February 26, 2018
Loans are a great option for people who are in need of extra money, to cover anything from basic needs to outrageous bills. There are many types of loans and ways you can go about obtaining money. Maybe from a family member or your bank. Or maybe these aren’t an option for you, and you’re researching other avenues.
Many times, loans require top-notch credit scores to get the amount you need at an interest rate that isn’t sky high. But if you don’t have a great credit score or you don’t have any credit at all and you need quick cash, you need another option.
A short-term loan is a great option for anyone needing quick cash, regardless of your credit score. Short-term loans, like title loans, can be repaid quickly, and typically come with less interest. But many short-term loan companies in the Tennessee area have extensive requirements, and if you just want a simple solution for your financial needs, you need to come to Memphis’ Mid-South Title Loans.
If you own your vehicle, we make it simple to get short-term cash you need. It doesn’t require you handing your car over to us or us taking permanent possession of your title – don’t worry. It’s a pain-free option that leaves you with the money you need to meet the short-term needs of your current financial situation.
Why Choose Tennessee’s Mid-South for Title Loans
You can get your money quickly.
Most Tennessee banks and credit unions take a week or longer to approve your application, then it takes even longer to get you your money. When you have bills piling up, we understand how stressful it is. You can’t wait. Our title loans at Memphis, TN’s Mid-South Title Loans come in handy for just that, because the whole process, from start to finish, can be as quick as 20 minutes. Really! Be up to $5000 richer in only 20 minutes. We want you to get your money as soon as you need it, and if you’re itching to get started, fill out our online application now!
No credit or long list of supporting documents needed
Many times, when applying for loans and lines of credit, your credit score can experience a drop, as a result of a credit pull. But since we aren’t trying to ruin your credit while loaning you money, we don’t perform background checks or credit pulls. That doesn’t make a whole lot of sense to us. Especially when you’ve had credit struggles, you’re probably not too keen on the idea of a company pulling your credit score, in order to loan you money.
Before giving a loan, most Tennessee banks or credit unions also make you gather a long list of documents, like pay stubs, address verification, and beyond. We don’t think that is necessary here. Mid-South Title Loans has a quick and easy process, because it only requires the minimum. And when you’re ready to get your title loan for quick cash at a Memphis Mid-South Title Loans location, you only need to have:
- A filled out title loan application
- A valid photo ID or driver’s license that shows you’re 18 or older
- A lien-free title in your name - If you haven’t heard the term, a lien-free title is a title that shows that your car is completely paid off. We also need your title to be from somewhere within 80 miles of Memphis, TN, in your name.
- A drivable car - We don’t care if your car is damaged. As long as it’s in working condition, you can get quick cash from our title loans.
- Car insurance - Make sure you have up-to-date car insurance, and go ahead and bring your card with you to one of our Memphis locations.
As soon as you can meet all five of these requirements, you can get between $150 and $5000 immediately with a title loan at Mid-South Title Loans in Memphis, Tennessee.
Our process is as easy as 1-2-3
Quick and easy service is the name of the game at all of our Mid-South Title Loans in Tennessee. It’s our top priority to make it as simple as possible for you to get your title loan, so you can start taking care of your demanding bills and expenses. Here’s how our simple process works:
- Fill out a title loan application completely
- Drive your vehicle at the nearest Memphis Mid-South Title Loans for inspection
- Gather your required documents - Like we previously mentioned, you’ll need to gather your valid photo ID, car insurance card, and the lien-free title that is in your name.
- One of our outstanding loan professionals will quickly evaluate your car and determine the amount we will loan you.
- Upon approval, we will give you your money, in exchange for your title, temporarily.
- Once you repay your title loan completely, we’ll happily give you your title back, along with a thanks.
Get your loan paid off quickly
Not only is our process simple, so is paying off your loan. Traditional long-term loans burden you with lots of interest over time, and it can put you in an even worse place financially. Here at Mid-South Title Loans, we truly care about your finances, and we want you to get back on track. So, we want you to pay off your loan over a short term, so you can get your title back, in addition to being on track financially. Loan terms at Mid-South Title Loans are typically for 60 days, but if you need a little wiggle room, you can extend it.
You can take care of bills or expenses immediately
If your bills aren’t getting paid promptly, you can run into trouble, and maybe you already are. Whether your credit is getting hit or collectors are calling, now’s the time to put it all to a stop with a quick, short-term loan. And you’re not alone – our Memphis, Tennessee customers use their title loan cash to help with many types of expenses, including:
- Dental or medical expenses
- Home improvement repairs
- Christmas or birthday presents
- Family trips
- Basic needs
- And everything in between!
So whatever you need the money for, Memphis’ Mid-South Title Loans is here to help you get out from underneath your financial burdens today.
Ready to get cash for your title? Fill out our Online Info Sheet now or bring your car to one of our Memphis,TN locations for a quick, no-obligation free evaluation!
Get a Title Loan in Tennessee at Mid-South Title Loans
If you own your car, bring your title into Tennessee’s Mid-South Title Loans for quick cash today. Get in touch with us now by coming in to one of our convenient Memphis locations or contact us through our website now!
