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Where Can I Find a Quick Loan in Memphis?

 Where Can I Find a Quick Loan in Memphis?

When you’re in need of quick cash through a loan in Memphis, TN, you have a lot of choices.

You can find so many different types of loan providers who offer different types of loans, different amounts, and have different requirements. Some of them specialize in loans that are long-term and can take a while to get, and some of them have loans that are created to be short-term, quick cash options, like Mid-South Title Loans.

When you’re ready to get a quick loan in Memphis for short-term financial support, here are some options near you.

Where to Get a Quick Cash Loan in Memphis

A payday loan provider

When people need money quickly, one of the most attractive options that comes up is a payday loan provider. That’s because, like a title loan provider, you can get your money quickly. At a payday loan provider, you can get your loan in as little as 15 minutes, but it comes at a hefty cost.

One of the biggest downfalls of going to a payday loan provider is the unbelievably high interest rates. If you trip up at all during your repayment process, you could be paying a lot more money in the end – sometimes double or even triple your loan amount. This is extremely risky, because you never know what may happen, when it comes to finances.

Plus, unlike a title loan provider, you’ll have to provide income verification documents and undergo a credit check. If you have a rocky credit history, you may not be able to get as much money as you need, or you may not even be able to get money from a payday loan provider.

While payday loans seem like a good option for quick loans, there are better options out there.

A bank

While banks don’t specialize in quick loans, many people think banks are the only resource for loans, so even when they need money quickly, they turn to a bank. When you need money quickly and you use a bank for a loan, you’ll have to put off your outstanding payments or your important car or home repair even longer. The process to get a loan here can take days or weeks.

Banks often have in-depth vetting processes for both approving you for a loan and determining how much they will loan you. You need to have great credit, a great job, and also have a steady housing history. They will jump through hoops to ensure they know everything about you, before lending you money.

In addition, while you may just need money to cover you for a short time, you’re usually signing up for a long-term loan with a bank. They make it seem like a good option, because you’ll only be making small, monthly payments. However, you’ll be paying much more interest in the end, rather than going to a short-term loan specialist. If you’re just looking for a short-term loan that covers you during an unusually tough financial time, you need to find another solution.

Mid-South Title Loans

Mid-South Title Loans’ three Memphis locations are the best choice for you, if you are simply in need of short-term cash. It is flexible to fit your financial needs. If you don’t have good credit, you don’t need to worry. Your credit won’t be pulled and won’t affect either your loan amount or your ability to get a loan. In as little as 20 minutes, you can get a title loan at Mid-South Title Loans. All you’ll need to do is:

1. Fill out an application. You’ll fill out basic info about you and your financial situation, so we can learn about your needs and your repayment ability.

2. Gather your required documents and drive into our nearest location. In order to qualify for a title loan, you’ll need to have a few documents in hand, including:

  • Your lien-free title - This means your car is paid off completely.
  • Your valid photo ID or driver’s license - We need proof that you are 18 years of age or older.
  • Your car insurance information - It simply needs to be active.
  • In addition to your required documents, make sure you are driving in your title’s vehicle, so that we can inspect it. Upon inspection, we can find your car’s value, which helps us to determine your loan amount.

3. Review your title loan offer and terms. With one of our friendly title loan service professionals, you’ll review the loan amount and your loan’s contract. Our loans are under 30-day renewable contracts, so if you are in need of more time to pay your loan back, you can request a renewal. Once you’ve reviewed and agreed upon the offer and its terms, you’ll give us your title, temporarily.

4. Pay your loan off to receive your title back. Once your title is paid back in full, we’ll gladly give you your title back, and know that if you are ever in need of a quick loan in Memphis, we’d love to help you.

Get the Money You Need at Any of Our Memphis Locations Quickly

No matter which area of Memphis you live in, we’d love to help you with a quick loan that is perfect for you. We’re your best option for getting short-term financial support that helps, not hurts. When you want to get the money you need, when you need it, come to your nearest Mid-South Title Loans. We know you’ll love working with our helpful, knowledgeable team of professionals.

Do you have a question about a title loan that you need answered? We’d love to get in touch with you. Please call or stop by the store near you at your convenience or easily contact us online through our website’s contact form. We’d love to talk to you!

Proudly Serving Memphis, Tennessee & the Surrounding Areas

Mid-South Title Loans proudly provides quick car title loans to Tennessee’s Memphis and Shelby counties, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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How to Find the Right Title Loan Near Me

How to Find the Right Title Loan Near Me

Interested in quick cash to get your money problems solved? Finding a title loan near me is a great choice.

There are many title loan providers near you, no matter where you’re at in the Memphis area, and you want to make sure to choose the best option for you. From customer service to loan amounts to how quickly they can get you the money, there are many qualities to look at to ensure you’re choosing the right title loan provider.

When you’re ready to find a title loan near you in Memphis, here’s how to make the right choice.

How to Find the Right Title Loan Provider Near You in Memphis

Customer service

It’s always important to review a company’s customer service. After all, will they be helpful when you have a question, or will they work with you when you have a problem? When you are working with a title loan company, you’ll want to ensure that the company is always available for you. Whether it’s by email, phone, or in-store, you need to know that you have a lending partner, and you aren’t just another transaction. Whether you’re unable to make a payment on-time or you’re unsure of some of the details on the contract, make sure that you trust the people on the other end of the contract.

