December 19, 2017
It’s estimated that every year Santa will bring gifts to hundreds of millions of good little children worldwide. Of course, we’ll never know if all those children are truly nice or if they’ve been naughty—that’s a trade secret held by those jolly old elves up at the North Pole. Regardless, the cost to Santa every year must be incredible. Not only does he need to acquire materials to make all those toys, from candy canes to wooden soldiers to toy cars to dolls to the iPad Pro (if we’re being honest), but there are the labor costs to consider. Overtime alone for the workers in Santa’s shop must be staggering. Then you have to think about the reindeer. There are eight of them plus Rudolph, and they’re all getting time and a half for working on Christmas. Even if Santa only pays them in hay and carrots, that’s still a lot!
Of course, in all seriousness we all know that “Santa Claus” is really and truly the collective effort of hundreds of millions of hard-working parents, grandparents, aunts, and uncles worldwide. But that doesn’t mean we’re joking about the cost. Christmas may come once a year, but that doesn’t mean it isn’t a significant expense for people. Even if you celebrate Hanukkah or Kwanzaa, the end of the year—the “holiday season”—is filled with tons of expenses. Everyone wants to give their families an amazing Christmas Eve and Christmas Day. For parents and other relatives who are dead set on making a rich holiday experience for their families, the “winter wonderland” out there can seem like a cash nightmare. People often find they come up a little short come Christmastime, but that’s nothing to feel ashamed of. Everyone needs a little help sometimes. Fortunately, car title loans in Memphis can bring a little bit of relief where it’s needed. Even Santa has Mrs. Claus and his army of elves.
Gifts for Kids Breaking Your Budget?
There are always popular toys every Christmas. Remember Tickle Me Elmo, the Tamagotchi, or even the Cabbage Patch Doll? It seems like every year there’s something the kids just have to have, and these days, those things are getting even more expensive. Hatchimals, the robotic toy that’s driving all the kids wild, will set you back $60. Sphero’s Star Wars App-enabled R2-D2 will run you $200. Video games can be anywhere from $40 to even $60, no matter what gaming system your kids have. With older kids, things can be even more costly. Teenagers may want a musical instrument, such as an electric guitar or a digital keyboard. Either of those will run you between $600 and $800 easily. If your kids are dying for their own iPhone or laptop, that can be $800 to $1000 dollars. If they have their heart set on some sort of fashion sneakers, only Santa knows what those will run you, even if they’re just shoes. If your oldest wants a flat-screen TV for her bedroom, that’s another $600. And of course you have to pick up all the things from “Santa” that your kids need every year, from warm clothing to winter coats to plenty of books to read over the school break. If you have a family of four, that’s a huge tab.
Stocking Stuffers Can Be Pricey
When your kids hang their stockings by the chimney with care in the hopes that St. Nicholas soon will be there, it’s hard to not want to fill them with all sorts of great if smaller gifts. Gone are the days when children were delighted by a shiny new penny and an orange. Nowadays, stockings can hold things like candy bars and chocolates and candy canes… and also smart watches, earrings, bracelets, and of course those nice gift cards that everyone seems to love, especially picky teenagers who just want to go to the mall or online and get things for themselves.
Let’s Not Forget ALL the Winter Holidays…
Some families don’t celebrate Christmas, but there are plenty of other winter holidays with associated costs. Hanukkah and Kwanzaa are both gift-giving holidays, and Muslim, Hindu, and Buddhist families all tend to get together over the holidays. Families of all sorts are often dismayed by extra costs over the wintertime, no matter how carefully they budget. Even if you don’t celebrate Christmas, there may be holiday costs associated with your kids’ school. Costumes for music programs, a treat for the end-of-year party, or a Secret Santa among the kids at school all add up. The truth is no matter where you attend holiday services, families face the same dilemma of not having enough money to cover gifts and trinkets that mean so much when the weather gets cold. The good news is a car title loan in Memphis is a non-denominational way to make ends meet this time of year!
The High Cost of Annual Holiday Events
No matter what you celebrate, the winter holidays mean a season of holiday events, parties, get-togethers, shindigs, and trips. You need to get to your kids’ winter holiday program at school, which means coughing up a little extra for food, decorations, or costumes. You may want to send your kids to the same play or musical at the local theater that all the rest of the neighborhood children are going to. Maybe you all just want to get dressed up and go to a nice dinner or visit the mall to see Santa Claus. Maybe you need to visit all your uncles, aunts, and grandparents all over town—or out of town! That’s a lot of extra gasoline. And if your office does a Secret Santa or White Elephant gift exchange, that’s extra money too, to say nothing of hostess gifts for your annual holiday party. When festivities and merriment consume your holiday budget, a car title loan in Memphis can help.
Car Title Loans to the Rescue!
Car title loans in Memphis from Mid-South Title Loans range from $150 to $2,500 based on our assessment of the value of your vehicle. To get a car title loan in Memphis from Mid-South Title Loans you need a lien-free car title and a photo ID. We do not perform a credit check—it’s easy. You keep your car and your keys, so you can still get to all your holiday gatherings. You just have a little extra cash in your pocket.
Give “Santa” a Much-Needed Break this Season
There is no greater pleasure for a parent than seeing the delight and wonder in their children’s eyes come Christmas morning when they run downstairs in their pajamas to unwrap the one thing they’ve really wanted this year. Parents of all faiths and cultures take great pride in sharing the warmth of the holiday season with their kids. But sometimes, no matter how carefully you plan and clip coupons and bargain hunt, it’s still easy still go over your budget.
Don’t abandon your holiday plans over a few dollars. A car title loan from Mid-South Title Loans can help you have the Christmas you want and your family deserves. So get into your sleigh and come over the river and through the woods to any of our three convenient Mid-South Title Loans locations in Memphis today!