March 23, 2017
Ask any small business owner how she makes ends meet, and she's likely to laugh at the question. That's because the answer is usually "just barely." Whether it is a coffee house or print shop, clothing retail space or online boutique, operating a business has numerous expenses—rent, payroll, equipment, equipment repair, product stock and suppliers, just to name a few. Factor in unpredictable elements like unpaid invoices or refunded returns, and all of these expenses spread most businesses' working capital so thin that the budget isn't a matter of making it month to month, but rather day to day.
The real fear, though, is that some days, owners feel like they aren't making it at all, especially when everything goes wrong at the same time. For example, right in the middle of the Spring Break rush, your food guy is delayed a few days with supplies and your cupboards are bare, your bathrooms are backing up, and your inventory is inaccessible thanks to a fried computer. Each of these emergencies can be handled pretty quickly, but at a cost. If you don't have the working capital or good enough credit to have a business credit card, your doors could be closed forever thanks to one bad day.
While banks are failing you alongside clients and vendors, there is one failsafe available that will help keep your business afloat. A bad credit title loan in Memphis is a speedy and easy route to get quick-cash in hand for all of your small business demands. By stopping by one of three convenient Mid-South Title Loan offices, you can secure a car title loan in under twenty minutes and be back at the shop before the lunchtime rush.
A short-term loan based on a 30-day renewable contract, a car title loan is the easiest route to fast cash. All you need is your drivable vehicle's lien-free title and your photo ID. Complete our simple application process, and once the value of your vehicle has been assessed, we give you the money with no questions asked. You get to keep your vehicle for the day's deliveries and errands and keep driving it while you repay the loan. Once paid back in full, you get your title back, along with our thanks.
Don't let the unexpected drain your register and ruin your enterprise's brand. If you need quick cash to buy supplies or emergency equipment for your small business, or just to cover payroll until you client's money comes in, a bad credit title loan in Memphis from Mid-South Title Loan can get you money—anywhere from $150 to $2,500 based on your vehicle's value—with little interruption to your operation. You can even jumpstart the process now by filling out our handy Title Loans Online Info Sheet, or you can come on by one of our three convenient Mid-South Title Loans locations in Tennessee today!Read more
February 23, 2017
There are various reasons for needing quick cash in Memphis, but they all share a common theme: life is full of surprises. That, of course, includes as many happy surprises as upsetting ones. At this blog, we've discussed many negative scenarios that might prompt you to take advantage of a title loan—a broken furnace or a busted water pipe, for example. But now, let's talk about some of the positive scenarios in which you might need fast and easy money.
Budget Buffer. It never hurts to have a budget buffer for peace of mind. While you've accounted for everyday expenses like groceries, rent, and utilities, those costs are by no means fixed. An impromptu dinner party with friends or an unseasonably hot day can easily push a tight budget into the red. Another budget buster can be bills that only come around once a year, or somewhat irregularly, like property or income tax. Be it to keep up with the climate or avoid accruing late penalties on a tax bill, a title loan in Memphis could be the budget boost you need to cover all the bases in times of financial stress.
Growing Family. Congratulations! It's a…bill? Nothing can dampen the joyous news that you and your significant other are expecting than sticker shock. The pregnancy journey can come with many price tags. There are the required weekly sonograms, new maternity clothes, and the hospital stay during delivery. There is also fun stuff like pre-natal yoga and decorating and furnishing a new nursery. A little extra cash can help you handle the costs of preparing for a growing family.
Routine Medical Bills. As we discussed earlier this month, it can be difficult to plan for unexpected medical expenses. Whether you're covering the cast for your child's broken arm, taking the plunge into adult braces, or getting a biopsy of that pesky mole at the dermatologist, tending to our health can be costly. Quick cash from a title loan in Memphis can keep you covered while tending to your routine and unforeseen medical needs alike.
Transitions. Life is comprised of transitions, and these can't be achieved smoothly without some quick cash. Perhaps you were laid off at your job, and while you have another one lined up, you need to cover bills for a couple of weeks between paychecks. Or maybe your new job requires you to relocate to a new city. This means you need to rent a moving truck, come up with a cash deposit for your new digs, and carry some petty cash for gas and meals on the way. Acquiring quick cash in Memphis with a title loan can help ensure that you get to enjoy your much-earned sabbatical in between jobs or fund your move to your next adventure—or deal with any other changes life throws your way!