Loan amounts

When you’re interested in finding a title loan provider near you, you want to make sure that they can accommodate the loan amount that you need. Need a couple hundred dollars to cover your expenses until your next paycheck? Make sure that the title loan provider can lend you that. Need a couple thousand dollars for an expensive home repair? Make sure you get the money you need.

Make sure you also know how the title loan provider determines how much it can loan you, because while you may want a certain amount, you may not be qualified for that amount at a specific title loan provider. Usually, it depends on your current financial situation, as well as your car’s value. Your credit isn’t usually a determining factor in the amount loaned you at a title loan provider, and it definitely isn’t at Mid-South Title Loans’ three Memphis locations.

Loan terms

When you’re borrowing money, you want to first make sure you can pay it back. After determining the right loan amount for you, you’ll want to make sure that your title loan provider has the right terms for you. Plus, you’ll want to read the fine print of the terms that your contract is under – especially the interest rates. Make sure that the loan’s terms, including the time to pay it back and its interest rate, works for you.

At Mid-South Title Loans, our loans are under 30-day renewable contracts. We want set the stage for our customers in the Memphis area to pay us back quickly. We want your loan to be manageable, and we want you to pay the least amount of interest possible. However, if you need more time to pay off your loan, you certainly can request a contract renewal, which may result in additional interest. In some cases, it’s worth it to pay the small amount of interest, so that you can have the extra time.

Application process

One of the most important aspects of finding the right title loan provider is by looking at the application process, and more specifically, the requirements for getting the loan you need. You’ll need to know what documents are required for your title loan, and how those affect the amount of money you’ll receive.

At Mid-South Title Loans, we have a quick and easy process for our title loans, and the documents you’ll need to have ready for us are:

  • Your lien-free title
  • Your car insurance
  • Your photo ID or driver’s license
  • A filled out application

In addition, we’ll need to inspect your vehicle to determine its worth. This, plus the info you fill out on our application, will help us determine how much money we can lend you.

Turnaround time

When you are in need of money, it can be urgent. Whether you have bills that have gone to collections or tuition that needs to be paid immediately, the amount of time it takes to get your loan is important. Will it take a few hours? A few days? These are important questions to ask, in order to find the right title loan provider.

At Mid-South Title Loans, our customers can get their check written in as little as 20 minutes. You will certainly be able to get your money on the same day that you apply. Many people choose to fill out their application online at home and complete the rest of the process in-store. At Mid-South Title Loans, it’s all about when it’s most convenient for you.

Get a Great Title Loan at a Mid-South Title Loans Location Near You

Memphis’ Mid-South Title Loans has three convenient metro area locations to serve you. No matter what side of the metro you’re on, we’d love to help you with a great service and the loan amount that works for you. Get the money you need fast, easy, and painless at any of our Memphis area locations.

Want to ask us a question or get more information? Call or stop by your nearest Mid-South Title Loans location or send us a message on our website’s form. We’d love to answer your questions!

Proudly Serving Memphis, Tennessee with Title Loans

Mid-South Title Loans is proud to provide car title loans near customers in Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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Car Title Loans vs. Payday Loans

Car Title Loans vs Payday Loans

When you’re in need of quick cash from a loan provider, two of the best options are car title loans and payday loans.

Payday loans are a popular choice, because many people aren’t sure what a title loan is. They think it may take your car away or your title away, for good, but that’s not the case at all.

There are many differences between a car title loan and a payday loan, and we think you’ll be interested to see why a car title loan is the better choice of the two. So before you settle on a payday loan, read more here.

The Differences Between Car Title Loans and Payday Loans

Credit checks

When you apply to get a loan through a payday loan lender in the Memphis area, you’ll fill out an application, just like anywhere else, but your credit will also be investigated. As part of any payday loan’s standard process, your credit report will be run and used to decide both how much money you’ll receive and if you even qualify for any amount of loan through the Memphis payday loan lender.

When you apply for a loan through a car title loan provider like Mid-South Title Loans, you will also fill out an application, but your credit will not be used as a factor in our decision. We will not run a credit check, because we don’t need it to help us determine whether or not you qualify for a car title loan. Our car title loans are approved based on a few qualifying factors – most importantly, your car’s title.

Requirements

Since Mid-South Title Loans is a car title loan provider, you probably know that your car’s title is involved, but you may not know how. First off, we don’t keep your title for good. We do ask to temporarily keep your title, while your loan is still in repayment. As soon as you get your loan paid off, you’ll get your title back. It’s a simple, easy process. But in order for your title to qualify for a title loan at Mid-South Title Loans, it needs to be lien-free or debt-free. And as long as you have a lien-free title that is issued to you within 80 miles of your nearest Mid-South Title Loans location, you qualify for a title loan.

In addition having a lien-free title, you’ll need a few more simple requirements:

  • A driver’s license or photo ID, showing you are 18 or older
  • Your titled vehicle is in driving condition
  • Current car insurance
  • A filled out application

That’s it. There are no extensive verification documents, which helps us keep our process simple and short.

When you apply for a loan through a payday loan provider, you’ll need a few more than just the basic requirements. Payday loan lenders usually ask for proof of income and access to your bank account. If you don’t keep your paystubs, proof of income can be a pain to get. Plus, asking for access to your bank account isn’t exactly a non-invasive way of lending. They do so because then they can automatically withdraw your payments, and if you miss any payment, they will keep withdrawing until they get it – ruthless.

