little more than a vehicle owned in your name, its lien-free title, and a photo ID. If you bring those things to the Mid-South Title Loans office, you will be asked to complete a simple application while your vehicle is evaluated to determine your loan. This loan will range from $150 to $2,500. After approval, you sign a 30-day renewable contract and walk out of the Mid-South Title loan office with yuletide cash in hand, and still keep your car to sleigh groceries, Christmas decorations, and of course all those presents from the store and into your home.

Thanks to extended Black Friday cyber deals online, and competing specials in store, there are many ways to try and save on holiday spending. However, if you still find yourself needing quick cash to help keep the magic of the holidays alive in Memphis, let Mid-South Title Loans help you keep them merry and bright with our fast and hassle-free car title loans. You can get a jump-start by filling out our Title Loans Online Info Sheet, or just come on by any of our three convenient Mid-South Title Loans locations in Memphis today!


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460