April 2, 2018
Are you looking to get a title loan near Memphis, TN? Maybe you’re searching through options for loans, and you ran across the option of a title loan. If you don’t know much about title loans, we’ve got all the answers for you.
When you’re in need of funds, there are a number of options that you can turn to. You could open a line of credit with a bank or a credit union, or you could get a loan. There are many types of loans and lenders available in Memphis. At Mid-South Title Loans, we specialize in short-term loans.
There are many benefits of getting a short-term, title loan with Mid-South Title Loans. You don’t have to wait days or weeks to get the funds you need, like you may at a bank or credit union. At banks and credit unions, it is time-consuming and tedious meeting the extensive requirements and enduring the waiting period, when you need cash now to cover your expenses. Here, you can also have less-than-perfect credit. We’ll approve customers with low credit or no credit, unlike many lenders. Plus, you’ll pay your title loan back in a short amount of time, saving you time and money.
So, what about downfalls of getting a payday loan? Let’s go through some concerns of first-time title loan customers.
Common Concerns of First-Time Car Title Loan Customers
I won’t get my title back.
When you come to one of the Mid-South Title Loans locations in Memphis, TN, you know up front that your car title is an important part of the process. Just how important is it? Will we keep your title forever?
No, we won’t keep your title forever. When we approve you for a loan at Mid-South Title Loans, we give you your money in exchange for your lien-free title – temporarily. We’ll keep your title for the short period of time that it takes you to pay your loan back. Your loan will be under a 30-day, renewable contract, and you’ll have an option for an extension. We only keep your title while your loan is still active, and once it is paid off, we will immediately give you your title back, along with a thanks.
My car will be used as collateral.
Your car is not going to be used as collateral for your car title loan at Mid-South Title Loans. The only part of your car we’ll be using as collateral for your loan is your title. Your car does play a part in the process, though. We inspect your car to determine how much money we can loan you. The value of your car will affect what amount you receive, between $150 and $5000. So, it’s important to be driving your car that you title is for, when you come into the Memphis Mid-South Title Loans location near you.
I have to be in a good financial status to get a title loan.
This is certainly not true. While you may have to be in good financial standing to get other loans, a car title loan is not one of them. Our application process is unique, because neither your credit score, your financial history, nor your current job is a qualifying factor. We do not perform any credit or background checks, so if you don’t have perfect credit, we are a great place for you. We understand that you may be going through a tough financial time, and we want to do everything we can to help you through it, no matter what situation your finances are currently in.
I’ll be paying a lot of interest on my title loan.
No, you won’t. The best part about a title loan, compared to traditional loans and lines of credit, is that we don’t lock you into a long-term contract. Long-term contracts force you to pay a large amount of interest over time. Our contracts are under 30-day, renewable terms, and if you need more time to pay it off, you can. We want you to pay it off as quick as possible. We hope that the funds you receive are helpful in covering a small gap in your finances.
It will take days or weeks to get a title loan, and I need money now.
One of our customers’ favorite benefits about our title loans is that you get the money you need now, so you won’t be waiting days or weeks to get your funds. It’s what truly sets us apart from the competition. Believe it or not, you can get a title loan in as little as 20 minutes.
Our simple process works like this:
- Fill out our online application.
- Gather your current photo ID or driver’s license (showing you are 18 or older), your current insurance card, and your lien-free title (which is fully paid off).
- Drive the car your lien-free title is for to the closest Memphis Mid-South Title Loans location, where we will inspect it and determine the amount we loan you.
- Accept your loan amount and terms, in exchange for your lien-free title.
- Pay off your loan in 30 days or extend your contract for more time.
- Come get your title back, whenever you have paid the loan in full.
We want to make the process as simple and as quick as possible. We love being able to provide a quick and easy loan service to anyone with a lien-free title, who is in need of short-term funds. It’s our goal to help you with the money you need, when you need it most.
Find a Title Loan Near Me at Mid-South Title Loans in Memphis
Come to the quick and simple loan provider, Mid-South Title Loans, for your financial needs. We’ll get you the money you need, as soon as you need it, so that you can take care of your pressing financial needs. Have a question or want to learn more? Call us now or come into one of our convenient Memphis locations for a free car inspection. Also, feel free to contact us through our website anytime!
Proudly Serving Memphis, Tennessee & the Surrounding Areas
Mid-South Title Loans proudly provides title loans near me in Tennessee’s Memphis and Shelby counties, including the areas of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven, and the surrounding areas.Read more
March 19, 2018
Are you looking for car title loan services near me on your phone or computer, because you’re experiencing a hard financial time? A lot of people searching for car title loans near me haven’t even heard of car title loans, but saw them as an option through another search. Sometimes, people like you have gotten a car title loan before, or know of someone who has. Either way, we want to help you understand why our Tennessee title loans are beneficial to you.
Our title loans service in Tennessee is a great solution for those searching for car title loans near me that need short-term money to cover expenses that aren’t able to be met. Whether it’s because of a job loss or unexpected expenses, there are financial needs of all shapes and sizes that our customers can use our title loans for.
While our car title loans are similar to traditional loans, the title loans at Mid-South Title Loans are a better choice for many reasons.
5 Reasons to Get a Car Title Loan Me at Tennessee’s Mid-South Title Loans
1. We can get you funds as quickly as 20 minutes
Yes, we can get your funds in as quickly as 20 minutes, because we only have a few basic requirements. Our team will take care of the rest. You’ll only need to bring your:
- Driveable vehicle - Even if it is crashed – if it is driveable, you qualify.
- Lien-free title - This needs to be in your name and completely paid off, as well as issued in the tri-state area within 80 miles of the Mid-South Title Loans location near you.
- Photo ID or driver’s license, showing you are 18 or older.
