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Short-Term Loans in Memphis Can Help You Keep Cool this Summer

Short-Term Loans in Memphis Can Help You Keep Cool this Summer

The springtime blooms are fading, and summer is about to roll back the clouds and let the sun shine down on Memphis. It sounds idyllic as long as there is reprieve from the heat, but if your air conditioner or refrigerator is on the fritz, your summer of fun could turn into a season in heck! There is a quick and easy way to stay cool at Mid-South Title Loans. With short-term loans in Memphis, you can get the money you need to bask, rather than bake, in the summer heat.

Appliances always seem to break when you most need them and can least afford repairs. One common scenario: the freezer is stocked for the kids’ Memorial Day party. When you go to get everyone Slush pops or Drumsticks, you find a puddle of fruity, creamy muck dripping and sticking down your lukewarm fridge. This problem needs to be fixed ASAP, before the rest of the month’s groceries spoil. It’s probably going to cost you more than you expect: refrigerant leak repairs start around $250, while a recharge could total $400. However, with short-term loans, you can get the cash you need to cover the cost of repairs (and even the replacement) of your refrigerator immediately.

Air conditioner repairs are even worse when it comes to bad timing and costliness. Think back to the past few dog days of summer, when there was a heating and cooling service truck parked outside a different neighbor’s house every week. Bets are, those were neither routine nor cheap calls. If something goes haywire with an air conditioner unit’s electronics—say, the circuit board—you are looking toward at least $650 to replace it.

If it isn’t your home unit, it’s your vehicle’s system. A trip to the auto shop is never cheap, but with an air conditioning system repair, you can expect to pay anywhere from $200 to $1,000 depending on the kind of vehicle you have. You could try to do without, but while driving around Memphis with your windows down during the springtime can be pleasant and relaxing, during the summer it can be draining and dehydrating. Luckily, a short-term loan can help you maintain your summer comforts both inside and outside of your home.

Short-term loans can also assist with optimizing summer fun! An above-ground pool not only encourages family bonding, but is also a good way to stay refreshed during a heatwave. Another way to beat the heat is by upgrading your window treatments with solar window film or landscaping with shade plants, like our state tree, the tulip poplar. Not only will these additions maximize utility savings during the summer, but they’ll also add some beauty and serenity to your home. If the heat gets so bad that not even a pool or home improvements can bring respite, a short-term loan can give you the needed buffer for a cool family vacation at the beach.

Whether by keeping your popsicles frozen, keeping your house and vehicle cool, or indulging in some summertime family fun with an above-ground pool or vacation, there are several ways to deal with a heatwave if you have the cash.

Mid-South Title Loans offers same-day short-term loans in Memphis to anyone in need of quick cash. No credit check is required; all you need is your lien-free car title and your photo ID. Title loans from Mid-South range from $150 to $2,500 based on the appraised value of your vehicle. That’s more than enough to help you remain the summer griller rather than the grilled. You can get started by filling out our handy Title Loans Online Info Sheet or by stopping into any of our three convenient Mid-South Title Loans locations in Tennessee today!


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460