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Using a Title Loan to Solve Problems in the House Brought on by Winter

Winter in Memphis can be picturesque, what with snow-dusted rooftops and icicles shining in the soft sun. However, those same natural accouterments can also become a homeowner's natural disaster. The wet cold, and the snow and sleet it brings, can cause severe damage to the home. For example, those pretty icicles are actually a sign of clogged gutters. Unwelcomed news when, between holiday parties, Thanksgiving travel, and Christmas presents, the last thing our budget needs is a home maintenance surprise. Take action and plan early by looking at these three common home problems:

High Energy Efficiency. Most utility bill spikes during the colder months are due to insufficient heating systems. A heating system is not only a furnace or climate control unit, but how insulated and protected your entire house is against the elements. Especially in older homes, most heat escapes through "air leaks," those cracks and crevices found in the walls, floors, doors, windows, and the roof (up to 40%). You can prevent air leaks by investing in double-paned glass windows and new insulation in your attic.

Ice Dams. While compared to that of our Northeastern neighbors Memphis snow is considered a "light dusting," several days of sitting snow can lead to ice dams. Ice dams are caused when snow and ice collect on your roof. Depending on how heavy the snow is, there could be a risk of roof collapse and shingles damage, but leaks are more likely the costly culprit around these parts. Ice dams can usually be avoided by knowing where your trouble spots are along your roof. Also check for clogged gutters, as they can contribute to leaks, as well.

Frozen Pipes. Plumbing is the most fragile part of your home's infrastructure during winter. Several problems can occur, including waterflow, leakages, and property damage. While we all know to fend off frozen pipes by turning on the faucets in our home, many people forget about their outside water lines. In fact, most frozen pipe issues arise from having a garden hose constantly attached. Ice can build up in the hose, leading to reversed pressure into the rest of your home's pipes. So, in addition to checking all the lines inside, make sure to check outside, and unhook any hoses before the next big freeze hits.

Memphis winters can be beautiful but temperamental—one day it is snowy, the next day is sunny. These fluctuating conditions are why homeowners have to be vigilant before winter comes. Even so, you can't account for everything, and with a particularly hard rain or heavy snow storm, accidents happen, requiring unanticipated repairs.

If you find yourself in need of quick cash in Memphis for a winter home repair, we're here for you. Mid-South Title Loans offers car title loans ranging from $150 to $2,500. All you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today. Make sure to bring your vehicle, a lien-free title, and a photo ID. After a quick application, you will leave in your vehicle with the cash you need for that broken furnace, plumber's fees, or new shingles to patch your roof.

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How Title Loans Can Help During the Holiday Season!

The holidays are upon us! With Thanksgiving on our heels and Christmas fast behind, 'tis the season to take some time off from our busy jobs and reconnect with our friends and family. While the food and parties seem endless, even more endless are the associated costs that come with the festivities. According to a recent U.S. consumer survey, the average American will spend $830 on gifts this holiday season. It also stated that the majority of that holiday shopping will occur during November. But that isn't the only hit our wallets will take!

For every holiday party or church event, you may need new clothes to dress for the occasion. That could easily set you back a few hundred dollars. If you live away from your extended family, as so many of us do, then there is also the cost of commuting. According to Time magazine, Americans spend 43% of their holiday budget on travel. Whether that travel is conducted in the air or via rental car, consumers can look to spend several hundred dollars more between Thanksgiving and Christmas.

Staying home? Then you are probably racking up dollar signs with the latest LED string lights and seasonal lawn decor. And if showing your neighbors you mean holiday business doesn't test the limits of your credit card, then the splendor of your holiday dinner spreads certainly will. Also add in those little things that pop up—such as Secret Santa at work, unplanned vehicle and house maintenance, and, oh, don't forget a special something for your significant other!—and you've not only blown through your budget, but possibly a vital body gasket.

That is why it is important to account for all scenarios when budgeting for the season. But what if Christmas presents alone have spread your budget pretty thin? Well, there are a number of options for finding quick cash, but your best bet is with car title loans, and Mid-South Title Loans is the premier Memphis title loans company. Offering loans ranging from $150 to $2,500, it is your top resource for obtaining quick cash in Memphis.

