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Mid-South Offers Title Loans in Tennessee for Quick Cash

Loans in Tennessee for Quick Cash

Whether you’ve experienced a job loss or are simply having trouble making ends meet, when bills are due, there’s no time to waste. When you need quick cash to cover your bills or expenses in Tennessee, Mid-South Title Loans has the perfect option for you: our title loans.

There are so many benefits to getting a title loan at Mid-South in Memphis, Tennessee, but what really sets us apart from other lenders is how quickly you can get it: in as little as 20 minutes and on the same day that you apply.

We only ask for a few minimum requirements, so our process is simple and quick. Our customers love that they can get their bills or expenses paid off immediately and be free from their burden. Here’s how you can get quick cash at Mid-South Title Loans.

How to Get a Title Loan at Mid-South in Tennessee for Quick Cash

1. Decide how much money you need

When you get a title loan at Mid-South Title Loans in Tennessee, you can get between $150 and $2500. Since it’s a short-term loan, we keep the amounts smaller than traditional lenders, and it helps you to be able to pay it back quickly. Plus, you pay less interest. So when you’re ready to get a car title loan at one of our three Memphis, Tennessee title loans locations, it’s a good idea to get an idea of how much money you’d like to be lended.

2. Review the requirements

It’s important to know that you qualify for a car title loan. Even though we don’t have credit checks, which pleases many of our customers, we do have a few requirements. The most important is that you have a lien-free title in your name, issued within 80 miles of the Mid-South Title Loans location in Tennessee near you. This means your car has to be fully paid off.

In addition, your car that the title is for needs to be driveable, so that you can drive it to one of our Memphis, TN locations for an inspection, which helps us determine the amount we can loan you. Lastly, you’ll need to show us your proof of insurance and a valid photo ID or driver’s license that shows you are 18 or older.

3. Fill out an online application

Once you know you meet the minimum requirements, we’d love for your to fill out an online application. It is quick and can be done at your leisure, and you’ll give us simple, basic information like who you are, what your financial situation is like, and a few references. Since we don’t have requirements like a credit check, income verification, or housing verification, this is what we use to help understand your situation a little bit better.

4. Get your car inspected at your nearest Mid-South Title Loans location

We need you to bring in your car for an inspection, so one of our friendly professionals can determine its worth. This will help us decide how much money we can loan you. Even though this step is typically done after an application, we can inspect your car for free at any time. Come by your nearby Tennessee Mid-South Title Loans location to see if you and your car can get you the amount of money you want.

5. Get your title loan in exchange for your lien-free title

After we’ve seen your car, your application, and your required documents, we’ll be able to offer you an amount between $150 and $2500 to be paid back under a 30-day renewable contract. We’ll review your loan’s offer, terms, and conditions with you, and if you accept, we’ll write you a check, in exchange for your lien-free title. We’ll only hold your title in our office temporarily, until your loan is paid back in full.

6. Use your title loan however you need

After we’ve given you your check and you’ve signed off on everything, you’re free to use your title loan for whatever you need, however you need. You can cash it, deposit it, and do with it what you want. Our customers commonly use their title loan cash to pay for medical bills, car repairs, house expenses, or simply just basic needs that aren’t getting met. No matter why you’re temporarily in a money pinch, a title loan will take care of your short-term needs. We’re here to help give you the support you need to get back on your feet, and you can enjoy the loan we give you in whatever way suits you best.

7. Pay off your loan within the loan’s term or request an extension

Since the title loans at Mid-South Title Loans are under a 30-day renewable contract, you do have the option to request an extension, if you need more time. This typically means you’ll have to pay additional interest, though. Either way, we want you to pay off your title loan as quickly as possible, so that you don’t have it hanging over your head. Unlike a long-term loan, we don’t want you to keep paying additional interest.

Once your loan is paid off in full, come to your nearest Tennessee Mid-South location to get your title back. It’s that simple! Then if you ever need short-term loan help again, you know where to turn.

Get the Quick Cash You Need at Any of Our Memphis, TN Locations

Believe it or not, we can get you the money you need in as little as 20 minutes. Start the process now by filling out an application online or bringing your car by one of our locations for a free inspection. When you need money now, there is nowhere better to turn to than Mid-South Title Loans for a quick and easy process. Don’t waste your time at any other Tennessee banks, credit unions, or lenders.

If you have a question or want more information, get in touch with us now by calling your closest Tennessee Mid-South Title Loans location, sending us a message online, or stopping by your store today!

Proudly Serving Memphis, Tennessee & the Surrounding Areas

Mid-South Title Loans’ three Memphis locations proudly provide title loans to Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460