Loan terms

When you get a loan through Mid-South Title Loans, your loan will be under a 30-day renewable contract. This means that you, initially, have 30 days to pay back your loan. You can choose to pay it back sooner, and you can even opt to renew your contract, if you need more time to pay. We hope that the 30 days provides you with enough time to get your loan paid back in full, so that you don’t have to pay back additional interest.

Your loan term depends on the amount lent to you at a payday loan lender. Even if you’re only borrowing a couple hundred dollars, you are told that you can pay it back in multiple payments, which, when coupled with the abnormally high interest rates, results in paying more than you need to. Just like how banks and credit unions present you with the option to pay small monthly payments and pay lots of interest without knowing it, so do payday loan lenders. The problem is, they also have the highest interest rates around.

Loan amounts

Payday loan amounts and car title loan amounts are similar, but can vary from provider to provider. At Mid-South Title Loans, we write up title loans in amounts between $150 and $2500.

Get Started on Your Car Title Loan Today

When you’re trying to decide between a payday loan and a car title loan, we hope you can see the clear benefits of choosing a title loan over a payday loan. We’d love to serve you with a loan option that is quick, easy, and painless. We know you’ll love our car title loans and our helpful, professional service process. If you want to get a free inspection on your car, bring it by any of our Memphis locations today!

Have any questions now that we can answer for you? We’re available at your convenience. Stop by or call the location near you to talk to one of our friendly car title loan professionals today! You can also send us a message through our website’s form. We look forward to hearing from you!

Proudly Serving Car Title Loans to the Memphis, Tennessee Area

Mid-South Title Loans is your #1 car title loan provider in Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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Which Type of Loan Is Best for Me?

Which Type of Loan Is Best for Me?

When you are in need of additional income, there are so many options out there, and it can be hard to figure out just which one is right for you.

There are traditional loans and lines of credit that you get from a bank or credit union, which is the route that is typically taken by people in need of a loan. Then, there are payday loans. And there are also title loans, which you can get from a title loan provider like Mid-South Title Loans.

Each of these loans is fit for a specific situation and individual, and here’s how to tell which one is right for you.

How to Decide Which Type of Loan Is Best for You

Traditional loan

Traditional loans are usually given out at banks, and they are typically done through a long, thorough process. Many banks in Tennessee ask for income verification and housing verification, in addition to a credit or background check, when you need to loan money from them. Depending on the loan type you’re looking for, the credit check may even result in a hard credit pull that can lower your credit score a couple of points.

Traditional loans are usually a long-term solution. They are used to cover long gaps in finances or make a large purchases. In addition, the process can take weeks to get approved and get the money you need. Traditional loans are more flexible in terms of amount given, and they can be given out in very large amounts.

Traditional loans’ monthly payments are usually reported to the three major credit bureaus. When you pay them back every month, you will see a rise in your credit score, or you will see a drop if you fail to pay your monthly payments on time.

Line of credit

A line of credit is also a traditional solution for extra money, and the amounts can range from a couple hundred to many thousands. Even though it may seem like a good idea to max out your line of credit at some point in time, you will be paying for it in interest.

A line of credit is often used as a safety net to cover any gaps in finances or emergency situations, and your line of credit will be increased based on your ability to make your monthly payments. While it can be exciting to get an increase in your line’s amount, it comes with the price of paying more interest on the extra money. Lines of credit are usually kept open for long amounts of time, and the process to open one can be time-consuming. There are very few lines of credit that don’t require a credit check, if any, so bad credit will likely be denied.

Payday loan

A payday loan is a short-term solution for financing that can be obtained quickly. Many payday loan providers can get you approved and get your money within a day, although some take a couple of days. This is an ideal solution for people who have an emergency situation and require additional funding fast. Payday loans always require a credit check, so you’ll need to have decent credit to get any money.

Payday loans typically come in small amounts. Anywhere from $50 to a couple thousand dollars is what can be expected, when you go to a payday loan provider. Payday loans are known for their extremely high interest rates, and if you take a long time to pay them back, you can be in over your head very quickly, depending on how much money you received. Unless you can pay your loan back within a few weeks, a payday loan is a risky choice for a loan option.

A title loan

A title loan is similar to a payday loan in that it takes a short amount of time to get, is a short-term loan, and is usually a smaller amount than a traditional loan. One of the major differences between payday loans, as well as traditional bank loans and lines of credit, is that there is no credit check required for a title loan. A title loan provider mostly only needs to know if you have a lien-free title, which will be used as collateral until your title loan is paid back. There are also fewer requirements than a traditional loan or line of credit from banks and credit unions and no verification documents needed, other than your title.

Title loans at Mid-South Title Loans in Memphis, Tennessee are under 30-day renewable contracts, in case you need additional time to pay back. We want you to pay the least amount of interest and are here to cover small gaps in financing. You can receive up to $2500 at one of our three Memphis, Tennessee locations, determined by your online application and your car’s value. The process to get your title loan can take as little as 20 minutes, and we’d love to inspect your car to determine its value for free at any time.

Get a Hassle-Free Car Title Loan at Memphis’ Mid-South Title Loans Today

If you find out that a title loan is the best option for you, we’d love to help you get your money quickly at any of our three Memphis, Tennessee locations. Our customers love that our process is simple, quick, and painless, in comparison to traditional loans, lines of credit, and payday loans. Pay the least amount of interest, enjoy no credit checks, and work with a lender you can trust at Mid-South Title Loans.

Want to get additional information or ask a question? Get in touch with us now by calling your nearby Mid-South Title Loans location, or you can send us a message online. Also, simply stop by a store today!

