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5 Spring Home Repairs You Can Use a Car Title Loan For

5 Spring Home Repairs You Can Use a Car Title Loan For

Spring is not only a great time for deep cleaning and organization, it’s a great time to spend some money on home repairs that are past due or are ready to be done to prepare you for Tennessee’s spring and summer changes in weather.

Unfortunately, home repairs can be costly, and you may not having all the money saved up to take care of some important tasks, such as window or air conditioner replacements. We all know that one of the worst things that could happen to your and your family during the hot Memphis summer heat is having your air conditioner going out. Trying to sleep, or do anything for that matter, without air conditioning is miserable, on those hot summer days and nights.

In addition, spring and summer can bring nasty storms that you need to be prepared for. So, it’s time to take the plunge to do the repairs your home needs this spring. It’s easy to finally put those tasks on the immediate to-do list, when you have the help of a car title loan from Memphis’ Mid-South Title Loans. Unlike traditional home improvement or personal loans, you can get a car title loan in as little as 20 minutes, and you don’t have a laundry list of requirements.

When you’re ready to get your car title loan, you can use your funds to pay for important spring home repairs. Here’s a few that our customers commonly use their car title loans for.

5 Spring Home Repairs to Complete with Your Car Title Loan

1. Roof inspection

Your roof is one of the most important parts of your house, and it plays a big part in protecting you from the heavy storms and rain. It’s a good idea to get your roof inspected in the spring, so you can be sure that it’s going to do its job during tough storms throughout the spring and summer. Even if you’re not foreseeing any problems because you haven’t had any recently, a crazy storm may uncover some vulnerabilities that you’d only find if you’d have gotten your roof inspected.

A roof inspection can help determine if you have any broken shingles that need to be replaced, helping you solve small problems before they become big ones that impact your quality of life – and your budget. Plus, if your roof hasn’t been worked on for a while or is old, you may even need a new roof. You won’t know until you get it inspected, which is only a couple hundred dollars (including repairs). It’s a great investment for years to come.

2. Storm preparation

When you aren’t prepared for intense storms, it can come back to haunt you. It’s better to spend the money to prepare, rather than pay more later and experience extreme stress and discomfort for days or weeks.

There are a couple things you might consider to do to get prepared for the possibility of extreme storms: purchase a generator, reinforce your garage, and add storm shutters. These are great ideas that help you get peace of mind that you need when the storms hit.

3. Air conditioner tune-up

When’s the last time you had your air conditioner checked or replaced? If you’ve had your air conditioner for more than 10 years, there’s a chance you could need a replacement. In any case, you should get your air conditioner cleaned, checked and tuned up by professionals once a year. One of the worst things that can happen during the hot Memphis summer is having your air conditioner break, in one way or another. The best way to avoid that happening is by getting a tune-up.

Your car title loan can help pay for a tune-up that includes condenser coil cleaning, coolant levels check, thermostat calibration, ductwork checks for leaks, electrical connections check, and your blower belt and motor tuned. In the case that you need a full-on replacement, a car title loan will be a great way to help pay for it. And you won’t need to be worried about being without air conditioning at any point this spring or summer.

4. Clean gutters

Do you see any pools of water near your gutters? Have you had your gutters cleaned since last summer or before? When your gutters haven’t been cleaned in a while and you get a lot of rain, you can experience water build up, causing expensive problems like leaking into the foundation. While getting your gutters cleaned is only around $150, foundation repairs are expensive.

To avoid making expensive repairs on your foundation due to unchecked gutters, a great spring home repair is gutter cleaning. While cleaning, you may even find out you need repairs to help water flow better or fix broken areas. Either way, it’s easy to get your gutters checked and cleaned with the help of a car title loan from Mid-South Title Loans.

5. Window replacements

Do you feel drafts coming from your windows? Do you have high energy bills? Are your windows old or damaged? If you answered yes to any of these questions, you should consider getting some or all of your windows replaced.

Window replacements are a great use of money, and your car title loan can help you pay for them. They’re a great investment not only to save you money on your energy bills now, but to also increase the equity of your home when you decide to resell.

How to Get a Car Title Loan for Home Repairs This Spring

Mid-South Title Loans makes it quick and easy to get the money you need for your spring home repairs, through our car title loans. We don’t have any extensive requirements or background checks, so you won’t need to wait weeks before getting approved. Plus, you don’t need to have perfect credit, since we don’t check your credit.

When you’re ready to experience all the benefits of a car title loan from Mid-South Title Loans, here’s what you’ll need to do:

  1. Complete our simple application
  2. Gather your documents:
    • a. A lien-free title – A lien-free title is one that is debt-free, and it needs to be issued in your name within 80 miles of your Mid-South Title Loans location.
    • b. A photo ID or driver’s license, showing you are 18 or older.
    • c. Current car insurance
  3. Drive your car and bring your documents to the nearest Mid-South Title Loans location. We will then inspect your car to determine its worth and how much we will loan you – an amount between $150 & $5000.
  4. Accept the offer and terms, and let us borrow your title, until we are paid back.
  5. Pay off the loan in full (usually 60 days) and get your car title back, along with a thanks.

Ready to get started? Start by filling out an application on our website or simply drive your car to your nearby Memphis Mid-South Title Loans location to get a free evaluation!

Let Mid-South Title Loans Help Get Your Spring Home Repairs Completed

We want to help you get your home in the best shape possible with the help of our title loans. Get your loan today in as little as 20 minutes. Contact us for more questions through our website or call the location near you now!

Proudly Serving Memphis, TN & the Surrounding Area

Mid-South Title Loans proudly provides car title loans to customers in Memphis, TN and Shelby County, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.

 

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