Bargain Splurge. Your home is almost perfect, but it's missing that rug that would really tie it all together. You learn that the one you've been eyeing for months has been marked half-off. While that is considerably more affordable, it is still an unexpected expense. But…the price is almost too good to pass up! A swift trip to Mid-South Title loans would get you the quick cash you need to buy that rug, or any other once-in-a-lifetime bargains, without busting your budget.
Travel. There is nothing more enriching than travel. If you plan for a trip, you can keep expenses down and stay within budget. For trips that are unexpected—like a friend's destination wedding, or a best buds' retreat in the mountains—the costs could be considerable. Even so, these journeys are what memories are made of, and it is worth every dime to experience them.
With a title loan in Memphis, you will never have to say no to a life-changing experience or enrichment. At Mid-South Title Loans company, loans range from $150 to $2,5000 based on the value of your lien-free vehicle. We are quick and convenient, with three Mid-South Title Loans locations serving customers throughout the Memphis metro: 1680 Winchester Rd, 4965 Summer Ave, and 2798 S. Perkins Rd.
If you need quick cash to help you through the joys of life, all you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.Read more
February 23, 2017
No one wants to be sick, which is why—despite how healthy and active your lifestyle may be—medical bills always come as a surprise. Suddenly finding yourself several hundred dollars in debt owing to a health emergency can send your finances into a downward spiral of juggling and struggling to pay other bills like your mortgage, utilities, or credit card payments. Luckily, one easy way to scrounge up quick cash in Memphis while keeping your budget balanced is with a title loan.
According to a report from CNBC, 60% of Americans are unable to cover unexpected expenses, with 38% of us unable to handle an emergency room visit. On a month-to-month basis, an emergency room visit isn't the biggest threat to our wallets. There are also many everyday events that can bust the budget, including even doctor visits that are routine and anticipated. A trip to the optometrist can result in a new prescription, and the lens specialist somehow talked you into upgrading your ten-year-old frames. A trip to the dentist for a cleaning reveals a cracked tooth or cavity, and now you are scheduled for a new porcelain crown. Neither a crown nor new glasses are cheap affairs, but what are you going to do? Your health isn't like the water bill; you can't postpone your vision or ability to chew until next month.
Even if you are good at anticipating routine maintenance expenses, unexpected health issues can arise. Your partner injures their back during a softball game and now has to get chiropractic treatment for six weeks. Little Jimmy comes home from school with a bacterial infection in his eye, leading to an emergency room visit plus a pricey prescription of heavy-hitting antibiotics. Whether it concerns you personally or your family, medical expenses are unavoidable. And while dealing with health issues is undoubtedly difficult, you can avoid adding anxiety to the situation with title loans in Memphis from Mid-South Title Loans.
To qualify for a title loan, all you need is your lien-free vehicle and driver's license. Bring those items into one of our three Memphis offices, fill out our quick application and go through the assessment process, and within twenty minutes you can walk out of our office with anywhere from $150 to $2,500, depending on your vehicle's value. We hold on to your title, and you get to drive off in your vehicle. Once you have repaid the loan in full, we will return the title to you, along with our thanks!
Don't sacrifice your health or that of your loved ones over the unexpected. Whether it is to cover a new prescription or x-rays for broken bones, car title loans are a quick and hassle-free way to get the money you need for your medical emergency. If you have a medical need you want to pay off now, you can get started by filling out our handy Title Loans Online Info Sheet or stopping in to any of our three convenient Mid-South Title Loans locations in Memphis, Tennessee today!Read more
January 30, 2017
So much for a Happy New Year! The microwave burned out, the furnace is broken, little Jimmy's baseball team wants new uniforms, and your best friend in Chicago is blowing your phone up with texts about where you should go for wedding party gear. It isn't even the end of January, and already you are panicking about how far your dollar can stretch this year.