Proudly serving Memphis, Tennessee & the surrounding cities
Mid-South Title Loans proudly provides quick cash title loans to Memphis, Tennessee and Shelby County, including the areas of Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
February 19, 2018
When you live in Memphis, TN and you are in need of short-term cash, there are a lot of options. You could go to a bank and ask for a personal loan or a line of credit, or you could go to the local credit union and get a line of credit. The problem is: most of them have extensive requirements, long-term repayment, and high interest rates – not to mention a long wait period before you’re approved. When you only need a small amount of cash to cover a dry period in your finances, you need a better solution.
Memphis, TN’s Mid-South Title Loans is a short-term cash solution that beats the rest. We offer title loans that you can get on the same day in less than an hour. There are only a handful of requirements, and if you are a car owner, you likely already meet them. You also repay our title loans back quickly, so there’s no worrying about ongoing payments for years to come.
A title loan doesn’t mean we keep your title forever or even your car, for that matter. You don’t lose anything – you only gain the short-term cash you need to cover your bills that are piling up.
Why Get a Title Loan from Memphis, TN’s Mid-South Title Loans
It’s hard to find banks or credit unions that will get you the cash you need quickly. That’s where short-term loans like Memphis, TN’s Mid-South Title Loans come in handy. Our whole process, from start to finish, can be as quick as 20 minutes. Yes, really! In 20 minutes, you can get up to $5000.
We understand that bills and other expenses don’t wait, so you don’t have time to wait, either. As soon as you need the money, we can get it to you. If you’re itching to get started, fill out our online application now!
The ability to take care of your bills or expenses immediately
When bills don’t get paid on time, it can result in your credit lowering or collectors harassing you or your family members, which can be both annoying and embarrassing. For whatever reason you’re currently having financial struggles, don’t let your credit go bad and your bills go unpaid. Our Memphis, TN customers use their title loan cash for:
- Dental or medical expenses
- Christmas gifts
- Birthday gifts
- School tuition
- Home improvement repairs
- Car expenses
- Basic expenses
- And beyond!
It doesn’t matter if you need the money for a planned family trip, gifts, medical bills or just to cover basic expenses, Memphis’ Mid-South Title Loans will take care of you with our title loans. We can help you get out from under water in your finances and start to see the light again.
No credit pulls or long list of documents needed
When you apply for loans or credit lines, it can result in either soft or hard credit pulls, which can actually damage your credit. We don’t want to hurt your credit. We just want to help you get the money you need, so we don’t do any background checks or credit pulls. Especially if you have had past credit problems, the last thing you want a loan that requires a credit check, because you may have gotten denied in the past.
In addition, lots of banks and credit unions have a long list of documents needed to lend you money, such as pay stubs, address verification, and beyond. We aren’t that nosey. Our process is quick and easy, because we have minimal requirements. When you’re ready to get money quickly at one of our three Memphis Mid-South Title Loans locations, you’ll only need to meet these five requirements:
- You own lien-free title - A lien-free title means that you don’t owe anything on your car. Your title also needs to be from somewhere within 80 miles of Memphis, TN, in the tri-state area.
- You have drivable car - Even if your car is damaged, if it is in working condition, you qualify.
- You have valid photo ID showing you are 18 or older
- You have car insurance - You need to have up-to-date car insurance, so bring your card with you to get your car title loan at one of our Memphis locations.
- You need to fill out our title loan application
If you meet all five of these requirements, you’ll be able to get between $150 and $5000 with a title loan at Mid-South Title Loans in Memphis, TN.
A pain-free process, from start to finish
Our Memphis Mid-South Title Loans stores all keep the loan process simple. Our customers love our quick and easy service. When you’re ready to get a title loan to help meet your financial needs, all you need to do is:
- Get a title loan application filled out either online or in-store.
- Drive your vehicle to your nearest Memphis Mid-South Title Loans.
- Bring the required documents - As mentioned before, you’ll need to bring your valid photo ID, car insurance information, and a lien-free title in your name.
- Let one of our friendly professionals evaluate your vehicle to determine the amount we can give you in a loan.
- Take your money, in exchange for your car title.
- Repay your title loan to get your car title back.
Our process is simple and pain-free, and it’s even easy paying off your loan.
Get your loan paid off quickly
Long-term loans leave you with tons of interest built up over time, which we don’t agree with, here at Mid-South Title Loans. We want you to pay off your loan quickly, so you can get your title back, along with being back in good financial standing. Our loan terms are 60 days in length, but we allow a little wiggle room, if you need to extend it due to finances being short.
Ready to get paid for your title today? Find our Online Info Sheet on our website to get started or bring your car to one of our Memphis,TN locations for a quick, free evaluation today!
Get Your Title Loan in Memphis, TN at Mid-South Title Loans
Memphis’ Mid-South Title Loans is your one-stop-shop for quick cash, in exchange for your car’s title. Our loan professionals are ready to help you get the money you need today at one of three Memphis, TN area locations. Also, feel free to get in touch with us through our website today!
Proudly serving Memphis, TN & the surrounding area
Mid-South Title Loans proudly provides title loans to car owners in Memphis, TN and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
February 12, 2018
Less-than-perfect credit may not become a problem, until you need to get a loan or a line of credit. Whether you missed a few payments that got reported to the credit bureaus, suffered a bankruptcy, or something else, it is a burden having bad credit when you need to ask for money from a bank or credit union. It usually results in you being denied the money, or you may get outrageous terms and conditions that you know aren’t in your best interest.