- Car insurance
That’s it. Unlike many credit unions and banks who require job verifications and an extensive list of documents, our requirements are simple and easy. No need to spend time waiting for approval or having to fill out applications at multiple places. We’re a one-stop-shop who doesn’t want to keep you from getting the money you need to cover your expenses.
2. We can help you if you have bad credit or no credit
Unlike traditional Tennessee credit unions and banks, we don’t require perfect credit to get the loan you need. It is a pain to try and get loans when you don’t have perfect credit. Even if your score is decent, you can still have trouble getting approved.
We don’t care if you’ve had past credit trouble or financial struggles. Even if you just haven’t had the chance to build your credit, we can help you. We simply decide the loan amount based on the amount your car is worth. We don’t require any background or credit checks, so you don’t need to worry.
Plus, credit pulls often damage your credit, which would be the exact opposite of what we’re trying to do at Mid-South Title Loans. We want to help you through your tough financial situation and get back to a good place financially.
3. Get your financial needs taken care of now
When your finances are out of hand, due to job loss, unexpected expenses, and beyond, it can be extremely stressful, uncomfortable and tough to live with. We want you to get your financial needs taken care of as soon as possible with our title loans.
We help our Tennessee customers take care of immediate expenses and get afloat, with things like:
- Dental and medical expenses
- School expenses
- Home repairs or mortgage payments
- Tax debt
- Car repairs
- And more!
Mid-South Title Loans’ car title loans help you no matter what you need help with. Our Tennessee customers love that they can finally get on top of the bills, which is just what they need to get back in a good place financially. The last thing they want is for bills to go to collections, or if they’re already there, they can get them taken care of immediately.
4. Our process is as simple and easy as it gets.
To get between $150 and $5000 today, all you need to do is:
- Fill out our online loan application
- Drive your vehicle to one of our three Tennessee locations near you. We will inspect the vehicle to determine the amount we can loan you, based on the worth.
- Provide the documents listed above.
- Accept the loan offer and its terms and conditions.
- Provide your your lien-free car title in exchange for the funds, which we will keep until your loan is paid off (in 60 days with options for extension).
- Drive away with your funds in hand.
- Repay the title loan, then get your title back, along with our thanks!
It’s a simple process that all of our Tennessee customers love, and you don’t have to worry about us taking anything from you permanently. We just keep your title for a temporary time, and it allows us to not have to do any extensive background checks or requirements. We are glad that we can offer this simple service to get you the money you need immediately.
5. We have three Memphis, Tennessee locations for your convenience.
It’s our goal to make it as easy as possible for you to get the funds you need, so we have three Mid-South Title Loans locations in the Memphis area. Whether you reside in or just outside of Memphis, we can help you get the cash you need with a title loan. Our three Mid-South Title Loans locations are at:
Our friendly professionals at all of our locations are available to chat with you at your convenience and answer any questions you have about getting a car title loan. We are even here to inspect your car for free, at your convenience. Just come in to the location nearest you today!
Ready to get started? Fill out your application now!
Get a Title Loan at One of Our Tennessee Mid-South Title Loans Locations
Tennessee’s Mid-South Title Loans is ready to help put an end to your financial struggle with a car title loan. Stop by one of our convenient Tennessee locations for a quick, free inspection, call us if you have any questions or contact us through our website today!
Proudly Serving Memphis, Tennessee & the Surrounding Areas
Mid-South Title Loans proudly provides title loans to car owners in Tennessee’s Memphis and Shelby County, including the areas of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
March 12, 2018
When you are in need of money, you have a lot of options of where you can go to get it. You can go to a bank or a credit union and ask for a personal loan, line of credit, or something similar. You could go to a cash advance service, ask a friend or family member for help, or you could get a car title loan.
If you’ve never heard of a car title loan, you may not know if it’s right for you. Our customers find that a car title loan helps them in many different situations, and it is easier to obtain than traditional loans and lines of credit from a bank or credit union.
Whether you need money immediately to cover important expenses or you are having trouble getting a loan at a bank or credit union due to bad credit or no credit, we can help. Here’s how you know if you should get a car title loan from Mid-South Title Loans, over other traditional loan options.
When Should You Get a Car Title Loan?
1. You have bills or immediate expenses
When bills are late or in collections, it’s of utmost importance to get those taken care of. But if you don’t have the money to do that in the short-term, a car title loan at Tennessee’s Mid-South Title Loans is a great option for you.
Our customers use their car title loan for many bills and expenses, including:
- Dental and medical bills
- School expenses, such as books and tuition
- Car or home repairs
- And more!
It’s a great feeling getting out of a financial rut with the help of a car title loan at Mid-South Title Loans. We help you get above water for your short-term needs, then you can pay us back within 60 days, with options for extension.
2. You have less-than-perfect credit
Many families have experienced financial ruts during the recent economic crises, and therefore, have a hard time getting approved for loans or lines of credit, which can be painful if they’re in a tough situation where they need money. Even if you just haven’t had a chance to build your credit, you will have trouble with banks or credit unions accepting your application and loaning you money.
Mid-South Title Loans in Memphis, Tennessee is a great option for people with credit issues of all shapes and sizes, because we don’t require a credit check at all. We simply require your lien-free title to be used as collateral while you pay off your loan, along with a few documents beforehand.
We want to help you build your credit and get in a good place financially, and we know that hard credit pulls damage your credit. So, we are proud to be a no-credit-check loan option for our Tennessee customers.
3. You own a lien-free title
If you have a car title that is in your name and is completely paid off, or lien-free, you qualify for a title loan in Memphis’ Mid-South Title Loans, as long as it’s been issued within 80 miles of your nearest Mid-South Title Loans location.