What is difficult about these unexpected expenses is that they are either necessities or once-in-a lifetime opportunities. Sure, you can work around not having a microwave, or wear extra layers until you can get the furnace fixed, but the last thing you want to do is tell Pat you can't witness her gigantic step into matrimony, or little Jimmy that he can't play his favorite game due to the lack of new sporting duds.
Participating in the life events of your friends and family is not only important to them, but also important to you. Weddings, graduations, recitals, games, and anniversaries are the benchmarks of all your lives together. Don't let unexpected expenses keep you from showing up. Whether it is for travel, repairs, or uniforms (sporty or bridal), there is a way to share the love by getting title loans in Memphis.
Traditional title loans are an easy, hassle-free way to get quick cash in Memphis. All you need is your vehicle, photo ID, and a lien-free title. Your car will be leveraged as collateral against the loan, and within 20 minutes of stopping by a Mid-South Title Loans office, you get to leave with cash and your car keys in hand. Once you've repaid the short-term loan in full, we return your title to you, along with our thanks.
So, don't get down on the New Year just yet. While it is important to try and stay in budget, there are some unexpected events that are positive ones, and with quick cash in Memphis, you never have to miss out on another life experience due to cash flow problems. Whether it’s your daughter's piano recital or your lifelong friend's retirement party, finding fast cash with title loans in Memphis will ensure that you have the money to be there for all of life's joyous occasions.
At Mid-South Title Loans, we are eager to help you share the love and get you the quick cash you need for the events that truly matter to you and your loved ones. Based on your vehicle's value, you will get your cash within 20 minutes while keeping your keys so you can continue spreading the love stress-free. Based on the assessed value of your car, Mid-South Title Loans loans range from $150 to $2,500. With these amounts, your wallet will never exclude you from life's shared moments again. If you are in need of quick cash in Memphis, please fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis, and we will get you on your way to your life event today!Read more
January 26, 2017
Has the New Year rung in only unforeseen bills and pricey needs? Let Mid-South Title Loans help you get the quick cash you need for a fresh start. Traditional title loans are a great remedy against unforeseen costs and stress. While some may be curious about the advantages of a title loan over other types of loans, there are numerous benefits of which you may be unaware. Below are 5 major benefits to applying for title loans in Memphis with Mid-South.
You Have the Collateral. According to a Pew Research center survey, there is an 88% chance your collateral is parked in your garage. If you are part of this percentage of U. S. households with a car, then you are eligible for a title loan. The only caveat is that you must own your vehicle and have a lien-free title.
Quick Experience with Experts. As experts in the field, we have perfected the application process to keep you from drowning in paperwork. We've facilitated this in two ways:
- Online Title Loan Information Sheet: we developed this nifty online form so you can jumpstart your application process.
- 20 minutes or less: When you visit a Mid-South Title Loans in Memphis, all you need to bring with you is your vehicle, photo ID, and your lien-free title. We will help you go through our speedy 20-minute application process while assessing your vehicle's value. Once you've been approved and sign a 30-day renewable contract, you'll leave our office with cash in hand and drive off in your vehicle.
I Get to Keep My Car? That's right! Perhaps the best benefit of a traditional title loan is that you get to leverage your vehicle for collateral without losing the use of your car. While we do hold on to your title, you can continue to drive your vehicle while you're making payments on your short-term loan.
We Return Your Title. Once you have paid your short-term loan in full, you will receive your title back along with our thanks. It really is a simple as that!
Confidential and Discrete. Your privacy is of the utmost importance to us. Your transaction at Mid-South Title Loans is 100% confidential, and with no questions asked. Your personal information will never be distributed or sold to another party, either via phone or in person.
Three Convenient Locations. Mid-South Title Loans customers enjoy the convenience of three locations throughout the Memphis metro area:
This makes finding quick cash easy, regardless of where you live in the Memphis Area.