But when bills keep piling up and you need money, you’ve got to find an option, which is why you’re searching for a car title loan near me. Maybe you’ve heard from a friend that it’s a good option, or maybe you read on the internet that you may qualify.
A car title loan is a great way to get short-term financial needs met when you have less-than-perfect credit, because you only need to meet a few requirements. It is a quick and easy loan that also gets repaid quickly, so you don’t have to worry about owing on a loan for years to come.
Why Get a Car Title Loan Near Me with Bad Credit
Take care of your expenses
Unfortunately, when bills don’t get paid on time, it can hurt your credit, and it can result in the bills going to collections, which is never a good thing. Maybe you’ve had unexpected expenses and just can’t keep afloat, but there’s no reason to let you credit go bad and your bills be unpaid when you can get a car title loan near you in Memphis at one of Mid-South Title Loans’ three locations.
Whether you need the money for an upcoming family trip, gifts, medical bills or just to cover basic expenses, we can take care of you. It doesn’t matter what you use your money for, we’re here to help you get out of the deep end and get through any tough financial period.
No credit checks or extensive document checks
When you have less-than-ideal credit, the last thing you want to do is get a loan that requires a credit check, because you know you will probably get denied. But luckily, with Mid-South Title Loans, we don’t require a background or credit check. So even though you may not be sure if you can get a loan, due to bad credit or being denied in the past, we can work with you, if you own your car.
In addition, to get a car title loan at your local Memphis Mid-South Title Loans location, you don’t need to provide documents like your pay stubs or employment information, and you don’t need a cosigner if you have bad credit. These things can be time-consuming, and time is the last thing you have right now. Mid-South Title Loans’ car title loans near you only have a few requirements:
- A lien-free title - When you have a lien-free title, it means that you don’t owe any money on your car. You own it completely. In addition, your title needs to be issued from somewhere within 80 miles of our Memphis locations, in the tri-state area.
- A drivable car - Your car may be damaged, but it has to be in working condition.
- A valid photo ID - It needs to prove that you are 18 or older.
- Car insurance - You’ll need your up-to-date insurance card to get your car title loan at your nearest Mid-South location when getting your loan.
- A filled out application
That’s it! It’s pretty simple, and if you meet all the requirements, you can get between $150 and $5000 with a car title loan at Mid-South Title Loans.
Get your money quickly
When you have bills or unexpected expenses that are months late and waiting to be paid, we know that it can be stressful, and you don’t have a lot of time to get the money you need. That’s why our process allows you to get your money on the same day as you apply. We want to put you back on your feet as quick as possible.
The whole car title loan process can take as little as 20 minutes. Be on your way to up to $5000 by filling out the short application on our website now.
It’s a pain-free process
At all of our Memphis Mid-South Title Loans, we like to keep our process simple, and it’s our service that puts us a step above the rest. So when you’re ready to get your car title loan, here’s what you need to do to get top dollar today:
- Fill out our title loan application - This can be done either online or in-store. No need to wait for a credit check to be done or to verify employment. Just simply fill out your information.
- Drive your titled vehicle to one of our three Memphis locations.
- Bring your required documents - As mentioned above, you’ll need a valid photo ID, your car insurance, and your lien-free title.
- Let our team quickly evaluate your vehicle to determine the loan amount.
- Upon approval, collect your money, in exchange for the car title.
- Drive off with money your hand.
- Repay your loan, then come back to the location near you to get your title.
We try our best to make the process simple and straightforward. And you don’t need to worry, we won’t permanently keep your title or do anything with your car. It’s all yours.
Get your loan paid off quickly
When you have long-term loans, it’s easy for your interest to rack up quickly. At Mid-South Title Loans, our car title loans are paid off on a 60-day term that we agree upon. And if you need extra time to pay it off, just ask, and we’ll help you with one of our renewable options.
Ready to get your cash today? Fill out our Online Info Sheet or bring your vehicle to one of our three Memphis locations for a quick evaluation for free.
Go to Mid-South Title Loans for a Car Title Loan Near Me
When you’re in search of a car title loan near me, look no further than Memphis’ Mid-South Title Loans for quick cash and top service. Our friendly service professionals are ready to talk to you today at one of our convenient Memphis locations to get started or through our website now!
Proudly serving Memphis, Tennessee & the surrounding areas
Mid-South Title Loans proudly provides title loans to customers with bad credit in Memphis, Tennessee and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
February 5, 2018
Title Loans are a Short-Term Solution for Tennessee Customers with Bad Credit
Do you have bad credit, but you’re in need of a short-term loan? Maybe you’ve suffered a job loss, resulting in a major loss of income, or maybe you have expensive bills piling up and you just need some relief.
If you have bad credit, you know that it can be hard finding a loan, whether it is a line of credit or a traditional loan from a bank or credit union. Even if it is small, local Tennessee lender, you may not meet the minimum requirements, resulting in being denied the loan you need.
There is hope! Short-term loans are a great option, and a title loan is the perfect solution for Tennessee car owners in need of money to help get through a tough financial time. Title loans are quick and easy and have only a few requirements to meet. So, when you are searching for a short-term loan in Tennessee, look no further than Mid-South Title Loans to get the money you need.