In addition to needing a lien-free title, you’ll need to fill out our application and provide a few simple, basic documents to our location when you come to get your money, like:
- A valid photo ID or driver’s license, showing you are 18 or older
- Your current car insurance
In addition, you’ll need to drive the car with your lien-free title to the Memphis, Tennessee Mid-South Title Loans location near you to get evaluated. We will use this to determine how much we can loan you, which will be based on how much your car is worth. We will offer you between $150 and $5000. Then, your lien-free title will be used as collateral, until you pay back your loan in full.
4. You need money now
When you need money immediately, you can’t wait weeks to get approved by banks or credit unions. Our process at Mid-South Title Loans is simple and easy, and it can take as little as 20 minutes from start to finish. It’s truly what sets us apart from other lenders.
Here’s how our quick and simple process works:
- You fill out our application
- You bring in the required documents (mentioned above), while driving the car your title is for
- We inspect your car to determine your loan amount, then make you an offer
- You accept the loan amount and terms, in exchange for us temporarily keeping your car title
- You pay off the loan (usually in 60 days, but can be extended) and get your title back from us, plus a thanks!
Ready to get the funds you need with a car title loan today? Complete your online application or bring in your car now to get a free evaluation at your nearest Memphis Tennessee location!
Come to One of Our Three Memphis, TN Locations for Your Car Title Loan
It’s quick and easy to get the funds you need now with any of our convenient Memphis, Tennessee locations. Have a question that we can answer? Contact us through our website or call one of our locations below to talk to one of our friendly customer service professionals!
Proudly Serving Memphis, Tennessee & the Surrounding Area
Mid-South Title Loans proudly provides title loans to car owners in Memphis, Tennessee and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
March 5, 2018
5 Spring Home Repairs You Can Use a Car Title Loan For
Spring is not only a great time for deep cleaning and organization, it’s a great time to spend some money on home repairs that are past due or are ready to be done to prepare you for Tennessee’s spring and summer changes in weather.
Unfortunately, home repairs can be costly, and you may not having all the money saved up to take care of some important tasks, such as window or air conditioner replacements. We all know that one of the worst things that could happen to your and your family during the hot Memphis summer heat is having your air conditioner going out. Trying to sleep, or do anything for that matter, without air conditioning is miserable, on those hot summer days and nights.
In addition, spring and summer can bring nasty storms that you need to be prepared for. So, it’s time to take the plunge to do the repairs your home needs this spring. It’s easy to finally put those tasks on the immediate to-do list, when you have the help of a car title loan from Memphis’ Mid-South Title Loans. Unlike traditional home improvement or personal loans, you can get a car title loan in as little as 20 minutes, and you don’t have a laundry list of requirements.
When you’re ready to get your car title loan, you can use your funds to pay for important spring home repairs. Here’s a few that our customers commonly use their car title loans for.
5 Spring Home Repairs to Complete with Your Car Title Loan
1. Roof inspection
Your roof is one of the most important parts of your house, and it plays a big part in protecting you from the heavy storms and rain. It’s a good idea to get your roof inspected in the spring, so you can be sure that it’s going to do its job during tough storms throughout the spring and summer. Even if you’re not foreseeing any problems because you haven’t had any recently, a crazy storm may uncover some vulnerabilities that you’d only find if you’d have gotten your roof inspected.
A roof inspection can help determine if you have any broken shingles that need to be replaced, helping you solve small problems before they become big ones that impact your quality of life – and your budget. Plus, if your roof hasn’t been worked on for a while or is old, you may even need a new roof. You won’t know until you get it inspected, which is only a couple hundred dollars (including repairs). It’s a great investment for years to come.
2. Storm preparation
When you aren’t prepared for intense storms, it can come back to haunt you. It’s better to spend the money to prepare, rather than pay more later and experience extreme stress and discomfort for days or weeks.
There are a couple things you might consider to do to get prepared for the possibility of extreme storms: purchase a generator, reinforce your garage, and add storm shutters. These are great ideas that help you get peace of mind that you need when the storms hit.
3. Air conditioner tune-up
When’s the last time you had your air conditioner checked or replaced? If you’ve had your air conditioner for more than 10 years, there’s a chance you could need a replacement. In any case, you should get your air conditioner cleaned, checked and tuned up by professionals once a year. One of the worst things that can happen during the hot Memphis summer is having your air conditioner break, in one way or another. The best way to avoid that happening is by getting a tune-up.
Your car title loan can help pay for a tune-up that includes condenser coil cleaning, coolant levels check, thermostat calibration, ductwork checks for leaks, electrical connections check, and your blower belt and motor tuned. In the case that you need a full-on replacement, a car title loan will be a great way to help pay for it. And you won’t need to be worried about being without air conditioning at any point this spring or summer.
4. Clean gutters
Do you see any pools of water near your gutters? Have you had your gutters cleaned since last summer or before? When your gutters haven’t been cleaned in a while and you get a lot of rain, you can experience water build up, causing expensive problems like leaking into the foundation. While getting your gutters cleaned is only around $150, foundation repairs are expensive.
To avoid making expensive repairs on your foundation due to unchecked gutters, a great spring home repair is gutter cleaning. While cleaning, you may even find out you need repairs to help water flow better or fix broken areas. Either way, it’s easy to get your gutters checked and cleaned with the help of a car title loan from Mid-South Title Loans.
5. Window replacements
Do you feel drafts coming from your windows? Do you have high energy bills? Are your windows old or damaged? If you answered yes to any of these questions, you should consider getting some or all of your windows replaced.
Window replacements are a great use of money, and your car title loan can help you pay for them. They’re a great investment not only to save you money on your energy bills now, but to also increase the equity of your home when you decide to resell.
How to Get a Car Title Loan for Home Repairs This Spring
Mid-South Title Loans makes it quick and easy to get the money you need for your spring home repairs, through our car title loans. We don’t have any extensive requirements or background checks, so you won’t need to wait weeks before getting approved. Plus, you don’t need to have perfect credit, since we don’t check your credit.