As you can see, there are benefits within benefits to traditional title loans in Memphis. Not only do you already have the collateral, but based on the value of your lien-free vehicle, you can get fast cash within 20 minutes and still keep your keys. Based on the assessed value of your car, Mid-South Title Loans loans range from $150 to $2,500. That's a pretty good amount to cover any immediate cash flow needs that might arise. So if you need quick cash in Memphis, all you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and reap the benefits of a traditional title loan today.Read more
December 19, 2016
According to a survey conducted by the American Research Group, Americans will spend $929 on gifts for friends and family this holiday season. Add to that all of the trimmings of a merry get-together that includes feasting and Christmas tree decorations, as well as travel, festive clothes, and gifts for people outside your immediate family, and the actual amount you should expect to spend is $2,100, at least.
If that sum seems overwhelming, you aren't alone. Most people experience holiday sticker shock because they have bad seasonal habits that include procrastination, unorganized or unrealistic planning, and most importantly, lack of creativity. But fortunately, you can break bad habits by creating new ones. Below are a few tips on how to start cultivating happy and healthy holiday shopping practices:
1. Budget: Most people believe that picking a sum to set aside for the holidays is all you need for an effective budget. However, to understand how far that dollar needs to stretch, you should go beyond a guesstimated total and itemize where the money will go. To do this, make a list of everyone you are gifting this year. This should include not only your immediate family and friends, but also co-workers and those who have provided you services, like your postman or veterinarian. After you've accounted for everyone, allocate how much you want to spend on each person, and total it up. If the sum is higher than you expected, start trimming down the list, starting with the holiday gift exchanges at the office. These are commitments that you can easily avoid, and your wallet will thank you.
2. Christmas Trees and Decorations: While there is something to be said for the ritual of selecting and bringing home a fresh-cut tree every year, an artificial tree will save you money not only this year, but in the years to come. According to the National Christmas Tree Association, a real tree costs on average about $40 compared to artificial ones that cost around $63.60. While initially you would spend about $23 more purchasing the artificial tree, you would spend zilch in the subsequent years to come. Ditto with lights and ornamentation. While new color schemes and trends are released every year, investing in durable lights and ornaments, and committing to reusing them in subsequent years, will save you hundreds of dollars in the long run.
3. Gifting Your Time: Time is a commodity. If you can't afford to buy everyone presents, perhaps you can set aside some hours in your schedule to assist them. Do you have family members with limited mobility? Offer to help them with chores or run errands. If you have friends who are new parents, volunteer to babysit for them for a date night, or help prepare meals. When planning your gift budget, take a moment to think about your family's needs. While it doesn't cost money, time isn't cheap, and your loved ones will be grateful for it.
With a bit of preparation and creativity, it is possible to shape your holiday plan to not only meet the expectations of your family, but also meet your overall budget. However, if you've tried the above tips and taken advantage of sales and discounts online and in stores and still need some quick cash, don't despair. One of the best ways to get fast cash is by getting title loans in Memphis. If you stop by Mid-South Title Loans with a vehicle, lien-free title, and a photo ID, after a 20 minute approval process you'll drive off in your car with anywhere from $150 to $2,500 to make your holiday season the merriest yet.
If you've scrimped and saved for the holidays and are still worried about fulfilling Santa's order under the tree, come to Mid-South Title Loans, your source for quick cash in Memphis. Just fill out our convenient Title Loans Online Info Sheet, or come by any of our three Mid-South Title Loans locations in Memphis.Read more
December 12, 2016
With bright lights sparkling in fresh-cut pine and cedar trees, the aroma of roasted turkey and baked ham, and the dazzling rainbow of lovingly wrapped presents, there is no doubt that Christmas is the most magical time of year. However, the secret behind that magic isn't as delightful as the yuletide commercials and Dickens' tales present it. Expectations, stress, and a whole lot of moolah is the true fuel behind the holiday merriment that decks our households.
It isn't enough that the average American will spend around $929 on gifts for friends and family, there is also the "idea" of Christmas and the expectation of traditional staples like house decorations and dinners that really drain the bank account. A holiday family feast will cost $175, and depending on whether you have a real or artificial Christmas tree, that will run anywhere from $40 to $65, plus an additional $55 to trim it with lights, ornaments, and garlands. But, hey, at least the days of partridges and pear trees are past! According to the 2016 PNC Christmas Price Index, if Americans were to purchase everything referenced in the "12 Days of Christmas," they'd be looking at a $34,363 holiday budget, rather than a few thousand.
