August 28, 2017
Owning a home can feel like an epic journey sometimes, and home repair is its hydra. When one problem is solved, two more occur in its place. If you don’t take care of everything immediately, soon you are a prisoner in your own home being tormented by leaking roofs, stinking, warm fridges, and a sewage-seeping yard. This isn’t because the home itself is monstrous, but just not fully understood. A house is made up of hundreds of little parts that all need TLC and eventually some form of maintenance.
It is as susceptible to the elements inside as outside. A random hail storm can damage so many shingles on your roof that an entire replacement may be needed. Years of sun exposure may have faded and chipped its paint. Pests can infiltrate the infrastructure and wreak havoc on your electrical system. Inside, almost anything can go wrong: windows shatter, doors need new hinges, dish washers clog, as do toilets, and refrigerators’ timers time out while dryers burn out.
If you are handy, many of these small things can be taken care of as soon as they arise and with minimum costs. But those who have never used a screwdriver, or just lack the time, have to dig in pretty deep into their pockets for these repairs. This is one major reason issues pile up— homeowners have a tendency to procrastinate until the next paycheck, and then the next.
While everyone realizes that owning a home is costly, many homeowners still don’t set aside money for repairs and upkeep. Financial advisors recommend that to stave off the sticker shock of home maintenance, annually putting aside 1 percent of your home’s overall cost is ideal. If your home cost $250,000, for example, then $2,500 should be delegated to its upkeep. This should be more than enough to handle the more routine problems that arise with time and age like new appliances or plumbing repairs. It can also go into yearly improvements. Maybe you’ve wanted to upgrade your backyard patio, or build a fence to ensure the safety of a new puppy? Or, in areas prone to natural disasters, it is a nice buffer against tree services, utility repairs, and water well restorations. In any scenario, rarely are these events expected, so even with a house repair budget, something could arise where some quick, extra cash is needed. Luckily, help is available with Tennessee title loans.
A title loan is one of the best ways to get cash in hand when you need it. There are no credit checks or waiting periods, and all that is required is a drivable vehicle, its lien-free title, and a photo ID. Based on the value of your vehicle, Tennessee title loans range from $150-$2,500, and you get to keep the use of your car while you repay the loan!
Don’t let your home repairs defeat you or your wallet! Come on by Mid-South Title Loans and get the quick cash you need to keep your house in order. We have three convenient locations throughout the Memphis metro to serve our customers: 1680 Winchester Rd, 4965 Summer Ave, and 2798 S. Perkins Rd. If you’re searching for a Tennessee title loan, all you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.