When you’re ready to experience all the benefits of a car title loan from Mid-South Title Loans, here’s what you’ll need to do:
- Complete our simple application
- Gather your documents:
- a. A lien-free title - A lien-free title is one that is debt-free, and it needs to be issued in your name within 80 miles of your Mid-South Title Loans location.
- b. A photo ID or driver’s license, showing you are 18 or older.
- c. Current car insurance
Ready to get started? Start by filling out an application on our website or simply drive your car to your nearby Memphis Mid-South Title Loans location to get a free evaluation!
Let Mid-South Title Loans Help Get Your Spring Home Repairs Completed
We want to help you get your home in the best shape possible with the help of our title loans. Get your loan today in as little as 20 minutes. Contact us for more questions through our website or call the location near you now!
Proudly Serving Memphis, TN & the Surrounding Area
Mid-South Title Loans proudly provides car title loans to customers in Memphis, TN and Shelby County, including the cities of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
February 26, 2018
Loans are a great option for people who are in need of extra money, to cover anything from basic needs to outrageous bills. There are many types of loans and ways you can go about obtaining money. Maybe from a family member or your bank. Or maybe these aren’t an option for you, and you’re researching other avenues.
Many times, loans require top-notch credit scores to get the amount you need at an interest rate that isn’t sky high. But if you don’t have a great credit score or you don’t have any credit at all and you need quick cash, you need another option.
A short-term loan is a great option for anyone needing quick cash, regardless of your credit score. Short-term loans, like title loans, can be repaid quickly, and typically come with less interest. But many short-term loan companies in the Tennessee area have extensive requirements, and if you just want a simple solution for your financial needs, you need to come to Memphis’ Mid-South Title Loans.
If you own your vehicle, we make it simple to get short-term cash you need. It doesn’t require you handing your car over to us or us taking permanent possession of your title – don’t worry. It’s a pain-free option that leaves you with the money you need to meet the short-term needs of your current financial situation.
Why Choose Tennessee’s Mid-South for Title Loans
You can get your money quickly.
Most Tennessee banks and credit unions take a week or longer to approve your application, then it takes even longer to get you your money. When you have bills piling up, we understand how stressful it is. You can’t wait. Our title loans at Memphis, TN’s Mid-South Title Loans come in handy for just that, because the whole process, from start to finish, can be as quick as 20 minutes. Really! Be up to $5000 richer in only 20 minutes. We want you to get your money as soon as you need it, and if you’re itching to get started, fill out our online application now!
No credit or long list of supporting documents needed
Many times, when applying for loans and lines of credit, your credit score can experience a drop, as a result of a credit pull. But since we aren’t trying to ruin your credit while loaning you money, we don’t perform background checks or credit pulls. That doesn’t make a whole lot of sense to us. Especially when you’ve had credit struggles, you’re probably not too keen on the idea of a company pulling your credit score, in order to loan you money.
Before giving a loan, most Tennessee banks or credit unions also make you gather a long list of documents, like pay stubs, address verification, and beyond. We don’t think that is necessary here. Mid-South Title Loans has a quick and easy process, because it only requires the minimum. And when you’re ready to get your title loan for quick cash at a Memphis Mid-South Title Loans location, you only need to have:
- A filled out title loan application
- A valid photo ID or driver’s license that shows you’re 18 or older
- A lien-free title in your name - If you haven’t heard the term, a lien-free title is a title that shows that your car is completely paid off. We also need your title to be from somewhere within 80 miles of Memphis, TN, in your name.
- A drivable car - We don’t care if your car is damaged. As long as it’s in working condition, you can get quick cash from our title loans.
- Car insurance - Make sure you have up-to-date car insurance, and go ahead and bring your card with you to one of our Memphis locations.
As soon as you can meet all five of these requirements, you can get between $150 and $5000 immediately with a title loan at Mid-South Title Loans in Memphis, Tennessee.
Our process is as easy as 1-2-3
Quick and easy service is the name of the game at all of our Mid-South Title Loans in Tennessee. It’s our top priority to make it as simple as possible for you to get your title loan, so you can start taking care of your demanding bills and expenses. Here’s how our simple process works:
- Fill out a title loan application completely
- Drive your vehicle at the nearest Memphis Mid-South Title Loans for inspection
- Gather your required documents - Like we previously mentioned, you’ll need to gather your valid photo ID, car insurance card, and the lien-free title that is in your name.
- One of our outstanding loan professionals will quickly evaluate your car and determine the amount we will loan you.
- Upon approval, we will give you your money, in exchange for your title, temporarily.
- Once you repay your title loan completely, we’ll happily give you your title back, along with a thanks.
Get your loan paid off quickly
Not only is our process simple, so is paying off your loan. Traditional long-term loans burden you with lots of interest over time, and it can put you in an even worse place financially. Here at Mid-South Title Loans, we truly care about your finances, and we want you to get back on track. So, we want you to pay off your loan over a short term, so you can get your title back, in addition to being on track financially. Loan terms at Mid-South Title Loans are typically for 60 days, but if you need a little wiggle room, you can extend it.
You can take care of bills or expenses immediately
If your bills aren’t getting paid promptly, you can run into trouble, and maybe you already are. Whether your credit is getting hit or collectors are calling, now’s the time to put it all to a stop with a quick, short-term loan. And you’re not alone – our Memphis, Tennessee customers use their title loan cash to help with many types of expenses, including:
- Dental or medical expenses
- Home improvement repairs
- Christmas or birthday presents
- Family trips
- Basic needs
- And everything in between!
So whatever you need the money for, Memphis’ Mid-South Title Loans is here to help you get out from underneath your financial burdens today.
Ready to get cash for your title? Fill out our Online Info Sheet now or bring your car to one of our Memphis,TN locations for a quick, no-obligation free evaluation!
Get a Title Loan in Tennessee at Mid-South Title Loans
If you own your car, bring your title into Tennessee’s Mid-South Title Loans for quick cash today. Get in touch with us now by coming in to one of our convenient Memphis locations or contact us through our website now!
