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What Do Memphis, TN Car Owners Gain from a Title Loan?

What Do Memphis, TN Car Owners Gain from a Title Loan?

When you live in Memphis, TN and you are in need of short-term cash, there are a lot of options. You could go to a bank and ask for a personal loan or a line of credit, or you could go to the local credit union and get a line of credit. The problem is: most of them have extensive requirements, long-term repayment, and high interest rates – not to mention a long wait period before you’re approved. When you only need a small amount of cash to cover a dry period in your finances, you need a better solution.

Memphis, TN’s Mid-South Title Loans is a short-term cash solution that beats the rest. We offer title loans that you can get on the same day in less than an hour. There are only a handful of requirements, and if you are a car owner, you likely already meet them. You also repay our title loans back quickly, so there’s no worrying about ongoing payments for years to come.

A title loan doesn’t mean we keep your title forever or even your car, for that matter. You don’t lose anything – you only gain the short-term cash you need to cover your bills that are piling up.

Why Get a Title Loan from Memphis, TN’s Mid-South Title Loans

Quick cash

It’s hard to find banks or credit unions that will get you the cash you need quickly. That’s where short-term loans like Memphis, TN’s Mid-South Title Loans come in handy. Our whole process, from start to finish, can be as quick as 20 minutes. Yes, really! In 20 minutes, you can get up to $5000.

We understand that bills and other expenses don’t wait, so you don’t have time to wait, either. As soon as you need the money, we can get it to you. If you’re itching to get started, fill out our online application now!

The ability to take care of your bills or expenses immediately

When bills don’t get paid on time, it can result in your credit lowering or collectors harassing you or your family members, which can be both annoying and embarrassing. For whatever reason you’re currently having financial struggles, don’t let your credit go bad and your bills go unpaid. Our Memphis, TN customers use their title loan cash for:

  • Dental or medical expenses
  • Christmas gifts
  • Birthday gifts
  • School tuition
  • Home improvement repairs
  • Car expenses
  • Basic expenses
  • And beyond!

It doesn’t matter if you need the money for a planned family trip, gifts, medical bills or just to cover basic expenses, Memphis’ Mid-South Title Loans will take care of you with our title loans. We can help you get out from under water in your finances and start to see the light again.

No credit pulls or long list of documents needed

When you apply for loans or credit lines, it can result in either soft or hard credit pulls, which can actually damage your credit. We don’t want to hurt your credit. We just want to help you get the money you need, so we don’t do any background checks or credit pulls. Especially if you have had past credit problems, the last thing you want a loan that requires a credit check, because you may have gotten denied in the past.

In addition, lots of banks and credit unions have a long list of documents needed to lend you money, such as pay stubs, address verification, and beyond. We aren’t that nosey. Our process is quick and easy, because we have minimal requirements. When you’re ready to get money quickly at one of our three Memphis Mid-South Title Loans locations, you’ll only need to meet these five requirements:

  1. You own lien-free title – A lien-free title means that you don’t owe anything on your car. Your title also needs to be from somewhere within 80 miles of Memphis, TN, in the tri-state area.
  2. You have drivable car – Even if your car is damaged, if it is in working condition, you qualify.
  3. You have valid photo ID showing you are 18 or older
  4. You have car insurance – You need to have up-to-date car insurance, so bring your card with you to get your car title loan at one of our Memphis locations.
  5. You need to fill out our title loan application

If you meet all five of these requirements, you’ll be able to get between $150 and $5000 with a title loan at Mid-South Title Loans in Memphis, TN.

A pain-free process, from start to finish

Our Memphis Mid-South Title Loans stores all keep the loan process simple. Our customers love our quick and easy service. When you’re ready to get a title loan to help meet your financial needs, all you need to do is:

  1. Get a title loan application filled out either online or in-store.
  2. Drive your vehicle to your nearest Memphis Mid-South Title Loans.
  3. Bring the required documents – As mentioned before, you’ll need to bring your valid photo ID, car insurance information, and a lien-free title in your name.
  4. Let one of our friendly professionals evaluate your vehicle to determine the amount we can give you in a loan.
  5. Take your money, in exchange for your car title.
  6. Repay your title loan to get your car title back.

Our process is simple and pain-free, and it’s even easy paying off your loan.

Get your loan paid off quickly

Long-term loans leave you with tons of interest built up over time, which we don’t agree with, here at Mid-South Title Loans. We want you to pay off your loan quickly, so you can get your title back, along with being back in good financial standing. Our loan terms are 60 days in length, but we allow a little wiggle room, if you need to extend it due to finances being short.

Ready to get paid for your title today? Find our Online Info Sheet on our website to get started or bring your car to one of our Memphis,TN locations for a quick, free evaluation today!

Get Your Title Loan in Memphis, TN at Mid-South Title Loans

Memphis’ Mid-South Title Loans is your one-stop-shop for quick cash, in exchange for your car’s title. Our loan professionals are ready to help you get the money you need today at one of three Memphis, TN area locations. Also, feel free to get in touch with us through our website today!

1680 Winchester Rd
Memphis, TN 38116

Phone: (901) 346-1040

4965 Summer Ave
Memphis, TN 38122

Phone (901) 821-9211

2798 S Perkins Rd
Memphis, TN 38118

Phone: (901) 794-5460

Proudly serving Memphis, TN & the surrounding area

Mid-South Title Loans proudly provides title loans to car owners in Memphis, TN and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460