Why Get a Title Loan with Tennessee’s Mid-South for a Short-Term Loan
No background credit checks or extensive requirements
Our top benefit for customers who’ve had past credit problems, don’t have any credit, or are having current credit problems is that we don’t do any background credit checks. So, even if you’ve been turned down elsewhere due to your credit, you won’t have a problem at Mid-South Title Loans.
Also, at many banks and credit unions, you have to provide a laundry list of documents for them, like your pay stubs, employment verification, and beyond, which takes a time – on top of having to wait weeks to get approved and get the money you need. Tennessee’s Mid-South Title Loans short-term loans only have a few requirements:
- You must own a lien-free title - If you aren’t sure if your title is lien-free, it just needs to be paid for in full (you don’t have a car loan currently). In addition, your title can be issued from anywhere in the tri-state area within 80 miles of any of our locations and needs to be under your name.
- Your car must be drivable - It can be damaged, but your car has to be in driving condition.
- You must have car insurance - Bring your up-to-date card to your nearest Mid-South location when you’re ready to get your money.
- You must provide a valid photo ID with your birthday showing you are 18 or over
- Fill out our quick application
Our customers love that our short-term loans mean that it’s simple to get the money they need when they need it.
Get your money on the same day as you apply
When you need money for bills or unexpected expenses that you can’t afford, our short-term loans have you covered, and you can get them on the same day as you apply. We know how stressful it is when you are running low on money, and we know that you don’t have a lot of time to spend waiting for your loan to get approved or to get your money.
Our process can take as little as 20 minutes from the moment you walk in our door to having your money in hand. Be on your way to up to $5000 by filling out our short application on our website now.
Take care of your bills today
Whether you’ve got medical bills that have been sitting for months, a big holiday coming up or you just need your basic expenses covered, a short-term loan at Mid-South Title Loans gets you back on track. Many of our Tennessee customers use their title loans to cover things like medical expenses, Christmas gifts, home or car repairs, and family vacations. But it doesn’t matter what you use your money for, it is here for you when you need it at Mid-South Title Loans.
The process is simple
Our Mid-South Title Loans service stands out from the competition because of our quick and easy process that gets our customers the money they need as soon as they need it. Here’s what you need to do to get top dollar on your title today:
- Complete a title loan application - Whether you want to fill it out online before you come or in our store, we don’t have to check your credit or verify your employment – just fill out your information.
- Drive your vehicle that the title is for over to one of our three Tennessee locations.
- Bring the required documents with you - As mentioned above, bring a valid photo ID, your insurance information, and your lien-free title.
- Wait while we quickly inspect your vehicle to determine the amount we’ll loan you – It will be somewhere between $150 and $5000.
- Collect your money upon approval, in exchange for your title (which we only hold until you pay us back).
- Drive off with money your hand.
- Repay your loan then come get your title.
We make it as simple as possible for you. And don’t worry, we don’t permanently keep your title or do anything with your car.
Pay your loan off quickly
Mid-South Title Loans’ short-term title loans are paid off in 60 days, so you aren’t paying us back for months and months while racking up interest. And if for some reason you need extra time, we have renewable options.
If you’re ready to start your loan application, fill out our Online Info Sheet or just bring your car by one of our three locations for a quick evaluation at no cost.
Work with Tennessee’s Top Short-Term Loan Provider
When you are in need of a short-term loan, come to Tennessee’s Mid-South Title Loans. Get in touch with one of our courteous professionals at one of our convenient Memphis locations to get started or contact us on our website now!
Proudly serving the Memphis, Tennessee area
Mid-South Title Loans proudly serves customers in Memphis, Tennessee and Shelby County, including Germantown, West Memphis, Midtown, Cooper-Young, East Memphis, South Memphis, Parkway Village, Whitehaven, Berclair, Raleigh Bartlett, Southaven and the surrounding areas.Read more
January 29, 2018
Automobiles have come a long way since the T-Ford. With advances in engineering, plastics, and technology, most cars, trucks, and SUVs are built to be as dependable as they are enjoyable. Of course, each vehicle has its quirks and weaknesses, and that is why there are numerous buyer resources, like Edmunds and Consumer Reports, out there to help you figure out what brand, model, and make is most suitable for your needs. While we can control how much due diligence we perform before we buy a new or used car, we can't control the various factors that may happen to the individual vehicle over time. Even if you bought the highest-rated car for safety and reliability, somewhere down the road, there will be some kind of vehicle repair cost. The best one can hope for is not when it comes, but where. Ideally, in your garage, so you don't have to shell out for a tow fee, too.
Your Car Will Eventually Require Some Repairs
Showing your vehicles some TLC from time to time can go a long way toward keeping them out of the shop. Every automobile comes with an owner's manual, and if your used car came without, you can easily find it online. The manual will instruct you on when routine maintenance—like oil and spark plug changes, battery checks, belt, wiper, and air filter replacements, and tire rotation—need to happen. If you stay on top of this, you will be keeping your vehicles in good shape and in good standing with the brand's manufacturer's warranty. However, sometimes something goes awry that is beyond your ability to control and not covered by the warranty. This may be when you find yourself in need of some quick cash and Google "title loan near me" in Memphis to cover the unexpected costs. You'll find you are in luck, as you can obtain a loan with your other working, lien-free vehicle!