Proudly serving Memphis, Tennessee & the surrounding cities
Mid-South Title Loans proudly provides quick cash title loans to Memphis, Tennessee and Shelby County, including the areas of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
February 19, 2018
When you live in Memphis, TN and you are in need of short-term cash, there are a lot of options. You could go to a bank and ask for a personal loan or a line of credit, or you could go to the local credit union and get a line of credit. The problem is: most of them have extensive requirements, long-term repayment, and high interest rates – not to mention a long wait period before you’re approved. When you only need a small amount of cash to cover a dry period in your finances, you need a better solution.
Memphis, TN’s Mid-South Title Loans is a short-term cash solution that beats the rest. We offer title loans that you can get on the same day in less than an hour. There are only a handful of requirements, and if you are a car owner, you likely already meet them. You also repay our title loans back quickly, so there’s no worrying about ongoing payments for years to come.
A title loan doesn’t mean we keep your title forever or even your car, for that matter. You don’t lose anything – you only gain the short-term cash you need to cover your bills that are piling up.
Why Get a Title Loan from Memphis, TN’s Mid-South Title Loans
It’s hard to find banks or credit unions that will get you the cash you need quickly. That’s where short-term loans like Memphis, TN’s Mid-South Title Loans come in handy. Our whole process, from start to finish, can be as quick as 20 minutes. Yes, really! In 20 minutes, you can get up to $5000.
We understand that bills and other expenses don’t wait, so you don’t have time to wait, either. As soon as you need the money, we can get it to you. If you’re itching to get started, fill out our online application now!
The ability to take care of your bills or expenses immediately
When bills don’t get paid on time, it can result in your credit lowering or collectors harassing you or your family members, which can be both annoying and embarrassing. For whatever reason you’re currently having financial struggles, don’t let your credit go bad and your bills go unpaid. Our Memphis, TN customers use their title loan cash for:
- Dental or medical expenses
- Christmas gifts
- Birthday gifts
- School tuition
- Home improvement repairs
- Car expenses
- Basic expenses
- And beyond!
It doesn’t matter if you need the money for a planned family trip, gifts, medical bills or just to cover basic expenses, Memphis’ Mid-South Title Loans will take care of you with our title loans. We can help you get out from under water in your finances and start to see the light again.
No credit pulls or long list of documents needed
When you apply for loans or credit lines, it can result in either soft or hard credit pulls, which can actually damage your credit. We don’t want to hurt your credit. We just want to help you get the money you need, so we don’t do any background checks or credit pulls. Especially if you have had past credit problems, the last thing you want a loan that requires a credit check, because you may have gotten denied in the past.
In addition, lots of banks and credit unions have a long list of documents needed to lend you money, such as pay stubs, address verification, and beyond. We aren’t that nosey. Our process is quick and easy, because we have minimal requirements. When you’re ready to get money quickly at one of our three Memphis Mid-South Title Loans locations, you’ll only need to meet these five requirements:
- You own lien-free title - A lien-free title means that you don’t owe anything on your car. Your title also needs to be from somewhere within 80 miles of Memphis, TN, in the tri-state area.
- You have drivable car - Even if your car is damaged, if it is in working condition, you qualify.
- You have valid photo ID showing you are 18 or older
- You have car insurance - You need to have up-to-date car insurance, so bring your card with you to get your car title loan at one of our Memphis locations.
- You need to fill out our title loan application
If you meet all five of these requirements, you’ll be able to get between $150 and $5000 with a title loan at Mid-South Title Loans in Memphis, TN.
A pain-free process, from start to finish
Our Memphis Mid-South Title Loans stores all keep the loan process simple. Our customers love our quick and easy service. When you’re ready to get a title loan to help meet your financial needs, all you need to do is:
- Get a title loan application filled out either online or in-store.
- Drive your vehicle to your nearest Memphis Mid-South Title Loans.
- Bring the required documents - As mentioned before, you’ll need to bring your valid photo ID, car insurance information, and a lien-free title in your name.
- Let one of our friendly professionals evaluate your vehicle to determine the amount we can give you in a loan.
- Take your money, in exchange for your car title.
- Repay your title loan to get your car title back.
Our process is simple and pain-free, and it’s even easy paying off your loan.
Get your loan paid off quickly
Long-term loans leave you with tons of interest built up over time, which we don’t agree with, here at Mid-South Title Loans. We want you to pay off your loan quickly, so you can get your title back, along with being back in good financial standing. Our loan terms are 60 days in length, but we allow a little wiggle room, if you need to extend it due to finances being short.
Ready to get paid for your title today? Find our Online Info Sheet on our website to get started or bring your car to one of our Memphis,TN locations for a quick, free evaluation today!
Get Your Title Loan in Memphis, TN at Mid-South Title Loans
Memphis’ Mid-South Title Loans is your one-stop-shop for quick cash, in exchange for your car’s title. Our loan professionals are ready to help you get the money you need today at one of three Memphis, TN area locations. Also, feel free to get in touch with us through our website today!
Proudly serving Memphis, TN & the surrounding area
Mid-South Title Loans proudly provides title loans to car owners in Memphis, TN and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
February 12, 2018
Less-than-perfect credit may not become a problem, until you need to get a loan or a line of credit. Whether you missed a few payments that got reported to the credit bureaus, suffered a bankruptcy, or something else, it is a burden having bad credit when you need to ask for money from a bank or credit union. It usually results in you being denied the money, or you may get outrageous terms and conditions that you know aren’t in your best interest.
But when bills keep piling up and you need money, you’ve got to find an option, which is why you’re searching for a car title loan near me. Maybe you’ve heard from a friend that it’s a good option, or maybe you read on the internet that you may qualify.
