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Got Bad Credit? Get a Car Title Loan Near Me at Memphis’ Mid-South

Got Bad Credit? Get a Car Title Loan Near Me at Memphis’ Mid-South

Less-than-perfect credit may not become a problem, until you need to get a loan or a line of credit. Whether you missed a few payments that got reported to the credit bureaus, suffered a bankruptcy, or something else, it is a burden having bad credit when you need to ask for money from a bank or credit union. It usually results in you being denied the money, or you may get outrageous terms and conditions that you know aren’t in your best interest.

But when bills keep piling up and you need money, you’ve got to find an option, which is why you’re searching for a car title loan near me. Maybe you’ve heard from a friend that it’s a good option, or maybe you read on the internet that you may qualify.

A car title loan is a great way to get short-term financial needs met when you have less-than-perfect credit, because you only need to meet a few requirements. It is a quick and easy loan that also gets repaid quickly, so you don’t have to worry about owing on a loan for years to come.

Why Get a Car Title Loan Near Me with Bad Credit

Take care of your expenses

Unfortunately, when bills don’t get paid on time, it can hurt your credit, and it can result in the bills going to collections, which is never a good thing. Maybe you’ve had unexpected expenses and just can’t keep afloat, but there’s no reason to let you credit go bad and your bills be unpaid when you can get a car title loan near you in Memphis at one of Mid-South Title Loans’ three locations.

Whether you need the money for an upcoming family trip, gifts, medical bills or just to cover basic expenses, we can take care of you. It doesn’t matter what you use your money for, we’re here to help you get out of the deep end and get through any tough financial period.

No credit checks or extensive document checks

When you have less-than-ideal credit, the last thing you want to do is get a loan that requires a credit check, because you know you will probably get denied. But luckily, with Mid-South Title Loans, we don’t require a background or credit check. So even though you may not be sure if you can get a loan, due to bad credit or being denied in the past, we can work with you, if you own your car.

In addition, to get a car title loan at your local Memphis Mid-South Title Loans location, you don’t need to provide documents like your pay stubs or employment information, and you don’t need a cosigner if you have bad credit. These things can be time-consuming, and time is the last thing you have right now. Mid-South Title Loans’ car title loans near you only have a few requirements:

  1. A lien-free title – When you have a lien-free title, it means that you don’t owe any money on your car. You own it completely. In addition, your title needs to be issued from somewhere within 80 miles of our Memphis locations, in the tri-state area.
  2. A drivable car – Your car may be damaged, but it has to be in working condition.
  3. A valid photo ID – It needs to prove that you are 18 or older.
  4. Car insurance – You’ll need your up-to-date insurance card to get your car title loan at your nearest Mid-South location when getting your loan.
  5. A filled out application

That’s it! It’s pretty simple, and if you meet all the requirements, you can get between $150 and $5000 with a car title loan at Mid-South Title Loans.

Get your money quickly

When you have bills or unexpected expenses that are months late and waiting to be paid, we know that it can be stressful, and you don’t have a lot of time to get the money you need. That’s why our process allows you to get your money on the same day as you apply. We want to put you back on your feet as quick as possible.

The whole car title loan process can take as little as 20 minutes. Be on your way to up to $5000 by filling out the short application on our website now.

It’s a pain-free process

At all of our Memphis Mid-South Title Loans, we like to keep our process simple, and it’s our service that puts us a step above the rest. So when you’re ready to get your car title loan, here’s what you need to do to get top dollar today:

  1. Fill out our title loan application – This can be done either online or in-store. No need to wait for a credit check to be done or to verify employment. Just simply fill out your information.
  2. Drive your titled vehicle to one of our three Memphis locations.
  3. Bring your required documents – As mentioned above, you’ll need a valid photo ID, your car insurance, and your lien-free title.
  4. Let our team quickly evaluate your vehicle to determine the loan amount.
  5. Upon approval, collect your money, in exchange for the car title.
  6. Drive off with money your hand.
  7. Repay your loan, then come back to the location near you to get your title.

We try our best to make the process simple and straightforward. And you don’t need to worry, we won’t permanently keep your title or do anything with your car. It’s all yours.

Get your loan paid off quickly

When you have long-term loans, it’s easy for your interest to rack up quickly. At Mid-South Title Loans, our car title loans are paid off on a 60-day term that we agree upon. And if you need extra time to pay it off, just ask, and we’ll help you with one of our renewable options.

Ready to get your cash today? Fill out our Online Info Sheet or bring your vehicle to one of our three Memphis locations for a quick evaluation for free.

Go to Mid-South Title Loans for a Car Title Loan Near Me

When you’re in search of a car title loan near me, look no further than Memphis’ Mid-South Title Loans for quick cash and top service. Our friendly service professionals are ready to talk to you today at one of our convenient Memphis locations to get started or through our website now!

1680 Winchester Rd
Memphis, TN 38116

Phone: (901) 346-1040

4965 Summer Ave
Memphis, TN 38122

Phone (901) 821-9211

2798 S Perkins Rd
Memphis, TN 38118

Phone: (901) 794-5460

Proudly serving Memphis, Tennessee & the surrounding areas

Mid-South Title Loans proudly provides title loans to customers with bad credit in Memphis, Tennessee and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460