Changing Seasons Take a Toll on Your Vehicle
Accidents and breakdowns can happen at any time, but on days of extreme weather, the probability of something going awry is higher. Winter can bring snow storms that slush ice onto the roads, making it hard to control the wheel and easy to slide your bumper into the car in front of you. Spring brings thaw, but in doing so brings dead, wet leaves and other defrosted detritus that still keep the roads slick and unpredictable for driving. Summer is a great time to get on the open road but may also bring rain, which can affect tire traction and your brakes' efficiency. And doesn't it always seem like it's right in the middle of a heatwave that the A/C won't turn on? There's no reprieve with the fall, whose fluctuating temps yield black ice. No matter the season in Memphis, the elements can lead to unexpected and costly damage and breakdowns.
What's Most Likely to Break Down on Your Car?
Weather aside, car industry experts have forecasted a few things that are guaranteed to eventually need repairs. At the top of the list is the battery, which has a life expectancy of four to six years. Replacement can cost from $125 to $200. That's nothing compared to replacing tires, which could set you back $600 to $800 if you need to replace all four at the same time. Other pricey but common fixes include the alternator, which will cost $150 for the part and up to $500 in labor. Spark plugs should be replaced every 30,000 miles, and while the plugs themselves are cheap, a professional mechanic will not be. If your car needs a routine replacement but the timing isn't right for your budget, searching for a "title loan near me" in Memphis can help.
Being Without a Car is a Drag
We all need reliable transportation to get us to work, to school, to the baseball field or piano lesson, to the grocery store, and in cases of emergency, to the hospital or doctor's office. Often a household will have two cars to make sure everyone gets to where they need to be, but the loss of one of those two cars can be a major drag until you find the means to fix it. Sure, you can carpool and better coordinate everyone's schedules, but nothing beats the ease and flexibility of having back-up transportation.
A Quick Way to Cover the Auto Repair Bill
If you're searching for "title loans near me" in the Memphis, TN area, you'll soon see that Mid-South Title Loans is here to help. Our title loans range from $150 to $2,500 based on the value of your vehicle. Memphis title loans require no credit check or waiting periods; just bring your vehicle, its lien-free car title, and a photo ID into one of our three convenient locations. After some quick paperwork and vehicle assessment, you'll be out the door with money and keys in hand within 20 minutes.
Title Loans Near You Can Help Keep You on the Road
While, as stated above, there are many benefits to having two cars in a household, one perk that is often overlooked is how the primary vehicle can fix the broken one. With the benefit of title loans near you, a title loan can be quickly and easily secured, and you will have enough money to get your secondary vehicle back into tip-top shape. The best part is that your title loan doesn't lose you the use of your primary car. You get to continue driving it while repaying the loan.
Don't let your second car languish in the garage. Mid-South Title Loans has three convenient locations throughout the Memphis metro area to serve our customers: 1680 Winchester Rd, 4965 Summer Ave, and 2798 S. Perkins Rd. If you're looking for a title loan near you in Memphis, just fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.Read more
January 29, 2018
Happy New Year! What a wonderful time to step back from our busy lives and reassess where we want to go next, or what we'd like to improve in ourselves. Many of our New Year's Resolutions focus on health—eat better, more exercise, quit smoking and drinking—but they can also include small changes in our quality of life. If you work a demanding job with long hours, perhaps you want to focus on finding more time to spend with your family or staying better in touch with your friends. Perhaps you've been bored with the Netflix queue and want to start reading more or take up a new hobby, or have your own No Reservations adventures, or just go back to school for a new skill set or career path. Whatever your New Year's Resolution may be, a "new you" doesn't come for free. To see how car title loans in Memphis can help you get started and stay focused on your 2018 goals, check out a few of our examples below.
Getting Fit, Staying Fit in the New Year
Not only does staying healthy require willpower and self-discipline, it might also require quite a bit of start-up cash. There are gym signing and membership fees that could cost you several hundred dollars in the beginning, and at least $700 for the whole year. On the dieting front, people are often surprised by how much dollar per lost pound they spend. Joining a weight-loss program may require a sign-up fee and monthly meal plan purchases that could run around $100 a month. Even if you decide to try a new low-carb diet at home, you will have to restock your kitchen with the right ingredients and may need to splurge on equipment like a food processor in order to follow the recipes. With car title loans in Memphis, you can get the start-up cash you need to register or restock for your new lifestyle.
Vacation Time with the Family
It's true that memories are priceless, but the making of those precious moments isn't always free. It is the things involved—those tools and logistics that get you to that moment— that can make or break your budget. Whether it is a weekend trip with old college buddies or a week camping in Yosemite with the family, you have to pay for airfare, gas money, food and board, and of course whatever equipment you may need to make sure those precious moments are worry-free. With car title loans in Memphis, you can prevent missing out on once-in-a-lifetime experiences with your loved ones.
Seeking Ongoing Education
If you have been feeling in a rut lately, one of the best solutions is going back to school. Furthering your education can not only teach you new perspectives and enlarge your understanding of the world around you but can also actually change your life. One of the best ways to gain an edge in the marketplace is through an advanced degree. If it's a brand-new career path you seek, studying a new discipline can help open doors towards more satisfying and challenging employment. Ideally, this means a better job with better pay, and that not only increases your quality of life, but your family's as well. Whether you are enrolled in a program or just taking a non-credit course or two, tuition and textbook fees can wipe out your bank account. There are options, though, like student loans, or if in need of a quick fix, car title loans in Memphis, TN can help you cover the costs of your valuable education.
