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Getting a Working Capital Loan when You Have Bad Credit or No Credit

Getting a Working Capital Loan when You Have Bad Credit or No Credit

Ask any small business owner how she makes ends meet, and she’s likely to laugh at the question. That’s because the answer is usually “just barely.” Whether it is a coffee house or print shop, clothing retail space or online boutique, operating a business has numerous expenses—rent, payroll, equipment, equipment repair, product stock and suppliers, just to name a few. Factor in unpredictable elements like unpaid invoices or refunded returns, and all of these expenses spread most businesses’ working capital so thin that the budget isn’t a matter of making it month to month, but rather day to day.

The real fear, though, is that some days, owners feel like they aren’t making it at all, especially when everything goes wrong at the same time. For example, right in the middle of the Spring Break rush, your food guy is delayed a few days with supplies and your cupboards are bare, your bathrooms are backing up, and your inventory is inaccessible thanks to a fried computer. Each of these emergencies can be handled pretty quickly, but at a cost. If you don’t have the working capital or good enough credit to have a business credit card, your doors could be closed forever thanks to one bad day.

While banks are failing you alongside clients and vendors, there is one failsafe available that will help keep your business afloat. A bad credit title loan in Memphis is a speedy and easy route to get quick-cash in hand for all of your small business demands. By stopping by one of three convenient Mid-South Title Loan offices, you can secure a car title loan in under twenty minutes and be back at the shop before the lunchtime rush.

A short-term loan based on a 30-day renewable contract, a car title loan is the easiest route to fast cash. All you need is your drivable vehicle’s lien-free title and your photo ID. Complete our simple application process, and once the value of your vehicle has been assessed, we give you the money with no questions asked. You get to keep your vehicle for the day’s deliveries and errands and keep driving it while you repay the loan. Once paid back in full, you get your title back, along with our thanks.

Don’t let the unexpected drain your register and ruin your enterprise’s brand. If you need quick cash to buy supplies or emergency equipment for your small business, or just to cover payroll until you client’s money comes in, a bad credit title loan in Memphis from Mid-South Title Loan can get you money—anywhere from $150 to $2,500 based on your vehicle’s value—with little interruption to your operation. You can even jumpstart the process now by filling out our handy Title Loans Online Info Sheet, or you can come on by one of our three convenient Mid-South Title Loans locations in Tennessee today!


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460