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Find a Title Loan Near Me with 3 Convenient Memphis Locations

Find a Title Loan Near Me with 3 Convenient Memphis Locations

Have you been searching for a “title loan near me” and trying to decide which title loan provider is the perfect fit for you? Perhaps you’re just now learning about title loans as a loan option, and you’re wondering if a title loan is a good fit for you.

Whether you are also considering other loan options like a line of credit or a bank loan or you’re ready to get your title loan now, Mid-South Title Loans is a perfect short-term loan option with little requirements and hassle in Memphis, TN. The process to get a title loan is so simple that you can get the money you need on the same day that you apply and even in as little as 20 minutes.

Our customers love that they can get their money immediately, and they don’t have to wait around for document reviews, credit checks, and beyond that you typically have to when going to a bank or credit union. Traditional loans can take weeks, and we know you don’t have that kind of time.

When you are ready to get a title loan near you, come to one of our three convenient Memphis locations. Here’s what you need to do to get yours today.

How to Get a Title Loan Near Me at Any of Our Memphis Locations Today

Fill out an online application.

Our online application is simple to fill out and is the first step in getting the money you need, as soon as you need it. The application requires that you fill out basic information about yourself, such as your name, address, housing information, employment information, car information, and more. We use this information to help decide what your repayment capabilities are and to analyze your needs. It also helps us determine how much money we can loan you.

Locate your lien-free title.

A lien-free title is an essential component to getting a title loan near you at any of our Memphis Mid-South Title Loans locations. We use your lien-free title as collateral, while you are paying off your loan. As soon as your loan is paid off, we promptly give you your lien-free title back.

A lien-free title is one that is for a car that is completely paid off. You can’t owe any money on your car, or else it is not lien-free. In addition, we need the title to be in your name and issued within 80 miles of your Mid-South Title Loans location.

Gather your insurance information and photo ID or driver’s license.

In addition to your lien-free title and a filled out online application, we’ll need you to show us your current car insurance information and a valid photo ID or driver’s license, in order to get your title loan. Your valid photo ID or driver’s license needs to show us that you are 18 or older.

Drive your car (that your lien-free title is under) to the Memphis location near you with your title, insurance and photo ID in hand.

When you have filled out your online application and have gathered your required documents, you’ll next want to drive over your car to the Memphis Mid-South Title Loans location near you. You can also do this at any time for free to see what kind of money we can lend you.

We inspect your car thoroughly to determine it’s worth, and that’s it. We’ll use this information to determine how much money we can loan you, between $150 and $2500.

Discuss your loan offer and accept.

Once we’ve looked through your information and determined how much money we can loan you, we’ll write up your title loan and offer it to you. We’ll discuss all of your title loan’s terms and conditions with you thoroughly, so you’re not left in the dark about anything. Our loans are under a 30-day renewable contract, which is able to be renewed for an extension with additional fees, if necessary.

After all is discussed, you can choose to accept your offer, as well as the terms, and we’ll write up a check to you. In exchange for your check, we’ll temporarily keep your lien-free title, until your loan is paid off.

Pay your bills immediately with your money.

Once you have your money, you can do whatever you need to with it. You can cash it immediately for instant cash, or you can deposit it into your bank account. Our customers love that they get their money immediately, usually in the same day that they apply, and they can pay for their important expenses instantly. Whether it’s overdue bills, your mortgage or rent, home repairs, or something else, we love that we can provide you with money quickly to use, as soon as you need it.

Pay us back within the loan term or request to renew.

We make it easy to pay off your loan by keeping your loan term short. This way, you don’t rack up interest and end up not being able to pay us back quickly. From the beginning, we set you up for success, so that you can get back on your feet financially. If you do need more time to pay off your loan, we have an option to extend it with additional interest, but it may be worth it to you to get the extra time.

Get your title back and come back whenever you need short-term financial help again.

As soon as your loan is paid off, we’ll happily give you your title back, along with a thanks, and we’ll be here again for you, whenever you need us.

Find the Mid-South Title Loans Location Near You to Get Started

Which one of our Memphis area Mid-South Title Loans location is near you? Check out our three Memphis locations to locate the one nearest you, so you can get started getting the money you need. Also, bring your car by anytime for a free inspection to get a loan estimate.

No matter what you need the money for, any of our Mid-South Title Loans locations would love to help. We’ll get you the money you need in no time.

If you have a question or want to get in touch, call your closest Memphis Mid-South Title Loans location, send us a message through our website, or come by any of our locations today!

Proudly Serving Memphis, Tennessee & the Surrounding Areas

Mid-South Title Loans proudly provides title loans near you in Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

 

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OUR LOCATIONS

1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460