Proudly Serving Memphis, Tennessee & the Surrounding Cities

Mid-South Title Loans proudly provides car title loans to Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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Mid-South Offers Title Loans in Tennessee for Quick Cash

Loans in Tennessee for Quick Cash

Whether you’ve experienced a job loss or are simply having trouble making ends meet, when bills are due, there’s no time to waste. When you need quick cash to cover your bills or expenses in Tennessee, Mid-South Title Loans has the perfect option for you: our title loans.

There are so many benefits to getting a title loan at Mid-South in Memphis, Tennessee, but what really sets us apart from other lenders is how quickly you can get it: in as little as 20 minutes and on the same day that you apply.

We only ask for a few minimum requirements, so our process is simple and quick. Our customers love that they can get their bills or expenses paid off immediately and be free from their burden. Here’s how you can get quick cash at Mid-South Title Loans.

How to Get a Title Loan at Mid-South in Tennessee for Quick Cash

1. Decide how much money you need

When you get a title loan at Mid-South Title Loans in Tennessee, you can get between $150 and $2500. Since it’s a short-term loan, we keep the amounts smaller than traditional lenders, and it helps you to be able to pay it back quickly. Plus, you pay less interest. So when you’re ready to get a car title loan at one of our three Memphis, Tennessee title loans locations, it’s a good idea to get an idea of how much money you’d like to be lended.

2. Review the requirements

It’s important to know that you qualify for a car title loan. Even though we don’t have credit checks, which pleases many of our customers, we do have a few requirements. The most important is that you have a lien-free title in your name, issued within 80 miles of the Mid-South Title Loans location in Tennessee near you. This means your car has to be fully paid off.

In addition, your car that the title is for needs to be driveable, so that you can drive it to one of our Memphis, TN locations for an inspection, which helps us determine the amount we can loan you. Lastly, you’ll need to show us your proof of insurance and a valid photo ID or driver’s license that shows you are 18 or older.

3. Fill out an online application

Once you know you meet the minimum requirements, we’d love for your to fill out an online application. It is quick and can be done at your leisure, and you’ll give us simple, basic information like who you are, what your financial situation is like, and a few references. Since we don’t have requirements like a credit check, income verification, or housing verification, this is what we use to help understand your situation a little bit better.

4. Get your car inspected at your nearest Mid-South Title Loans location

We need you to bring in your car for an inspection, so one of our friendly professionals can determine its worth. This will help us decide how much money we can loan you. Even though this step is typically done after an application, we can inspect your car for free at any time. Come by your nearby Tennessee Mid-South Title Loans location to see if you and your car can get you the amount of money you want.

5. Get your title loan in exchange for your lien-free title

After we’ve seen your car, your application, and your required documents, we’ll be able to offer you an amount between $150 and $2500 to be paid back under a 30-day renewable contract. We’ll review your loan’s offer, terms, and conditions with you, and if you accept, we’ll write you a check, in exchange for your lien-free title. We’ll only hold your title in our office temporarily, until your loan is paid back in full.

6. Use your title loan however you need

After we’ve given you your check and you’ve signed off on everything, you’re free to use your title loan for whatever you need, however you need. You can cash it, deposit it, and do with it what you want. Our customers commonly use their title loan cash to pay for medical bills, car repairs, house expenses, or simply just basic needs that aren’t getting met. No matter why you’re temporarily in a money pinch, a title loan will take care of your short-term needs. We’re here to help give you the support you need to get back on your feet, and you can enjoy the loan we give you in whatever way suits you best.

7. Pay off your loan within the loan’s term or request an extension

Since the title loans at Mid-South Title Loans are under a 30-day renewable contract, you do have the option to request an extension, if you need more time. This typically means you’ll have to pay additional interest, though. Either way, we want you to pay off your title loan as quickly as possible, so that you don’t have it hanging over your head. Unlike a long-term loan, we don’t want you to keep paying additional interest.

Once your loan is paid off in full, come to your nearest Tennessee Mid-South location to get your title back. It’s that simple! Then if you ever need short-term loan help again, you know where to turn.

Get the Quick Cash You Need at Any of Our Memphis, TN Locations

Believe it or not, we can get you the money you need in as little as 20 minutes. Start the process now by filling out an application online or bringing your car by one of our locations for a free inspection. When you need money now, there is nowhere better to turn to than Mid-South Title Loans for a quick and easy process. Don’t waste your time at any other Tennessee banks, credit unions, or lenders.

If you have a question or want more information, get in touch with us now by calling your closest Tennessee Mid-South Title Loans location, sending us a message online, or stopping by your store today!

Proudly Serving Memphis, Tennessee & the Surrounding Areas

Mid-South Title Loans’ three Memphis locations proudly provide title loans to Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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Applying for a Car Title Loan in Tennessee? Here’s Our Easy Process

Car Title Loan in Tennessee

Are you looking for “car title loans in Tennessee” on Google, because you are in need of additional money?

Whether you’ve heard about the many benefits of car title loans over traditional loans and lines of credit, or you’re considering a car title loan, in addition to other loans or lines of credit, you’ll love the easy process to get a loan at Mid-South Title Loans in Memphis, Tennessee.

When you go to a bank or credit union to get a loan, you can expect the process to be lengthy. From gathering a plethora of verification documents, such as your pay stubs and housing verification, to waiting for approval after your credit is pulled, it can be frustrating playing the waiting game with the standard loan or credit card process.