Taking up a New Hobby
Sometimes what we need is a little self-care. Something that allows us some "me" time while offering a sense of accomplishment and productivity. What better way to do this than with a hobby? Like any resolution, a hobby requires you to show up, and there are some challenges that might prevent us from pursuing fulfilling activities. One is time, the other money. You need to set aside a few hours regularly to learn the basics and to advance in craft. If it's a neglected hobby, you still need to establish a routine practice and timeline for project completions and skills learned. If time isn't an issue, it may be the cost of your hobby. If you are taking up guitar, or building a motorcycle from scrap, you have to be ready to shell out for the initial costs of instrument, lessons, parts, and tools. Luckily, car title loans in Memphis can help with getting your practice or workshop set up.
Short-Term Cash Problems are Not a Good Reason to Abandon Your Dreams
Car title loans in Memphis from Mid-South Title Loans are a great resource for fast cash when you need it. Mid-South title loans range from $150 to $2,500 based on the value of your vehicle. A car title loan in Memphis from Mid-South Title Loans requires no credit check, just a lien-free car title and a photo ID. All you have to do is bring those items to one of our three convenient Memphis locations, and you'll be in and out with cash and keys in hand within 20 minutes flat.
Car Title Loans in Memphis Can Help Keep You on Track this Year!
Getting started on your New Year's resolutions is no easy feat. In fact, it is expected that most people will have given up on their resolutions within the first couple months of the year. The trick is establishing a solid foundation that supports not only the successes but also the setbacks, which are inevitable when trying to learn or unlearn a habit. Start by drafting a plan with realistic goals and achievements and check in with yourself regularly on what is working or not working. While improving your life will come with some growing pains, stick with it, and by the end of 2018 you will feel much better in body and mind, as will those around you.
Don't let dollar signs daunt and damper your resolutions. A car title loan from Mid-South Title Loans can get you started on creating a healthier and more meaningful New Year! Stop in to any of our three convenient Mid-South Title Loans locations in Memphis today!Read more
January 29, 2018
A real friend is a person who is there for you no matter what—during the carefree, fun times and through the rough patches. You can talk to them about anything and know they will gut check you and comfort you in one fell swoop. With trust so strong, it may seem only natural that when you are in crisis, the solution is to ask them for help. There are several reasons, however, why you should never hit your friends up for cash, even if your relationship is rock-solid.
Friends and Family Have Money Problems Too
Even though you can read each other like an open book, something your friend may have never shared with you is whether or not they have money trouble. Sure, she's probably always been game to get overpriced cocktails with you after a hard day at work, down to shop till you both drop, or splurge on a weekend getaway, but appearances can be deceiving. Unless your friend has shown you her checkbook or credit card statement, you have no idea what exactly her financial status is. And it shouldn't matter until you ask for help. If they are private about money matters and decide to grant you this favor, you will never know what that assistance really cost them. This not only extends to friends, but also to family. Rather than inconvenience them, a better short-term loan option is title loans in Memphis, TN.
What if You Get Turned Down?
Asking for money, even from those who love you unconditionally, can be… well, really uncomfortable. If they agree to lend you cash, you will never know if it's hurting them. But you also may not realize how painful it can be to both of you when they tell you no. You really need to be prepared for this, as most people do not lend money ever, as a general rule. There are several good reasons for this: many people don't like the idea of an open-ended loan where they will never know when they'll see that money again. As your friend, they trust you to repay the loan, but too often that trust can get taken advantage of when other crises strike, or too much time has passed. Another reason they may refuse you, as discussed above, is that they simply don't have the money to spare. While none of these reasons should be taken personally, the rejection can sting. Your feelings might be hurt so much that it changes the entire dynamic of the relationship by introducing resentment, anger, and just general awkwardness. By asking your friend or family member to solve a short-term money problem for you, you might be creating a long-term rift in that relationship.
They'll Know all Your Money Troubles
When you ask someone for money—be it a bank or your bestie—they may want to know all the gory details. This could be immensely embarrassing because we all have different value systems when it comes to how and what we spend our money on. Revealing spending habits, lack of savings, credit card debt, or what the loan is covering could open you up to an intense line of inquiry, criticism, and judgment by your family and friends. While we can all do a bit better when it comes to saving money, other people's opinions on the matter may not be helpful. There are much better alternatives to financial assistance without having to give your loved-ones access to your bank history. Title loans in Memphis are some of the best means to acquire a hassle-free and confidential short-term loan.