A car title loan is a great way to get short-term financial needs met when you have less-than-perfect credit, because you only need to meet a few requirements. It is a quick and easy loan that also gets repaid quickly, so you don’t have to worry about owing on a loan for years to come.
Why Get a Car Title Loan Near Me with Bad Credit
Take care of your expenses
Unfortunately, when bills don’t get paid on time, it can hurt your credit, and it can result in the bills going to collections, which is never a good thing. Maybe you’ve had unexpected expenses and just can’t keep afloat, but there’s no reason to let you credit go bad and your bills be unpaid when you can get a car title loan near you in Memphis at one of Mid-South Title Loans’ three locations.
Whether you need the money for an upcoming family trip, gifts, medical bills or just to cover basic expenses, we can take care of you. It doesn’t matter what you use your money for, we’re here to help you get out of the deep end and get through any tough financial period.
No credit checks or extensive document checks
When you have less-than-ideal credit, the last thing you want to do is get a loan that requires a credit check, because you know you will probably get denied. But luckily, with Mid-South Title Loans, we don’t require a background or credit check. So even though you may not be sure if you can get a loan, due to bad credit or being denied in the past, we can work with you, if you own your car.
In addition, to get a car title loan at your local Memphis Mid-South Title Loans location, you don’t need to provide documents like your pay stubs or employment information, and you don’t need a cosigner if you have bad credit. These things can be time-consuming, and time is the last thing you have right now. Mid-South Title Loans’ car title loans near you only have a few requirements:
- A lien-free title - When you have a lien-free title, it means that you don’t owe any money on your car. You own it completely. In addition, your title needs to be issued from somewhere within 80 miles of our Memphis locations, in the tri-state area.
- A drivable car - Your car may be damaged, but it has to be in working condition.
- A valid photo ID - It needs to prove that you are 18 or older.
- Car insurance - You’ll need your up-to-date insurance card to get your car title loan at your nearest Mid-South location when getting your loan.
- A filled out application
That’s it! It’s pretty simple, and if you meet all the requirements, you can get between $150 and $5000 with a car title loan at Mid-South Title Loans.
Get your money quickly
When you have bills or unexpected expenses that are months late and waiting to be paid, we know that it can be stressful, and you don’t have a lot of time to get the money you need. That’s why our process allows you to get your money on the same day as you apply. We want to put you back on your feet as quick as possible.
The whole car title loan process can take as little as 20 minutes. Be on your way to up to $5000 by filling out the short application on our website now.
It’s a pain-free process
At all of our Memphis Mid-South Title Loans, we like to keep our process simple, and it’s our service that puts us a step above the rest. So when you’re ready to get your car title loan, here’s what you need to do to get top dollar today:
- Fill out our title loan application - This can be done either online or in-store. No need to wait for a credit check to be done or to verify employment. Just simply fill out your information.
- Drive your titled vehicle to one of our three Memphis locations.
- Bring your required documents - As mentioned above, you’ll need a valid photo ID, your car insurance, and your lien-free title.
- Let our team quickly evaluate your vehicle to determine the loan amount.
- Upon approval, collect your money, in exchange for the car title.
- Drive off with money your hand.
- Repay your loan, then come back to the location near you to get your title.
We try our best to make the process simple and straightforward. And you don’t need to worry, we won’t permanently keep your title or do anything with your car. It’s all yours.
Get your loan paid off quickly
When you have long-term loans, it’s easy for your interest to rack up quickly. At Mid-South Title Loans, our car title loans are paid off on a 60-day term that we agree upon. And if you need extra time to pay it off, just ask, and we’ll help you with one of our renewable options.
Ready to get your cash today? Fill out our Online Info Sheet or bring your vehicle to one of our three Memphis locations for a quick evaluation for free.
Go to Mid-South Title Loans for a Car Title Loan Near Me
When you’re in search of a car title loan near me, look no further than Memphis’ Mid-South Title Loans for quick cash and top service. Our friendly service professionals are ready to talk to you today at one of our convenient Memphis locations to get started or through our website now!
Proudly serving Memphis, Tennessee & the surrounding areas
Mid-South Title Loans proudly provides title loans to customers with bad credit in Memphis, Tennessee and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
February 5, 2018
Title Loans are a Short-Term Solution for Tennessee Customers with Bad Credit
Do you have bad credit, but you’re in need of a short-term loan? Maybe you’ve suffered a job loss, resulting in a major loss of income, or maybe you have expensive bills piling up and you just need some relief.
If you have bad credit, you know that it can be hard finding a loan, whether it is a line of credit or a traditional loan from a bank or credit union. Even if it is small, local Tennessee lender, you may not meet the minimum requirements, resulting in being denied the loan you need.
There is hope! Short-term loans are a great option, and a title loan is the perfect solution for Tennessee car owners in need of money to help get through a tough financial time. Title loans are quick and easy and have only a few requirements to meet. So, when you are searching for a short-term loan in Tennessee, look no further than Mid-South Title Loans to get the money you need.
Why Get a Title Loan with Tennessee’s Mid-South for a Short-Term Loan
No background credit checks or extensive requirements
Our top benefit for customers who’ve had past credit problems, don’t have any credit, or are having current credit problems is that we don’t do any background credit checks. So, even if you’ve been turned down elsewhere due to your credit, you won’t have a problem at Mid-South Title Loans.
Also, at many banks and credit unions, you have to provide a laundry list of documents for them, like your pay stubs, employment verification, and beyond, which takes a time – on top of having to wait weeks to get approved and get the money you need. Tennessee’s Mid-South Title Loans short-term loans only have a few requirements:
- You must own a lien-free title - If you aren’t sure if your title is lien-free, it just needs to be paid for in full (you don’t have a car loan currently). In addition, your title can be issued from anywhere in the tri-state area within 80 miles of any of our locations and needs to be under your name.