While our families aren't expecting drummer boys and milk maids, there is no denying that the Christmas wants and needs add up. Some people pick up second jobs for extra holiday spending cash, but what if you don't have time for another gig, or worse yet, your household budget was dealt a last minute blow, tanking your Christmas allowance? If you find yourself approaching the holiday season with more financial questions than answers, there is a great option in Memphis: title loans. Car title loans are an easy way to get quick cash into your wallet this holiday season, requiring little more than a vehicle owned in your name, its lien-free title, and a photo ID. If you bring those things to the Mid-South Title Loans office, you will be asked to complete a simple application while your vehicle is evaluated to determine your loan. This loan will range from $150 to $2,500. After approval, you sign a 30-day renewable contract and walk out of the Mid-South Title loan office with yuletide cash in hand, and still keep your car to sleigh groceries, Christmas decorations, and of course all those presents from the store and into your home.
Thanks to extended Black Friday cyber deals online, and competing specials in store, there are many ways to try and save on holiday spending. However, if you still find yourself needing quick cash to help keep the magic of the holidays alive in Memphis, let Mid-South Title Loans help you keep them merry and bright with our fast and hassle-free car title loans. You can get a jump-start by filling out our Title Loans Online Info Sheet, or just come on by any of our three convenient Mid-South Title Loans locations in Memphis today!Read more
November 21, 2016
Winter in Memphis can be picturesque, what with snow-dusted rooftops and icicles shining in the soft sun. However, those same natural accouterments can also become a homeowner's natural disaster. The wet cold, and the snow and sleet it brings, can cause severe damage to the home. For example, those pretty icicles are actually a sign of clogged gutters. Unwelcomed news when, between holiday parties, Thanksgiving travel, and Christmas presents, the last thing our budget needs is a home maintenance surprise. Take action and plan early by looking at these three common home problems:
High Energy Efficiency. Most utility bill spikes during the colder months are due to insufficient heating systems. A heating system is not only a furnace or climate control unit, but how insulated and protected your entire house is against the elements. Especially in older homes, most heat escapes through "air leaks," those cracks and crevices found in the walls, floors, doors, windows, and the roof (up to 40%). You can prevent air leaks by investing in double-paned glass windows and new insulation in your attic.
Ice Dams. While compared to that of our Northeastern neighbors Memphis snow is considered a "light dusting," several days of sitting snow can lead to ice dams. Ice dams are caused when snow and ice collect on your roof. Depending on how heavy the snow is, there could be a risk of roof collapse and shingles damage, but leaks are more likely the costly culprit around these parts. Ice dams can usually be avoided by knowing where your trouble spots are along your roof. Also check for clogged gutters, as they can contribute to leaks, as well.
Frozen Pipes. Plumbing is the most fragile part of your home's infrastructure during winter. Several problems can occur, including waterflow, leakages, and property damage. While we all know to fend off frozen pipes by turning on the faucets in our home, many people forget about their outside water lines. In fact, most frozen pipe issues arise from having a garden hose constantly attached. Ice can build up in the hose, leading to reversed pressure into the rest of your home's pipes. So, in addition to checking all the lines inside, make sure to check outside, and unhook any hoses before the next big freeze hits.
Memphis winters can be beautiful but temperamental—one day it is snowy, the next day is sunny. These fluctuating conditions are why homeowners have to be vigilant before winter comes. Even so, you can't account for everything, and with a particularly hard rain or heavy snow storm, accidents happen, requiring unanticipated repairs.
If you find yourself in need of quick cash in Memphis for a winter home repair, we're here for you. Mid-South Title Loans offers car title loans ranging from $150 to $2,500. All you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today. Make sure to bring your vehicle, a lien-free title, and a photo ID. After a quick application, you will leave in your vehicle with the cash you need for that broken furnace, plumber's fees, or new shingles to patch your roof.Read more
November 21, 2016
The holidays are upon us! With Thanksgiving on our heels and Christmas fast behind, 'tis the season to take some time off from our busy jobs and reconnect with our friends and family. While the food and parties seem endless, even more endless are the associated costs that come with the festivities. According to a recent U.S. consumer survey, the average American will spend $830 on gifts this holiday season. It also stated that the majority of that holiday shopping will occur during November. But that isn't the only hit our wallets will take!