To get quick cash, you want to come to a short-term lender like Mid-South Title Loans in Memphis, TN, because we only have a few minimum requirements. Plus, we can get you your money on the same day that you apply – in as little as 20 minutes! Here’s how it works to get a car title loan and quick cash at Mid-South Title Loans.

Our Easy Process to Get a Car Title Loan in Tennessee

1. Ensure you meet the minimum requirements

To get a car title loan at Mid-South Title Loans, you’ll first need a lien-free title, which is one that is debt free. Your car is paid off in full, and the title is issued in your name, within 80 miles of your nearest Mid-South Title Loans location. In addition, the car that your lien-free title is for needs to be driveable, so that you can bring it to your nearest Memphis Mid-South Title Loans location for an inspection to help us determine the amount of money we can loan you.

Plus, you’ll need a valid photo ID or driver’s license, showing that you are 18 or older, as well as proof of car insurance.

2. Fill out an application

When you are ready to apply for a car title loan at Mid-South Title Loans, your first action step is to fill out our application, which is easily done in the comfort of your home. The application gives us your basic information, like housing and employment, as well as a few references, if need be. We use this information to determine your repayment ability and budget, so that we ensure you don’t get in over your head with our simple short-term loans. We want you to be able to pay off your loan quickly, without much interest paid at all, and you can get your lien-free title back promptly.

3. Gather your required documents

Once you’ve filled out an online application, gather your required documents to bring to your nearest Memphis Mid-South Title Loans location. This includes your lien-free title, your photo ID or driver’s license, and your proof of car insurance.

4. Bring your car in for an inspection

We need you to drive your car to your nearest Memphis Mid-South Title Loans location for an inspection to give your car a valuation, which helps decide the amount that your car title loan will be. You can bring your car in for a free inspection at any time – not just after your application is filled out and you have your required documents.

5. Review and accept the loan and its terms, in exchange for your lien-free title (temporarily)

Once you’ve met with one of our friendly service professionals to review your application and your required documents, as well as inspect your car, we’ll give you an offer between $150 and $2500 in the form of a car title loan. Our car title loans are under 30-day renewable contracts, which we’ll go through with you. They are short-term, so that you won’t be paying us back for months and months. The renewable option allows you to extend your payback period, in case you need more time. It may require paying additional interest, but that may be worth it to you.

Once we’ve agreed on the loan amount and terms, we’ll give you a check for the loan amount that you can use however you wish. You can cash it immediately, put it in your bank account, and do with it whatever you please. Instead of waiting weeks for your money, you get it as soon as you need it with our car title loans. Once we’ve given you your check, we will ask for your lien-free title to hold, while your loan is in repayment.

6. Pay your loan back and promptly get your title back

While your loan is still outstanding, we will hold your title, but as soon as it is paid in full, we will happily provide your title back promptly, along with a thanks for working with us. We hope that you can pay it off quickly, because we want you to pay the least amount of interest possible and get your title back as quickly as possible. Then if you ever need us again, we’ll be here.

Get a Car Title Loan at Any of Our Three Memphis, TN Locations

No matter what nearby area you live in, we’re ready to help you get your car title loan today at any of our three Memphis, Tennessee title loans locations, in as little as 20 minutes. Start by filling out an application online or bringing your car by for a free inspection to get an estimate of the amount we can lend you. We look forward to giving you the money you need as quickly as you need it!

Want to get in touch with one of our friendly service professionals to ask a question? Call your nearby Mid-South Title Loans location, send a message through our website, or stop by one of our Memphis stores today!

Proudly Serving Memphis, Tennessee & the Surrounding Cities

Mid-South Title Loans proudly provides Tennessee customers with car title loans in Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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Find a Title Loan Near Me with 3 Convenient Memphis Locations

Find a Title Loan Near Me with 3 Convenient Memphis Locations

Have you been searching for a “title loan near me” and trying to decide which title loan provider is the perfect fit for you? Perhaps you’re just now learning about title loans as a loan option, and you’re wondering if a title loan is a good fit for you.

Whether you are also considering other loan options like a line of credit or a bank loan or you’re ready to get your title loan now, Mid-South Title Loans is a perfect short-term loan option with little requirements and hassle in Memphis, TN. The process to get a title loan is so simple that you can get the money you need on the same day that you apply and even in as little as 20 minutes.

Our customers love that they can get their money immediately, and they don’t have to wait around for document reviews, credit checks, and beyond that you typically have to when going to a bank or credit union. Traditional loans can take weeks, and we know you don’t have that kind of time.

When you are ready to get a title loan near you, come to one of our three convenient Memphis locations. Here’s what you need to do to get yours today.

How to Get a Title Loan Near Me at Any of Our Memphis Locations Today

Fill out an online application.

Our online application is simple to fill out and is the first step in getting the money you need, as soon as you need it. The application requires that you fill out basic information about yourself, such as your name, address, housing information, employment information, car information, and more. We use this information to help decide what your repayment capabilities are and to analyze your needs. It also helps us determine how much money we can loan you.

Locate your lien-free title.

A lien-free title is an essential component to getting a title loan near you at any of our Memphis Mid-South Title Loans locations. We use your lien-free title as collateral, while you are paying off your loan. As soon as your loan is paid off, we promptly give you your lien-free title back.

A lien-free title is one that is for a car that is completely paid off. You can’t owe any money on your car, or else it is not lien-free. In addition, we need the title to be in your name and issued within 80 miles of your Mid-South Title Loans location.

Gather your insurance information and photo ID or driver’s license.