- Your car must be drivable - It can be damaged, but your car has to be in driving condition.
- You must have car insurance - Bring your up-to-date card to your nearest Mid-South location when you’re ready to get your money.
- You must provide a valid photo ID with your birthday showing you are 18 or over
- Fill out our quick application
Our customers love that our short-term loans mean that it’s simple to get the money they need when they need it.
Get your money on the same day as you apply
When you need money for bills or unexpected expenses that you can’t afford, our short-term loans have you covered, and you can get them on the same day as you apply. We know how stressful it is when you are running low on money, and we know that you don’t have a lot of time to spend waiting for your loan to get approved or to get your money.
Our process can take as little as 20 minutes from the moment you walk in our door to having your money in hand. Be on your way to up to $5000 by filling out our short application on our website now.
Take care of your bills today
Whether you’ve got medical bills that have been sitting for months, a big holiday coming up or you just need your basic expenses covered, a short-term loan at Mid-South Title Loans gets you back on track. Many of our Tennessee customers use their title loans to cover things like medical expenses, Christmas gifts, home or car repairs, and family vacations. But it doesn’t matter what you use your money for, it is here for you when you need it at Mid-South Title Loans.
The process is simple
Our Mid-South Title Loans service stands out from the competition because of our quick and easy process that gets our customers the money they need as soon as they need it. Here’s what you need to do to get top dollar on your title today:
- Complete a title loan application - Whether you want to fill it out online before you come or in our store, we don’t have to check your credit or verify your employment – just fill out your information.
- Drive your vehicle that the title is for over to one of our three Tennessee locations.
- Bring the required documents with you - As mentioned above, bring a valid photo ID, your insurance information, and your lien-free title.
- Wait while we quickly inspect your vehicle to determine the amount we’ll loan you – It will be somewhere between $150 and $5000.
- Collect your money upon approval, in exchange for your title (which we only hold until you pay us back).
- Drive off with money your hand.
- Repay your loan then come get your title.
We make it as simple as possible for you. And don’t worry, we don’t permanently keep your title or do anything with your car.
Pay your loan off quickly
Mid-South Title Loans’ short-term title loans are paid off in 60 days, so you aren’t paying us back for months and months while racking up interest. And if for some reason you need extra time, we have renewable options.
If you’re ready to start your loan application, fill out our Online Info Sheet or just bring your car by one of our three locations for a quick evaluation at no cost.
Work with Tennessee’s Top Short-Term Loan Provider
When you are in need of a short-term loan, come to Tennessee’s Mid-South Title Loans. Get in touch with one of our courteous professionals at one of our convenient Memphis locations to get started or contact us on our website now!
Proudly serving the Memphis, Tennessee area
Mid-South Title Loans proudly serves customers in Memphis, Tennessee and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
January 29, 2018
Automobiles have come a long way since the T-Ford. With advances in engineering, plastics, and technology, most cars, trucks, and SUVs are built to be as dependable as they are enjoyable. Of course, each vehicle has its quirks and weaknesses, and that is why there are numerous buyer resources, like Edmunds and Consumer Reports, out there to help you figure out what brand, model, and make is most suitable for your needs. While we can control how much due diligence we perform before we buy a new or used car, we can't control the various factors that may happen to the individual vehicle over time. Even if you bought the highest-rated car for safety and reliability, somewhere down the road, there will be some kind of vehicle repair cost. The best one can hope for is not when it comes, but where. Ideally, in your garage, so you don't have to shell out for a tow fee, too.
Your Car Will Eventually Require Some Repairs
Showing your vehicles some TLC from time to time can go a long way toward keeping them out of the shop. Every automobile comes with an owner's manual, and if your used car came without, you can easily find it online. The manual will instruct you on when routine maintenance—like oil and spark plug changes, battery checks, belt, wiper, and air filter replacements, and tire rotation—need to happen. If you stay on top of this, you will be keeping your vehicles in good shape and in good standing with the brand's manufacturer's warranty. However, sometimes something goes awry that is beyond your ability to control and not covered by the warranty. This may be when you find yourself in need of some quick cash and Google "title loan near me" in Memphis to cover the unexpected costs. You'll find you are in luck, as you can obtain a loan with your other working, lien-free vehicle!
Changing Seasons Take a Toll on Your Vehicle
Accidents and breakdowns can happen at any time, but on days of extreme weather, the probability of something going awry is higher. Winter can bring snow storms that slush ice onto the roads, making it hard to control the wheel and easy to slide your bumper into the car in front of you. Spring brings thaw, but in doing so brings dead, wet leaves and other defrosted detritus that still keep the roads slick and unpredictable for driving. Summer is a great time to get on the open road but may also bring rain, which can affect tire traction and your brakes' efficiency. And doesn't it always seem like it's right in the middle of a heatwave that the A/C won't turn on? There's no reprieve with the fall, whose fluctuating temps yield black ice. No matter the season in Memphis, the elements can lead to unexpected and costly damage and breakdowns.
What's Most Likely to Break Down on Your Car?
Weather aside, car industry experts have forecasted a few things that are guaranteed to eventually need repairs. At the top of the list is the battery, which has a life expectancy of four to six years. Replacement can cost from $125 to $200. That's nothing compared to replacing tires, which could set you back $600 to $800 if you need to replace all four at the same time. Other pricey but common fixes include the alternator, which will cost $150 for the part and up to $500 in labor. Spark plugs should be replaced every 30,000 miles, and while the plugs themselves are cheap, a professional mechanic will not be. If your car needs a routine replacement but the timing isn't right for your budget, searching for a "title loan near me" in Memphis can help.
Being Without a Car is a Drag
We all need reliable transportation to get us to work, to school, to the baseball field or piano lesson, to the grocery store, and in cases of emergency, to the hospital or doctor's office. Often a household will have two cars to make sure everyone gets to where they need to be, but the loss of one of those two cars can be a major drag until you find the means to fix it. Sure, you can carpool and better coordinate everyone's schedules, but nothing beats the ease and flexibility of having back-up transportation.
