November 13, 2017
There aren’t a lot of things that can break up the monotony of our day jobs. Sure, we can take a walk to the soda machine for ten minutes or so, maybe meet up with friends for a long lunch, but for the most part we are locked into our tasks for at least forty hours each week. There is one thing, however, that can save us from this daily grind—an out-of-town business trip.
While, yes, it is typically still work, the business trip is one of those few golden opportunities to mix business with pleasure. Of course, some restrictions will apply, as you will be representing your company. If you are presenting at a trade show, sealing the deal on a contract, conducting market research to find new opportunities for your company, or training new recruits, you won’t want to 100% cut loose. Even so, a break is a break, and a trip anywhere outside of the office is basically a paid vacation, right?
Wrong. While you may be excited to escape the desk for a few days, there may be a few unexpected expenses, even if your employer is footing the travel bill. First, let’s recognize what your savings are, thanks to that. According to a study from Certify, companies pay on average $949 for domestic travel and $2,600 for international travel per employee on a business trip. This includes at least air fare, rentals, and lodging. It doesn’t always include meals or easily overlooked expenses that can add up quickly. For example, a traveling employee can expect to pay $182 in vehicle expenses, either to rent a car or to cover wear and tear on a personal car.
Personal expenses caused by the trip can be sizable as well. You will need to look your best, so your finest suits will need to be dry cleaned, and you will have to pay for a house sitter or caregiver to mind the nest while you are gone. All of this can add up to several hundred bucks.
It isn’t unreasonable to expect your employer to cover most of these expenses, but companies have tightened up on what can be charged to their corporate credit cards. It’s best to ask your boss ahead of time what can be expected to be covered. Even if your boss does promise to reimburse you for all expenses, you had better make sure you have a filing system in place for saving your receipts, or you may find yourself covering the entire bill!
Likewise, you need to account for a delay from the time you file your paperwork and when you receive actual cash repayment. It can take anywhere from two weeks to a month for your travel stipend to go through payroll. Depending on what time of month that falls in, that reimbursement could make or break your budgetary needs like rent, groceries, or credit card payments.
There’s no need to wait it out, though. A Tennessee title loan in Memphis can give you the quick cash you need to buffer your professional preparations and insure you get some pleasure out of your business trip. A Tennessee title loan from Mid-South Title Loans in Memphis ranges from $150 to $2,500 based on the value of your vehicle. Tennessee title loans in Memphis require no credit check, just a lien-free car title and a photo ID.
We have three convenient locations throughout the Memphis metro to serve our customers:1680 Winchester Rd, 4965 Summer Ave, and 2798 S. Perkins Rd. If you’re searching for a Tennessee title loan, all you have to do is fill out our convenient Title Loans Online Info Sheet or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.