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Title Loans are a Short-Term Solution for Tennessee Customers with Bad Credit

Title Loans are a Short-Term Solution for Tennessee Customers with Bad Credit

Title Loans are a Short-Term Solution for Tennessee Customers with Bad Credit

Do you have bad credit, but you’re in need of a short-term loan? Maybe you’ve suffered a job loss, resulting in a major loss of income, or maybe you have expensive bills piling up and you just need some relief.

If you have bad credit, you know that it can be hard finding a loan, whether it is a line of credit or a traditional loan from a bank or credit union. Even if it is small, local Tennessee lender, you may not meet the minimum requirements, resulting in being denied the loan you need.

There is hope! Short-term loans are a great option, and a title loan is the perfect solution for Tennessee car owners in need of money to help get through a tough financial time. Title loans are quick and easy and have only a few requirements to meet. So, when you are searching for a short-term loan in Tennessee, look no further than Mid-South Title Loans to get the money you need.

Why Get a Title Loan with Tennessee’s Mid-South for a Short-Term Loan

No background credit checks or extensive requirements

Our top benefit for customers who’ve had past credit problems, don’t have any credit, or are having current credit problems is that we don’t do any background credit checks. So, even if you’ve been turned down elsewhere due to your credit, you won’t have a problem at Mid-South Title Loans.

Also, at many banks and credit unions, you have to provide a laundry list of documents for them, like your pay stubs, employment verification, and beyond, which takes a time – on top of having to wait weeks to get approved and get the money you need. Tennessee’s Mid-South Title Loans short-term loans only have a few requirements:

  1. You must own a lien-free title – If you aren’t sure if your title is lien-free, it just needs to be paid for in full (you don’t have a car loan currently). In addition, your title can be issued from anywhere in the tri-state area within 80 miles of any of our locations and needs to be under your name.
  2. Your car must be drivable – It can be damaged, but your car has to be in driving condition.
  3. You must have car insurance – Bring your up-to-date card to your nearest Mid-South location when you’re ready to get your money.
  4. You must provide a valid photo ID with your birthday showing you are 18 or over
  5. Fill out our quick application

Our customers love that our short-term loans mean that it’s simple to get the money they need when they need it.

Get your money on the same day as you apply

When you need money for bills or unexpected expenses that you can’t afford, our short-term loans have you covered, and you can get them on the same day as you apply. We know how stressful it is when you are running low on money, and we know that you don’t have a lot of time to spend waiting for your loan to get approved or to get your money.

Our process can take as little as 20 minutes from the moment you walk in our door to having your money in hand. Be on your way to up to $5000 by filling out our short application on our website now.

Take care of your bills today

Whether you’ve got medical bills that have been sitting for months, a big holiday coming up or you just need your basic expenses covered, a short-term loan at Mid-South Title Loans gets you back on track. Many of our Tennessee customers use their title loans to cover things like medical expenses, Christmas gifts, home or car repairs, and family vacations. But it doesn’t matter what you use your money for, it is here for you when you need it at Mid-South Title Loans.

The process is simple

Our Mid-South Title Loans service stands out from the competition because of our quick and easy process that gets our customers the money they need as soon as they need it. Here’s what you need to do to get top dollar on your title today:

  1. Complete a title loan application – Whether you want to fill it out online before you come or in our store, we don’t have to check your credit or verify your employment – just fill out your information.
  2. Drive your vehicle that the title is for over to one of our three Tennessee locations.
  3. Bring the required documents with you – As mentioned above, bring a valid photo ID, your insurance information, and your lien-free title.
  4. Wait while we quickly inspect your vehicle to determine the amount we’ll loan you – It will be somewhere between $150 and $5000.
  5. Collect your money upon approval, in exchange for your title (which we only hold until you pay us back).
  6. Drive off with money your hand.
  7. Repay your loan then come get your title.

We make it as simple as possible for you. And don’t worry, we don’t permanently keep your title or do anything with your car.

Pay your loan off quickly

Mid-South Title Loans’ short-term title loans are paid off in 60 days, so you aren’t paying us back for months and months while racking up interest. And if for some reason you need extra time, we have renewable options.

If you’re ready to start your loan application, fill out our Online Info Sheet or just bring your car by one of our three locations for a quick evaluation at no cost.

Work with Tennessee’s Top Short-Term Loan Provider

When you are in need of a short-term loan, come to Tennessee’s Mid-South Title Loans. Get in touch with one of our courteous professionals at one of our convenient Memphis locations to get started or contact us on our website now!

1680 Winchester Rd
Memphis, TN 38116

Phone: (901) 346-1040

4965 Summer Ave
Memphis, TN 38122

Phone (901) 821-9211

2798 S Perkins Rd
Memphis, TN 38118

Phone: (901) 794-5460

Proudly serving the Memphis, Tennessee area

Mid-South Title Loans proudly serves customers in Memphis, Tennessee and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460