A Quick Way to Cover the Auto Repair Bill
If you're searching for "title loans near me" in the Memphis, TN area, you'll soon see that Mid-South Title Loans is here to help. Our title loans range from $150 to $2,500 based on the value of your vehicle. Memphis title loans require no credit check or waiting periods; just bring your vehicle, its lien-free car title, and a photo ID into one of our three convenient locations. After some quick paperwork and vehicle assessment, you'll be out the door with money and keys in hand within 20 minutes.
Title Loans Near You Can Help Keep You on the Road
While, as stated above, there are many benefits to having two cars in a household, one perk that is often overlooked is how the primary vehicle can fix the broken one. With the benefit of title loans near you, a title loan can be quickly and easily secured, and you will have enough money to get your secondary vehicle back into tip-top shape. The best part is that your title loan doesn't lose you the use of your primary car. You get to continue driving it while repaying the loan.
Don't let your second car languish in the garage. Mid-South Title Loans has three convenient locations throughout the Memphis metro area to serve our customers: 1680 Winchester Rd, 4965 Summer Ave, and 2798 S. Perkins Rd. If you're looking for a title loan near you in Memphis, just fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.Read more
January 29, 2018
Happy New Year! What a wonderful time to step back from our busy lives and reassess where we want to go next, or what we'd like to improve in ourselves. Many of our New Year's Resolutions focus on health—eat better, more exercise, quit smoking and drinking—but they can also include small changes in our quality of life. If you work a demanding job with long hours, perhaps you want to focus on finding more time to spend with your family or staying better in touch with your friends. Perhaps you've been bored with the Netflix queue and want to start reading more or take up a new hobby, or have your own No Reservations adventures, or just go back to school for a new skill set or career path. Whatever your New Year's Resolution may be, a "new you" doesn't come for free. To see how car title loans in Memphis can help you get started and stay focused on your 2018 goals, check out a few of our examples below.
Getting Fit, Staying Fit in the New Year
Not only does staying healthy require willpower and self-discipline, it might also require quite a bit of start-up cash. There are gym signing and membership fees that could cost you several hundred dollars in the beginning, and at least $700 for the whole year. On the dieting front, people are often surprised by how much dollar per lost pound they spend. Joining a weight-loss program may require a sign-up fee and monthly meal plan purchases that could run around $100 a month. Even if you decide to try a new low-carb diet at home, you will have to restock your kitchen with the right ingredients and may need to splurge on equipment like a food processor in order to follow the recipes. With car title loans in Memphis, you can get the start-up cash you need to register or restock for your new lifestyle.
Vacation Time with the Family
It's true that memories are priceless, but the making of those precious moments isn't always free. It is the things involved—those tools and logistics that get you to that moment— that can make or break your budget. Whether it is a weekend trip with old college buddies or a week camping in Yosemite with the family, you have to pay for airfare, gas money, food and board, and of course whatever equipment you may need to make sure those precious moments are worry-free. With car title loans in Memphis, you can prevent missing out on once-in-a-lifetime experiences with your loved ones.
Seeking Ongoing Education
If you have been feeling in a rut lately, one of the best solutions is going back to school. Furthering your education can not only teach you new perspectives and enlarge your understanding of the world around you but can also actually change your life. One of the best ways to gain an edge in the marketplace is through an advanced degree. If it's a brand-new career path you seek, studying a new discipline can help open doors towards more satisfying and challenging employment. Ideally, this means a better job with better pay, and that not only increases your quality of life, but your family's as well. Whether you are enrolled in a program or just taking a non-credit course or two, tuition and textbook fees can wipe out your bank account. There are options, though, like student loans, or if in need of a quick fix, car title loans in Memphis, TN can help you cover the costs of your valuable education.
Taking up a New Hobby
Sometimes what we need is a little self-care. Something that allows us some "me" time while offering a sense of accomplishment and productivity. What better way to do this than with a hobby? Like any resolution, a hobby requires you to show up, and there are some challenges that might prevent us from pursuing fulfilling activities. One is time, the other money. You need to set aside a few hours regularly to learn the basics and to advance in craft. If it's a neglected hobby, you still need to establish a routine practice and timeline for project completions and skills learned. If time isn't an issue, it may be the cost of your hobby. If you are taking up guitar, or building a motorcycle from scrap, you have to be ready to shell out for the initial costs of instrument, lessons, parts, and tools. Luckily, car title loans in Memphis can help with getting your practice or workshop set up.
Short-Term Cash Problems are Not a Good Reason to Abandon Your Dreams
Car title loans in Memphis from Mid-South Title Loans are a great resource for fast cash when you need it. Mid-South title loans range from $150 to $2,500 based on the value of your vehicle. A car title loan in Memphis from Mid-South Title Loans requires no credit check, just a lien-free car title and a photo ID. All you have to do is bring those items to one of our three convenient Memphis locations, and you'll be in and out with cash and keys in hand within 20 minutes flat.
Car Title Loans in Memphis Can Help Keep You on Track this Year!
Getting started on your New Year's resolutions is no easy feat. In fact, it is expected that most people will have given up on their resolutions within the first couple months of the year. The trick is establishing a solid foundation that supports not only the successes but also the setbacks, which are inevitable when trying to learn or unlearn a habit. Start by drafting a plan with realistic goals and achievements and check in with yourself regularly on what is working or not working. While improving your life will come with some growing pains, stick with it, and by the end of 2018 you will feel much better in body and mind, as will those around you.
Don't let dollar signs daunt and damper your resolutions. A car title loan from Mid-South Title Loans can get you started on creating a healthier and more meaningful New Year! Stop in to any of our three convenient Mid-South Title Loans locations in Memphis today!Read more