You Risk Straining Your Relationship
A good relationship is not only hard to find but can also be a lot of work to maintain. Just think of your best friend in high school and your best friend now in adulthood. If you are thinking of the same person, you have something rare and beautiful there, indeed. Life, however, has a way of challenging us and our relationships. Short-term money problems happen to the best of us, but not everyone has a friend or a family member they trust. It makes sense, then, that despite how high-stakes that outstanding bill or debt may seem, you should refrain from straining these relationships by borrowing cash. If they help you out, you may never know how much burden they now shoulder. If they don't help you out, your emotions may get the best of both of you. Either way it pans out, it's riskier to destroy a meaningful relationship over a debt that will eventually go away. If you are in need of money, get the help you need with a better choice…
There's a Solution to Short-Term Money Problems
Some of the best short-term loan options available are car title loans in Memphis. All you need to qualify is a working, drivable vehicle with a lien-free title. Bring those two items, along with your photo ID, to Mid-South Title Loans, and you will leave within 20 minutes with not only cash in hand, but also your keys. Title loans in Memphis are a great solution not only because they require no credit check, but also because you keep the use of your car while repaying the loan. Title loans in Memphis at Mid-South Title Loans range from $150 to $2,500, based on your vehicle's value.
Title Loans in Memphis Are a Short-Term Loan Option
With a good short-term loan option like title loans in Memphis, there is no reason to risk your long-term friendship with a short-term money problem. You can resolve your financial needs and not burden your family and friends with Mid-South Title Loans. We have three convenient locations throughout the Memphis metro to serve our customers: 1680 Winchester Rd, 4965 Summer Ave, and 2798 S. Perkins Rd. If you're searching for a title loan in Memphis, get started now by filling out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.Read more
January 29, 2018
With so many unknown factors looming throughout the month, it's always a huge victory when you stay within budget. There are some months, though, when despite clipping coupons, staying in, and downsizing expenses, something major occurs that claims every dollar painstakingly saved, and worse yet, may require even more than that. Perhaps your spouse's routine doctor's exam turns into a weekend stay at the hospital; your daughter is in a fender-bender while commuting to school; you need a new cocktail dress for your friend's black-tie wedding; or plane tickets to a summer family reunion were a bit more than expected.
Whether it's fun things or not-so-fun things, a sudden expense can send your savings into long-term chaos. However, with a lien-free, drivable vehicle, you can find quick and easy cash with a title loans provider in Memphis, TN while maintaining the use of your car. Otherwise, it may take weeks or months to scrounge up the extra dough doing the following…
Rather Than Getting a Part-Time Job
One of the most common means of picking up some pin money is taking on a second job. Just by working a few hours a week, we can add a few hundred dollars to the budget. The catch is… do you have the time to commit to another gig? If you are working full-time, that means you are probably working over the forty-hour requirement, anyway. With so many hours in the day, your full-time job will probably leave open a very small window for picking up enough extra shifts to make it worthwhile. There's that and the fact that job hunting in general is time-consuming, and you may not find the right fit in time to beat the bill collector. Heck, even with the odd job, you may still have to wait for the next pay cycle to get the cash you need. To get accessible funds sooner rather than later, title loans in Memphis are an easier alternative to securing quick cash fast.
Instead of Finding Things to Cut from Your Budget
You can only cut so much. Perhaps you've downgraded your phone plan, shopped generic brands, stopped swinging by Starbucks every morning on your way to work, bagged your lunches, waited for the DVD, and opted for frozen pizza rather than delivery. Good job! This is the best way to generate extra cash, and you've probably squirreled away $300-400 a month. While that is a great amount to save, something unexpected or overlooked like a root canal or college textbooks could require you to withdraw it faster than you can deposit it. And what do you do when your spending is as lean as a bodybuilder? There's only so much you can cut before you are taking away your basic necessities.
Instead of Selling Your Belongings and Valuables
You could look to your closet and garage. Thanks to websites like Craigslist, eBay, and Amazon, we can take our yard sales global. If you don't want to deal with mailing stuff, though, a traditional weekend garage sale can bring in a few hundred extra dollars, or you can take that unworn designer dress to a consignment shop. If you have heirlooms like vintage costume jewelry, an old china cabinet, or dishes that have more sentimental value than practical, several thrift stores and vintage boutiques would gladly take them off your hands for a few clams. It may seem weird at first, but selling your unused or unneeded books, clothes, shoes, furniture, old video games, and DVDs not only pads your wallet, but also declutters your home. You don't want to go overboard, though. If you feel like you are having to decide between a plumber bill and your grandmother's multi-generational necklace, perhaps another means should be sought, like title loans in Memphis that require no credit check and are much more hassle-free than haggling at the thrift store.
Searching the Sofas and Wardrobe
Perhaps the last and most fruitless resort is digging through the cushions. Day in and day out, when we empty our pockets or clean our purses, we unknowingly stash small change and bills that could add up to a pretty penny over time. Check any and all clothes pockets in your hamper, jacket pockets in your closet, old purses and backpacks, under the couch cushions and in every drawer, and you might find a small treasure in your home. Great as that is, we're not talking Bluebeard's bounty, and you may still need to match the recovered sum from sources outside of the house, perhaps no further than your garage.
Access to Quick Cash May Be in Your Own Garage
The quickest source of getting the cash you need may be via your vehicle. If it is drivable and lien-free, then you can leverage it for a car title loan. Title loans in Memphis, TN from Mid-South Title Loans range from $150 to $2,500 based on the value of your vehicle. A car title loan in Memphis from Mid-South Title Loans requires no credit check, just a lien-free car title and a photo ID. Just bring all of this to one of our three convenient office locations, and after some quick paperwork, you'll be back on the road with keys and your needed cash in hand. That's right, no matter the amount of your loan, you get to keep the use of your car while you repay the loan over a 30-day period. Can't repay the loan within 30 days? No worries, the contracts are renewable.