For every holiday party or church event, you may need new clothes to dress for the occasion. That could easily set you back a few hundred dollars. If you live away from your extended family, as so many of us do, then there is also the cost of commuting. According to Time magazine, Americans spend 43% of their holiday budget on travel. Whether that travel is conducted in the air or via rental car, consumers can look to spend several hundred dollars more between Thanksgiving and Christmas.
Staying home? Then you are probably racking up dollar signs with the latest LED string lights and seasonal lawn decor. And if showing your neighbors you mean holiday business doesn't test the limits of your credit card, then the splendor of your holiday dinner spreads certainly will. Also add in those little things that pop up—such as Secret Santa at work, unplanned vehicle and house maintenance, and, oh, don't forget a special something for your significant other!—and you've not only blown through your budget, but possibly a vital body gasket.
That is why it is important to account for all scenarios when budgeting for the season. But what if Christmas presents alone have spread your budget pretty thin? Well, there are a number of options for finding quick cash, but your best bet is with car title loans, and Mid-South Title Loans is the premier Memphis title loans company. Offering loans ranging from $150 to $2,500, it is your top resource for obtaining quick cash in Memphis.
A car title loan permits you to leverage your vehicle's value for quick cash. If you own an automobile in your name, and it is has been paid for in full, you can use it as collateral against your loan. All you have to do is stop by the Mid-South Title Loans office with your drivable vehicle, lien-free title, and valid photo ID. We'll ask you to complete a simple application while we evaluate your vehicle to determine your loan. Once approved, we'll have you sign a 30-day renewable contract, and we'll give you the holiday cash you need within 20 minutes of your arrival. While we retain your vehicle's title until you have fully repaid your loan, your car is yours to keep for dashing to and from the stores on Black Friday and attending holiday festivities.
Don't let budget stress dampen your holiday spirit. Keep it merry and bright with Mid-South Title Loans. Our car title loans are a fast and hassle-free way to find quick cash in Memphis. You can get started by filling out our handy Title Loans Online Info Sheet or stopping in to any of our three convenient Mid-South Title Loans locations in Tennessee today!Read more
October 18, 2016
Sooner or later, everybody needs a little extra money. Sure, if the dishwasher breaks down, you can set aside a little from each paycheck to save up the money to fix it. But if the furnace goes out in the middle of winter, that's something you're probably going to have to fix right away. And if your second car breaks down, someone in the family probably needs it to drive to work in order to earn the money that's going to pay for the repairs. The same goes for unexpected medical bills, unavoidable travel expenses, and the like—the list goes on and on.
In fact, 80% of the population faces short-term money problems from time to time, but many people are unaware that there's a quick and hassle-free way to get out of that pinch with the help of car title loans in Memphis. So the big question is: When should you consider a title loan?
The answer is that you should consider a title loan whenever you need quick cash in Memphis that you can't easily get some other way. After all, if payday is tomorrow, then chances are you may not need a car title loan. But if you need to fix that furnace in the dead of winter, pay those medical bills before they get sent to collections, get your car in for repairs so that you can get back on the road, get the kids to school before the tuition deadline, or just about anything else that requires you to have cash-in-hand now rather than down the road, then title loans in Memphis might just be the answer.
All you need is a lien-free, drivable vehicle and your photo ID, and you can get approved within 20 minutes, keep your car, and leave with the quick cash you need to take care of pressing business right away, not to mention a repayment schedule that's easy to understand. Because car title loans are designed to help with short-term money problems, they're based on a 30-day renewable contract, giving you the flexibility to repay in full right away, or renew your contract for a little more time.
At the end of the day, when you need quick cash in Memphis and don't have the time to save up, you may need car title loans from Mid-South Title Loans. While there are no restrictions on what you can do with the cash you get for your car title loan, title loans in Memphis are designed to help provide you with the cash you need to get you through short-term money problems without a lot of hassle or delay.
So if you need quick cash in Memphis, all you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.Read more