January 29, 2018
With so many unknown factors looming throughout the month, it’s always a huge victory when you stay within budget. There are some months, though, when despite clipping coupons, staying in, and downsizing expenses, something major occurs that claims every dollar painstakingly saved, and worse yet, may require even more than that. Perhaps your spouse’s routine doctor’s exam turns into a weekend stay at the hospital; your daughter is in a fender-bender while commuting to school; you need a new cocktail dress for your friend’s black-tie wedding; or plane tickets to a summer family reunion were a bit more than expected.
Whether it’s fun things or not-so-fun things, a sudden expense can send your savings into long-term chaos. However, with a lien-free, drivable vehicle, you can find quick and easy cash with a title loans provider in Memphis, TN while maintaining the use of your car. Otherwise, it may take weeks or months to scrounge up the extra dough doing the following…
Rather Than Getting a Part-Time Job
One of the most common means of picking up some pin money is taking on a second job. Just by working a few hours a week, we can add a few hundred dollars to the budget. The catch is… do you have the time to commit to another gig? If you are working full-time, that means you are probably working over the forty-hour requirement, anyway. With so many hours in the day, your full-time job will probably leave open a very small window for picking up enough extra shifts to make it worthwhile. There’s that and the fact that job hunting in general is time-consuming, and you may not find the right fit in time to beat the bill collector. Heck, even with the odd job, you may still have to wait for the next pay cycle to get the cash you need. To get accessible funds sooner rather than later, title loans in Memphis are an easier alternative to securing quick cash fast.
Instead of Finding Things to Cut from Your Budget
You can only cut so much. Perhaps you’ve downgraded your phone plan, shopped generic brands, stopped swinging by Starbucks every morning on your way to work, bagged your lunches, waited for the DVD, and opted for frozen pizza rather than delivery. Good job! This is the best way to generate extra cash, and you’ve probably squirreled away $300-400 a month. While that is a great amount to save, something unexpected or overlooked like a root canal or college textbooks could require you to withdraw it faster than you can deposit it. And what do you do when your spending is as lean as a bodybuilder? There’s only so much you can cut before you are taking away your basic necessities.
Instead of Selling Your Belongings and Valuables
You could look to your closet and garage. Thanks to websites like Craigslist, eBay, and Amazon, we can take our yard sales global. If you don’t want to deal with mailing stuff, though, a traditional weekend garage sale can bring in a few hundred extra dollars, or you can take that unworn designer dress to a consignment shop. If you have heirlooms like vintage costume jewelry, an old china cabinet, or dishes that have more sentimental value than practical, several thrift stores and vintage boutiques would gladly take them off your hands for a few clams. It may seem weird at first, but selling your unused or unneeded books, clothes, shoes, furniture, old video games, and DVDs not only pads your wallet, but also declutters your home. You don’t want to go overboard, though. If you feel like you are having to decide between a plumber bill and your grandmother’s multi-generational necklace, perhaps another means should be sought, like title loans in Memphis that require no credit check and are much more hassle-free than haggling at the thrift store.
Searching the Sofas and Wardrobe
Perhaps the last and most fruitless resort is digging through the cushions. Day in and day out, when we empty our pockets or clean our purses, we unknowingly stash small change and bills that could add up to a pretty penny over time. Check any and all clothes pockets in your hamper, jacket pockets in your closet, old purses and backpacks, under the couch cushions and in every drawer, and you might find a small treasure in your home. Great as that is, we’re not talking Bluebeard’s bounty, and you may still need to match the recovered sum from sources outside of the house, perhaps no further than your garage.
Access to Quick Cash May Be in Your Own Garage
The quickest source of getting the cash you need may be via your vehicle. If it is drivable and lien-free, then you can leverage it for a car title loan. Title loans in Memphis, TN from Mid-South Title Loans range from $150 to $2,500 based on the value of your vehicle. A car title loan in Memphis from Mid-South Title Loans requires no credit check, just a lien-free car title and a photo ID. Just bring all of this to one of our three convenient office locations, and after some quick paperwork, you’ll be back on the road with keys and your needed cash in hand. That’s right, no matter the amount of your loan, you get to keep the use of your car while you repay the loan over a 30-day period. Can’t repay the loan within 30 days? No worries, the contracts are renewable.
There are many ways to try and find some extra cash, but a car title loan from Mid-South Title Loans is not only quick but easy. With same-day approval and no credit checks, Mid-South Title Loans is a hassle-free way to pay off that unexpected expense without disrupting your monthly budget or decreasing your quality of life. Stop in to any of our three convenient Mid-South Title Loans locations in Memphis today!