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6 Reasons to Get a Title Loan in Memphis

reasons to get a title loan

There are various reasons for needing quick cash in Memphis, but they all share a common theme: life is full of surprises. That, of course, includes as many happy surprises as upsetting ones. At this blog, we’ve discussed many negative scenarios that might prompt you to take advantage of a title loan—a broken furnace or a busted water pipe, for example. But now, let’s talk about some of the positive scenarios in which you might need fast and easy money.

Budget Buffer. It never hurts to have a budget buffer for peace of mind. While you’ve accounted for everyday expenses like groceries, rent, and utilities, those costs are by no means fixed. An impromptu dinner party with friends or an unseasonably hot day can easily push a tight budget into the red. Another budget buster can be bills that only come around once a year, or somewhat irregularly, like property or income tax. Be it to keep up with the climate or avoid accruing late penalties on a tax bill, a title loan in Memphis could be the budget boost you need to cover all the bases in times of financial stress.

Growing Family. Congratulations! It’s a…bill? Nothing can dampen the joyous news that you and your significant other are expecting than sticker shock. The pregnancy journey can come with many price tags. There are the required weekly sonograms, new maternity clothes, and the hospital stay during delivery. There is also fun stuff like pre-natal yoga and decorating and furnishing a new nursery. A little extra cash can help you handle the costs of preparing for a growing family.

Routine Medical Bills. As we discussed earlier this month, it can be difficult to plan for unexpected medical expenses. Whether you’re covering the cast for your child’s broken arm, taking the plunge into adult braces, or getting a biopsy of that pesky mole at the dermatologist, tending to our health can be costly. Quick cash from a title loan in Memphis can keep you covered while tending to your routine and unforeseen medical needs alike.

Transitions. Life is comprised of transitions, and these can’t be achieved smoothly without some quick cash. Perhaps you were laid off at your job, and while you have another one lined up, you need to cover bills for a couple of weeks between paychecks. Or maybe your new job requires you to relocate to a new city. This means you need to rent a moving truck, come up with a cash deposit for your new digs, and carry some petty cash for gas and meals on the way. Acquiring quick cash in Memphis with a title loan can help ensure that you get to enjoy your much-earned sabbatical in between jobs or fund your move to your next adventure—or deal with any other changes life throws your way!

Bargain Splurge. Your home is almost perfect, but it’s missing that rug that would really tie it all together. You learn that the one you’ve been eyeing for months has been marked half-off. While that is considerably more affordable, it is still an unexpected expense. But…the price is almost too good to pass up! A swift trip to Mid-South Title loans would get you the quick cash you need to buy that rug, or any other once-in-a-lifetime bargains, without busting your budget.

Travel. There is nothing more enriching than travel. If you plan for a trip, you can keep expenses down and stay within budget. For trips that are unexpected—like a friend’s destination wedding, or a best buds’ retreat in the mountains—the costs could be considerable. Even so, these journeys are what memories are made of, and it is worth every dime to experience them.

With a title loan in Memphis, you will never have to say no to a life-changing experience or enrichment. At Mid-South Title Loans company, loans range from $150 to $2,5000 based on the value of your lien-free vehicle. We are quick and convenient, with three Mid-South Title Loans locations serving customers throughout the Memphis metro: 1680 Winchester Rd, 4965 Summer Ave, and 2798 S. Perkins Rd.

If you need quick cash to help you through the joys of life, all you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460