A car title loan permits you to leverage your vehicle's value for quick cash. If you own an automobile in your name, and it is has been paid for in full, you can use it as collateral against your loan. All you have to do is stop by the Mid-South Title Loans office with your drivable vehicle, lien-free title, and valid photo ID. We'll ask you to complete a simple application while we evaluate your vehicle to determine your loan. Once approved, we'll have you sign a 30-day renewable contract, and we'll give you the holiday cash you need within 20 minutes of your arrival. While we retain your vehicle's title until you have fully repaid your loan, your car is yours to keep for dashing to and from the stores on Black Friday and attending holiday festivities.

Don't let budget stress dampen your holiday spirit. Keep it merry and bright with Mid-South Title Loans. Our car title loans are a fast and hassle-free way to find quick cash in Memphis. You can get started by filling out our handy Title Loans Online Info Sheet or stopping in to any of our three convenient Mid-South Title Loans locations in Tennessee today!

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When You Should Consider a Title Loan in Memphis

short term loan could help you

Sooner or later, everybody needs a little extra money. Sure, if the dishwasher breaks down, you can set aside a little from each paycheck to save up the money to fix it. But if the furnace goes out in the middle of winter, that's something you're probably going to have to fix right away. And if your second car breaks down, someone in the family probably needs it to drive to work in order to earn the money that's going to pay for the repairs. The same goes for unexpected medical bills, unavoidable travel expenses, and the like—the list goes on and on.

In fact, 80% of the population faces short-term money problems from time to time, but many people are unaware that there's a quick and hassle-free way to get out of that pinch with the help of car title loans in Memphis. So the big question is: When should you consider a title loan?

The answer is that you should consider a title loan whenever you need quick cash in Memphis that you can't easily get some other way. After all, if payday is tomorrow, then chances are you may not need a car title loan. But if you need to fix that furnace in the dead of winter, pay those medical bills before they get sent to collections, get your car in for repairs so that you can get back on the road, get the kids to school before the tuition deadline, or just about anything else that requires you to have cash-in-hand now rather than down the road, then title loans in Memphis might just be the answer.

All you need is a lien-free, drivable vehicle and your photo ID, and you can get approved within 20 minutes, keep your car, and leave with the quick cash you need to take care of pressing business right away, not to mention a repayment schedule that's easy to understand. Because car title loans are designed to help with short-term money problems, they're based on a 30-day renewable contract, giving you the flexibility to repay in full right away, or renew your contract for a little more time.

At the end of the day, when you need quick cash in Memphis and don't have the time to save up, you may need car title loans from Mid-South Title Loans. While there are no restrictions on what you can do with the cash you get for your car title loan, title loans in Memphis are designed to help provide you with the cash you need to get you through short-term money problems without a lot of hassle or delay.

So if you need quick cash in Memphis, all you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.

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11 Ways Title Loans in Memphis Could Help You

solve money problems

Temporary, short-term money problems are nothing unusual. In fact, surveys have shown that nearly 80% of people face short-term money problems from time to time, whether it's repairs to a car or appliance, paying for school tuition, covering medical bills, or any of the other myriad expenses that families face every day.

What is unusual is that many people don't know that car title loans can be a fast and easy way to get quick cash in Memphis and help solve short-term money problems without a lot of hassle or delay. All you need is a drivable, lien-free vehicle and a photo ID, and you can be approved for car title loans in Memphis in as few as 20 minutes. That can get you the quick cash you need for:

  1. Help during the holidays. They come around once a year, and there are always more expenses associated with them than you expect, so whether it's putting presents under the tree or buying extra groceries for that big family dinner, car title loans can help!
  2. Extra money between jobs. Whether you're switching employers or do contract or freelance work, sometimes there's a gap in-between one paycheck and another, and it can be tough to make ends meet until that next bit of cash rolls in.
  3. An unexpected rent hike. When the cost of living goes up and your paycheck doesn't necessarily go up to meet it, it can take some time to adjust your budget. Quick cash in Memphis can help get you through until things settle down.
  4. A deposit on utilities at a new home. Moving can be pretty expensive, and with all the other outlays that go along with moving to a new place, you may not have the cash-in-hand to cover the utility deposits that you're often required to put down without a little help from a car title loan.
  5. New clothes for a new job. Say you just got a new job, but they require you to buy your own uniforms, or have a specific dress code, or you just need some new clothes so that you can make a good impression.
  6. An unexpected healthcare problem. Medical bills stack up, after all, and you never know when you or someone in your family is going to get sick or injured.
  7. Transportation fees for a trip. Even if it's a business trip that you're going to get reimbursed for down the road, you still need the cash-in-hand up front to actually pay for the trip, and for that you may need car title loans in Memphis.
  8. Repairing or replacing an appliance. Appliances tend to break down at the least opportune times, but when they do, you need to be able to fix them right away.
  9. Paying for tuition. Whether you're sending the kids to school or heading back to college yourself to pick up a degree or get some training for your job, getting the quick cash you need to cover tuition can be a lifesaver.
  10. Or just regularly meeting essential expenses. Just paying for gas and groceries and utility bills each month can put a strain on your wallet, especially if any of these other situations crop up at the same time. If cash is short one month, then title loans in Memphis can tide you over.
  11. Having the cash you need when you need it. Ultimately, whatever you need quick cash in Memphis for, car title loans can help you get the cash-in-hand that you need, so that you can take care of business right away. That's a big help.

Car title loans are a quick and hassle-free way to get the money you need right away, and you can get started by filling out our handy Title Loans Online Info Sheet or stopping into any of our three convenient Mid-South Title Loans locations in Tennessee today!

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Benefits of a Title Loan from Mid-South Title Loans

woman with cash from title loanAs Tom Petty once said, "the waiting is the hardest part." That's true when it comes to many things, and it's especially true when you need quick cash in Memphis. If the air conditioner breaks down, if you find yourself faced with an unexpected medical expense, or if you're just a little short on your utility bill this month, you don't want to spend a lot of time jumping through hoops and waiting on credit checks before you get the money that you need. When you're short on cash and burdened by unexpected bills, you want to know that you can get cash in hand today with title loans in Memphis. Memphis, Tennessee is the largest city in the state—home to more than 1.3 million people—and things can move pretty fast around here. But worrying about how you're going to cover unexpected expenses can slow you down, and put a strain on work, school, and even relationships. Fortunately, you don't have to worry, and you don't have to wait. All you need is a lien-free vehicle and a photo ID, and you can take advantage of car title loans to get quick cash in Memphis when you need it. Get that A/C back up and running, pay off those medical bills before you start getting hounded by collections, get that check to the utility company to keep the lights on—whatever you need cash in hand for, you can get it today with title loans in Memphis. Just bring in your vehicle with a lien-free title and a photo ID, fill out a short application, and you can be approved for your loan in as few as 20 minutes! Then you can walk out with the quick cash you need, so that you can take care of business immediately. How can car title loans in Memphis get you cash in hand so quickly? Because you use the title of your vehicle as collateral, there's no need for lengthy credit checks or waiting periods. Besides being fast and easy to get, car title loans are easy to repay, structured on a simple 60-day repayment schedule that can be set up to coincide with your usual payday. And you can get a car title loan in just about any amount you need, from $150 to $2,500, so that you don't have to let unexpected expenses slow you down. And the best part is, you can get the quick cash you need today, with nothing more than a piece of paper (your lien-free vehicle title) and a driver's license or other photo ID. No waiting necessary. It's easy to get started, and car title loans in Memphis are available from 3 convenient Mid-South Title Loans locations in Tennessee. Want to get a jump on things? Just fill out our handy Title Loans Online Info Sheet before you come in to make getting the quick cash you need in Memphis even easier!

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Win a Pair of Tickets to See Rascal Flatts LIVE!

Midwest Title Loans is giving away 1 pair of tickets to see Rascal Flatts in concert on June 15. Come in and register to win at any of our 7 locations. Drawing will be held on June 11, and the winner will be notified by Wilks Broadcasting.

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Midwest Title Loans New Website

Welcome to our new website. We have created this new design to make it easier for our customers get in contact with us. Please feel free to complete our Online Application to get you the cash you need even faster. We also invite you to check our Specials page on a regular basis as we will be having several special offers this summer. We welcome any comments or feedback.

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OUR LOCATIONS

1680 Winchester Rd
Memphis, TN 38116
Phone: (901) 346-1040

4965 Summer Ave.
Memphis, TN 38122
Phone: (901) 821-9211

2798 S. Perkins Rd.
Memphis, TN 38118
Phone: (901) 794-5460