November 15, 2017
Are you shocked that the winter holidays are already here? The warning signs have been in retail stores for months, but the reindeer LED lights were shelved beside the Halloween decor, so it seemed like there was plenty of time to get prepared. But now the Yuletide is here and, ready or not, it’s time to get jolly.
Getting into the holiday spirit is more than just a mindset. It’d be a wonderful life, indeed, if we could just will the decorations, travel plans, and presents into being, or at least postpone the holidays until we were ready for them. But neither Christmas, Hanukkah, nor Kwanza waits for anyone, which means no matter how aware we are that the winter spending season is upon us, we probably aren’t ready for how much it is going to cost us.
It’s true you can’t put a price on the experiences the holidays grant us. For many Americans, it’s the only time during the year when we get to spend quality time with friends and family. Because this season is so dear, we have to get creative with our finances to defeat the many obstacles that lie between us and our loved ones. If you are leaving Memphis, you’ll have expenses such as airline tickets, luggage fees, rental cars, or automotive repair to get your personal vehicle road-ready. Many consumer spending experts agree that holiday travel can set you back several hundred dollars on transportation, $200 in food and entertainment, and at least $500 for lodging if your folks’ house is full. All of these expenses are easy to plan for. Where we really get hit in the pocket is with giving.
Last year, Americans collectively spent over $1 trillion on the holidays, according to the U.S. Commerce Department. Individually, they spent over $900 on holiday gifts and plan to budget close to $1,000 this year, according to the American Research Group’s annual holiday study. This amount has increased since 2008, according to a report by Investopedia, due to increased (and even more accessible) Black Friday and Cyber Monday deals online.
If holiday expenses are becoming too much for your household budget, getting extra cash for the holidays with title loans in Memphis is easy. Come on by Mid-South Title Loans with your lien-free vehicle, its title, and your photo ID. After some quick paperwork, you will be in and out with cash in hand within 20 minutes. At Mid-South Title Loans, you can receive anywhere from $150 to $2,500 based on your vehicle’s value. The best part is you get to keep your keys and continue driving to where you need to be for the holidays.
If you’ve checked your list, checked it twice, and still find out that your yuletide cash is tight, there’s no sense in canceling Christmas. A title loan for extra holiday cash at Mid-South Title Loans can make your holiday merry and bright. Stop into any of our three convenient Mid-South Title Loans locations in Memphis today!