In addition to your lien-free title and a filled out online application, we’ll need you to show us your current car insurance information and a valid photo ID or driver’s license, in order to get your title loan. Your valid photo ID or driver’s license needs to show us that you are 18 or older.

Drive your car (that your lien-free title is under) to the Memphis location near you with your title, insurance and photo ID in hand.

When you have filled out your online application and have gathered your required documents, you’ll next want to drive over your car to the Memphis Mid-South Title Loans location near you. You can also do this at any time for free to see what kind of money we can lend you.

We inspect your car thoroughly to determine it’s worth, and that’s it. We’ll use this information to determine how much money we can loan you, between $150 and $2500.

Discuss your loan offer and accept.

Once we’ve looked through your information and determined how much money we can loan you, we’ll write up your title loan and offer it to you. We’ll discuss all of your title loan’s terms and conditions with you thoroughly, so you’re not left in the dark about anything. Our loans are under a 30-day renewable contract, which is able to be renewed for an extension with additional fees, if necessary.

After all is discussed, you can choose to accept your offer, as well as the terms, and we’ll write up a check to you. In exchange for your check, we’ll temporarily keep your lien-free title, until your loan is paid off.

Pay your bills immediately with your money.

Once you have your money, you can do whatever you need to with it. You can cash it immediately for instant cash, or you can deposit it into your bank account. Our customers love that they get their money immediately, usually in the same day that they apply, and they can pay for their important expenses instantly. Whether it’s overdue bills, your mortgage or rent, home repairs, or something else, we love that we can provide you with money quickly to use, as soon as you need it.

Pay us back within the loan term or request to renew.

We make it easy to pay off your loan by keeping your loan term short. This way, you don’t rack up interest and end up not being able to pay us back quickly. From the beginning, we set you up for success, so that you can get back on your feet financially. If you do need more time to pay off your loan, we have an option to extend it with additional interest, but it may be worth it to you to get the extra time.

Get your title back and come back whenever you need short-term financial help again.

As soon as your loan is paid off, we’ll happily give you your title back, along with a thanks, and we’ll be here again for you, whenever you need us.

Find the Mid-South Title Loans Location Near You to Get Started

Which one of our Memphis area Mid-South Title Loans location is near you? Check out our three Memphis locations to locate the one nearest you, so you can get started getting the money you need. Also, bring your car by anytime for a free inspection to get a loan estimate.

No matter what you need the money for, any of our Mid-South Title Loans locations would love to help. We’ll get you the money you need in no time.

If you have a question or want to get in touch, call your closest Memphis Mid-South Title Loans location, send us a message through our website, or come by any of our locations today!

Proudly Serving Memphis, Tennessee & the Surrounding Areas

Mid-South Title Loans proudly provides title loans near you in Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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How Easy Is It to Get a Title Loan in Memphis?

 How Easy Is It to Get a Title Loan in Memphis?

When you are in need of quick cash to cover bills like medical expenses or a gap in finances from an unexpected job loss, you need to find a loan provider that works for you.

When you go to a bank or a credit union to get a loan, it is a formal process that includes a lot of document checking, as well as credit and background checks, in most cases. While it may seem that banks and credit unions are the only option for loans, there are other options, like Mid-South Title Loans.

Mid-South Title Loans is a short-term loan provider, and we are a bit different than your typical bank or credit union. Our process is quicker, easier, and hassle-free, and our loan terms are short. You end up paying less interest, because you pay us back in a short period of time. We are here to help cover a short-term gap in your finances.

There are only a few requirements needed to get a title loan at Mid-South Title Loans’ three locations in Memphis, Tennessee. Here’s what you need to do to get a title loan at any of our Memphis locations.

How to Easily Get a Title Loan in Memphis at Mid-South Title Loans

1. Have a lien-free title available.

If your car is completely paid off, you have a lien-free title. If it is not, you do not qualify for a title loan, unfortunately. If it is lien-free, as long as it is under your name and issued within 80 miles of your nearest Mid-South Title Loans location in Memphis, you qualify for a title loan with us.

When you come to one of the Mid-South Title Loans locations, we’ll need you to provide your lien-free title, and we will temporarily keep it, in exchange for your title loan, until it is paid off. Once your title loan is paid in full, we will promptly give you the title back.

2. Have your insurance information available.

One of the few requirements of getting a title loan at any of the Mid-South Title Loans Memphis locations is that your car is insured. When you are ready to get your title loan, we’ll need proof of insurance, before we’ll issue your title loan. Be sure to bring this with you when you’re ready to get your money at Mid-South Title Loans.

3. Have a photo ID or driver’s license.

When you get a title loan at Mid-South Title Loans, we’ll need to see your photo ID or driver’s license that shows you are over 18. As long as you are over 18 and have a valid photo ID or driver’s license with you, we can issue you a title loan.

4. Fill out an online application.

The last required document you’ll need to provide, in order to get a title loan at one of our Memphis locations, is an application. This includes basic information that will help us learn more about you, your needs, and your repayment ability. Once this is complete, you will find out if you qualify for a title loan at Mid-South Title Loans.

5. Drive the car that your lien-free title is under to any of our Memphis locations.

Once your application is complete and you have gathered your lien-free title, car insurance information, and photo ID, it’s time to come on over to your nearest Memphis Mid-South Title Loans location for an inspection.

Unsure if your wrecked car qualifies for a title loan? Your car can be damaged, but if it is driveable, we can accept it for inspection, and you qualify for a title loan. We won’t do anything else with your car, other than inspect it to determine its value, which helps us decide how much money we will loan you.

