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How to Find the Right Title Loan Near Me

How to Find the Right Title Loan Near Me

Interested in quick cash to get your money problems solved? Finding a title loan near me is a great choice.

There are many title loan providers near you, no matter where you’re at in the Memphis area, and you want to make sure to choose the best option for you. From customer service to loan amounts to how quickly they can get you the money, there are many qualities to look at to ensure you’re choosing the right title loan provider.

When you’re ready to find a title loan near you in Memphis, here’s how to make the right choice.

How to Find the Right Title Loan Provider Near You in Memphis

Customer service

It’s always important to review a company’s customer service. After all, will they be helpful when you have a question, or will they work with you when you have a problem? When you are working with a title loan company, you’ll want to ensure that the company is always available for you. Whether it’s by email, phone, or in-store, you need to know that you have a lending partner, and you aren’t just another transaction. Whether you’re unable to make a payment on-time or you’re unsure of some of the details on the contract, make sure that you trust the people on the other end of the contract.

Loan amounts

When you’re interested in finding a title loan provider near you, you want to make sure that they can accommodate the loan amount that you need. Need a couple hundred dollars to cover your expenses until your next paycheck? Make sure that the title loan provider can lend you that. Need a couple thousand dollars for an expensive home repair? Make sure you get the money you need.

Make sure you also know how the title loan provider determines how much it can loan you, because while you may want a certain amount, you may not be qualified for that amount at a specific title loan provider. Usually, it depends on your current financial situation, as well as your car’s value. Your credit isn’t usually a determining factor in the amount loaned you at a title loan provider, and it definitely isn’t at Mid-South Title Loans’ three Memphis locations.

Loan terms

When you’re borrowing money, you want to first make sure you can pay it back. After determining the right loan amount for you, you’ll want to make sure that your title loan provider has the right terms for you. Plus, you’ll want to read the fine print of the terms that your contract is under – especially the interest rates. Make sure that the loan’s terms, including the time to pay it back and its interest rate, works for you.

At Mid-South Title Loans, our loans are under 30-day renewable contracts. We want set the stage for our customers in the Memphis area to pay us back quickly. We want your loan to be manageable, and we want you to pay the least amount of interest possible. However, if you need more time to pay off your loan, you certainly can request a contract renewal, which may result in additional interest. In some cases, it’s worth it to pay the small amount of interest, so that you can have the extra time.

Application process

One of the most important aspects of finding the right title loan provider is by looking at the application process, and more specifically, the requirements for getting the loan you need. You’ll need to know what documents are required for your title loan, and how those affect the amount of money you’ll receive.

At Mid-South Title Loans, we have a quick and easy process for our title loans, and the documents you’ll need to have ready for us are:

  • Your lien-free title
  • Your car insurance
  • Your photo ID or driver’s license
  • A filled out application

In addition, we’ll need to inspect your vehicle to determine its worth. This, plus the info you fill out on our application, will help us determine how much money we can lend you.

Turnaround time

When you are in need of money, it can be urgent. Whether you have bills that have gone to collections or tuition that needs to be paid immediately, the amount of time it takes to get your loan is important. Will it take a few hours? A few days? These are important questions to ask, in order to find the right title loan provider.

At Mid-South Title Loans, our customers can get their check written in as little as 20 minutes. You will certainly be able to get your money on the same day that you apply. Many people choose to fill out their application online at home and complete the rest of the process in-store. At Mid-South Title Loans, it’s all about when it’s most convenient for you.

Get a Great Title Loan at a Mid-South Title Loans Location Near You

Memphis’ Mid-South Title Loans has three convenient metro area locations to serve you. No matter what side of the metro you’re on, we’d love to help you with a great service and the loan amount that works for you. Get the money you need fast, easy, and painless at any of our Memphis area locations.

Want to ask us a question or get more information? Call or stop by your nearest Mid-South Title Loans location or send us a message on our website’s form. We’d love to answer your questions!

Proudly Serving Memphis, Tennessee with Title Loans

Mid-South Title Loans is proud to provide car title loans near customers in Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.


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1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460