Getting Your Title Loan

Once all of these steps are complete, we’ll write up your title loan for an amount between $150 and $2500, and we’ll discuss the loan’s terms and conditions with you, before you sign off. Once you sign off, we’ll temporarily keep your lien-free title, as collateral for your loan. We’ll write you a check, which you can use for anything you want – debt payments, repairs, or even a treat for yourself or your family.

Once your title loan is paid back, we will happily give you the title back, along with a thanks. And we will be here anytime, if you ever need us.

Paying Off Your Title Loan

It’s easy to pay off a title loan at Mid-South Title Loans. Unlike traditional loans, such as through banks and credit unions, we want you to pay it back quickly, so you can get back on your feet. A title loan is only meant to cover a small gap in your finances, and we don’t want you to make small payments over a long period of time, which ends up costing you more after all the interest adds up.

Our title loans are under 30-day renewable contracts, so if you need more time after your 30 days is up, we can give you more time with additional interest.

Get Started on Your Car Title Loan at Memphis’ Mid-South Title Loans Now

Don’t wait around for a traditional loan through a bank or credit union, when you can quickly and easily get a loan at Mid-South Title Loans. At any of our Memphis title loans locations, we can help you get the money you need in as little as 20 minutes. Plus, you can bring your car by anytime for a free inspection to get an estimate of the amount we can lend you.

Have a question or want more information? Call your nearby Mid-South Title Loans location, send us a message through our website, or stop by a store today!

Proudly Serving Memphis, Tennessee & the Surrounding Cities

Mid-South Title Loans proudly provides title loans to Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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Will I Qualify for a Car Title Loan?

Will I Qualify for a Car Title Loan?

Have you had some financial struggles recently, and you’re looking for a bit of relief?

No matter what the situation is, financial struggles happen to almost everyone, and there is nothing wrong with looking for a little relief by getting a loan. There are so many options when it comes to getting extra finances. Loans come in many shapes and sizes, and there are pros and cons to each.

While you may be looking at other options like a traditional bank loan or line of credit, a car title loan is a great short-term option for anyone who needs a little extra financial help that doesn’t want to pay off a loan for years to come. It also means you pay less interest, since you aren’t racking up interest for the months and months that you have your loan open.

Now that you know some of the many benefits of getting a title loan, you’re probably wondering if you qualify. Here’s what you need, in order to qualify for a car title loan.

How to Qualify for a Car Title Loan at Memphis’ Mid-South Title Loans

Fill out an online application.

Our online application is the first step you need to get the ball rolling on your car title loan. We ask basic information about you, your car, your job, your housing situation, and beyond, and we ask that you provide references. This will help us figure out your repayment ability, loan needs, and current financial situation.

Have a lien-free title.

A lien-free title is one that is free of debt, meaning your car is completely paid off. If you have any debt owed on your car still, you will not have a lien-free title, and you won’t qualify for a title loan.

Your lien-free title needs to be in your name and issued within 80 miles of the Mid-South Title Loans location nearest you to qualify for a car title loan at any of our Memphis Mid-South Title Loans locations.

Gather your insurance information and photo ID or driver’s license.

Besides your lien-free title, the only other documents we need for verification are your car insurance information and a photo ID or driver’s license. Both your insurance and ID need to be valid and up-to-date. Your valid photo ID or driver’s license will need to show that you are 18 years of age or older, in order to qualify for a car title loan at Mid-South Title Loans.

Your car needs to be driveable and brought over to one of our Mid-South Title Loans locations for an inspection.

The car that your lien-free title is for needs to be in driving condition. It can be wrecked, but as long as it’s driveable, you’ll qualify for a loan at Mid-South Title Loans.

After you’ve filled out your online application and gathered your insurance information, photo ID, and lien-free title, the next step is to drive your car over to Mid-South Title Loans for an inspection. When we inspect your vehicle, we’ll determine how much money we can loan you, based on what your car is currently valued at. Then, we’ll give you an offer for your loan, and you’ll be on your way with the money you need in hand.

What You Don’t Need to Qualify for a Car Title Loan

Perfect credit or any credit at all

One of the most attractive parts about getting a car title loan at Mid-South Title Loans, in comparison to other lenders, is that we don’t require any credit checks, which means that you can have less than perfect credit or no credit at all. It makes our process simple and quick, since credit and background checks take time to complete.

Extensive supporting documents

Unlike loans at banks and credit unions, we don’t ask for any supporting documents, such as pay stubs, bank statements, or housing verification. All we ask is that you fill out this online application, bring in your insurance information and your photo ID, and let us inspect your vehicle to get you a car title loan.

How to Get Started with a Car Title Loan

We’d love to help you get a car title loan as soon as possible. At any time, you can bring your car to any of our three Memphis locations to get inspected for free, so you can get an estimate how much money you qualify for in a car title loan.

When you’re ready to start the formal process to get the money you need as soon as you need it, you’ll simply need to fill out the online application, bring in your supporting documents, and let us inspect your car. We’ll then write up a title loan with the amount you qualify for.

Once we’ve offered you the amount that you qualify for, we’ll discuss the loan’s terms and conditions, which include a 30-day renewable contract that gives you the options of extending your loan’s terms, if you need more time to pay it off. Once you accept the offer and the terms and conditions, we will write you a check, in exchange for your lien-free title.

We’ll temporarily keep your car’s title, which your loan is still in repayment. As soon as it’s paid off, we’ll give you back your title promptly, along with a thanks.

Get Your Car Title Loan Today at Memphis’ Mid-South Title Loans

Getting a car title loan to get the money you need now is simple at Mid-South Title Loans’ three locations in Memphis, TN. Come by any of our Memphis Mid-South Title Loans locations for a free inspection anytime, or get started by filling out an online application now! Getting back on your feet financially can be as little as 20 minutes away, and you can be free of the financial stress you’re feeling.

Have a question or want more information? Call the location nearest you, contact us through our website, or come by a Mid-South Title Loans store today!

Proudly Serving the Memphis, Tennessee Metro Area

Mid-South Title Loans proudly provides car title loans to Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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4 Ways You Can Benefit from a Quick Cash Title Loan in Memphis

4 Ways You Can Benefit from a Quick Cash Title Loan in Memphis

Are you considering getting a title loan in Memphis? Are you in need of quick cash for bills or other necessities?

If you’re experiencing a job loss, another financial crisis, or simply a gap in your finances, you need to find a way to get the money you need to pay off outstanding debt or simply make ends meet. When you’re looking for options to cover your needs, you can go to a number of places: a bank, a friend or family member, or a short-term lender like Mid-South Title Loans in Memphis, TN.

So, what’s the difference between your options? Why should you choose a title loan over other Memphis lenders? Are there benefits to a title loan that you can’t get from someone or somewhere else?

These are all the questions that are probably going through your head. Let us help you understand why a title loan is a great option for you.

4 Ways a Title Loan from Memphis’ Mid-South Title Loans Will Benefit You

Pay Off Debt Quickly

One of the most attractive qualities about getting a title loan, for our Memphis customers, is that you can pay off your debt quickly. Maybe you have outstanding medical bills, maxed out credit cards, or mortgage bills that aren’t getting paid. When debt piles up, it can easily overwhelm you. Plus, lenders don’t wait to get paid. They go to extreme efforts to get the money they’re owed, like sending your bill to collectors. And once your debt goes to collections, it gets even worse. Debt collectors go to any length to get your money – harassing your family members and yourself on a weekly or daily basis. Nobody likes being on the other end of that.

A title loan allows you to get your debt paid off, so that you don’t have to be the victim of debt collectors. It helps you get peace of mind, so that you don’t have to worry about when you’re going to be able to pay off your debt. You can pay it off now. You can stop waking up in the middle of the night worried and stop having fights with your significant other over bills. You can finally focus on the things that really matter – like your family.

Your Loan Can Be Paid Off Quickly

Since we know that debt is stressful, we don’t want you to have to pay off your title loan over a long period time. Our loans are smaller than other lenders, and you pay them off quicker than you would a traditional loan. Instead of making small monthly payments and paying for extra interest over a long period of time, our loan terms are short-term. They are based on a 30-day renewable contract, and you can renew it for an additional 30 days, if you need more time. This means that not only do you not have to worry about carrying your title loan debt over a long period of time, you also pay less interest, which is in your best interest.

Quick and Easy Process

One of the biggest problems, when trying to get money loaned to you, is having to wait a long time to get approved and get the money you need. When it comes down to it, you need money now, and you don’t want to wait. That’s why we have so many satisfied customers in the Memphis area – it is a lot easier to get a title loan at Mid-South Title Loans than any other lender. In fact, the entire process can take less than an hour!

How It Works

  • Start by filling out our online application. It’s easy to fill out and can be done in the comfort of your own home.
  • Bring your vehicle, photo ID, insurance information, and lien-free title to your closest Mid-South Title Loans location in Memphis.
  • We’ll inspect your vehicle to determine that amount that we can loan you, and we will create your title loan. You’ll receive an amount between $150 and $2500, dependent on your vehicle value, your cash needs, and your repayment ability. It will be a 30-day contract with an option for renewal.
  • We’ll keep your lien-free title, while your loan is still in repayment, and as soon as it is paid off, we’ll promptly give you your title back.

No Credit or Extensive Requirements are Involved

When you have bad credit, no credit, or simply a few credit bumps and bruises, it can be extremely difficult to obtain money from a lender. At Mid-South Title Loans of Memphis, we don’t require any credit checks. So, your credit won’t see a hit at all from a hard pull, like many lenders do, before approving you for your money. Plus, if you have credit issues, it won’t keep you from getting approved and getting the money you need.

In addition, most lenders have a laundry list of documents that need to be on record for you to get approved for funds, such as pay stubs, recommendations, and beyond. One of the reasons why it is so simple and quick to go through Mid-South Title Loans in Memphis for your loan needs is there is no need for excessive documents for approval. Sometimes, you spend lots of time getting these documents to get approved, and you end up getting denied a loan anyways. It can be a complete waste of time, and you’re back where you started – without funds that you need. The only documents that we require are your lien-free title, proof of insurance, photo ID, and a completed application.

Get Cash Now at Memphis’ Mid-South Title Loans

No matter what you need your title loan for, any of our Mid-South Title Loans locations in Memphis are ready to help you with your needs. With the help of our quick and easy process, you’ll get back on track financially in no time. Plus, you can come by for a free inspection of your vehicle anytime!

If you have any questions, call your closest Memphis area Mid-South Title Loans location, contact us through our website, or stop by today!

Proudly Serving Memphis, Tennessee & the Surrounding Areas

Mid-South Title Loans proudly provides title loans to Tennessee’s Memphis and Shelby counties, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.

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OUR LOCATIONS

1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460