There are many ways to try and find some extra cash, but a car title loan from Mid-South Title Loans is not only quick but easy. With same-day approval and no credit checks, Mid-South Title Loans is a hassle-free way to pay off that unexpected expense without disrupting your monthly budget or decreasing your quality of life. Stop in to any of our three convenient Mid-South Title Loans locations in Memphis today!Read more
December 19, 2017
Like it or not, bills are just a fact of life. Every month we play out the same routine, receiving and paying off the usual suspects: our mortgage or rent, utility bills, credit card payments, student loan payments, phone bills, and internet service. On top of that, most of us have a few regularly renewing subscriptions with direct-draw payments such as Amazon Prime, Netflix, gym fees, or various charitable causes.
Yet no matter how on the ball you are with your monthly bills, sooner or later we all find ourselves slapped with a forgotten or unexpected expense. On top of that, these always seem to be the bills that are immediately due in full, lest you get hit with exorbitant interest or worse. At times like this, savvy folks hop on online and search for a "title loan near me" to locate resources for securing quick cash around Memphis, TN. A title loan requires no credit check and lets you continue to drive your car while repaying the loan. There are a lot of different unexpected expenses that may crop up throughout the year, but whatever the reason you need the money, a title loan can be the perfect solution.
Covering the Cost of Annual Fees and Dues
No matter how old you are or where your interests lie, we all get hit with annual expenses. And somehow, even though they come around every year, we always seem to forget about them until they come due. Some of us have to pay union dues or other professional licensing/subscription fees. Small business owners get hit with liability insurance fees, business licensing fees, and more. Networking associations such as your local Chamber of Commerce or Elks Club have their annual membership dues, and so do museums, zoos, theaters, warehouse clubs, and co-op grocery stores. If you're a driver you probably want to have AAA, and of course you have to pay to keep your vehicle's tag and title up to date. And speaking of registration, depending on where you live you may have pet tag and licensing fees.
All of this doesn't even touch on the many subscriptions we have, either. Whether they are magazines and newspapers or digital media such as Netflix, Hulu, or Amazon Prime, we've got to pay to stay informed and entertained. Then there are the annual fees that some of our credit cards carry, and as we head toward the spring we can't forget about the inevitable tax-preparation fees, either.
All Those Annual Household Expenses
Whether you own or rent a place, there's no avoiding annual household expenses. Unless your homeowners insurance and taxes are escrowed with your mortgage payments you can expect a sizeable bill. The average American pays close to a thousand bucks a year. You may also owe HOA dues, which can be pricey. Even if you rent a house or apartment you will need to pay your renters insurance premiums, and depending on your lease, you may have additional annual payments for parking, utilities, or laundry facilities.
The one area in which virtually everyone experiences an unpleasant financial surprise sooner or later is home maintenance. From minor upkeep matters such as cleaning carpets and gutters to major expenses such as needing a new refrigerator, furnace, or AC unit, the costs can come out of nowhere and quickly add up. Pest control is another one of those things that nobody likes to think about, but when it becomes necessary it's not something you want to skimp on. If you require it, you can expect to pay twice or even four times over, as exterminators generally need to treat a home multiple times over the course of a year.
We All Have Personal Expenses During the Year
Whether you live alone or have a big family, personal expenses are another arena where nobody gets off easy. We all take vacations, after all, and many of us have annual gym fees on top of whatever monthly dues we pay. Then there are premiums for both life and health insurance, and of course medical expenses can crop up at any time. Even if you get insurance through your employer, you can expect to be charged copays for annual physicals, dental exams, and eye exams. If you own pets, they will have their own medical bills, too, when you take them to the veterinarian for vaccinations or annual wellness visits. If you or a family member is in school there are all kinds of tuition and other education-related fees, and many of us have annual recurring donations to charity that we can easily forget about. Finally, as much as we care about our family and friends, there's no denying that buying gifts for birthdays, anniversaries, and other such holidays can easily be overlooked when we're budgeting our finances, leaving us strapped for cash at the worst possible time.
Title Loans Near You for Unexpected Auto Service
Commuting is such a part of our daily routine it's easy to forget we spend a lot of money on it. When you add up the cost of buying and maintaining an automobile, keeping it registered and gassed up, and so many other travel-related expenses, the average driver in the U.S. actually spends over $9,000 a year. So we're already paying a lot for our cars, and if we suddenly need new tires, brakes, or something even more serious, we can find ourselves in a tough situation. Just paying our insurance premiums can be a strain when times are tough. If you own a motorcycle, RV, trailer, or boat, you can expect all kinds of other fees and taxes, plus the unavoidable maintenance and service costs.
Title Loans Near You Are Here to Help!
If you're searching for "title loans near me" in the Memphis, TN area, you'll soon discover that Mid-South Title Loans is the most helpful business in the region. Depending on the value of your vehicle, our title loans range from $150 to $2,500. Memphis title loans require no credit check, just a lien-free car title and a photo ID.
Don't Let Unexpected Expenses Get You Down This Year
If you don't already have a system in place for keeping track of your annual expenses, now is the perfect time to set something up. It doesn't have to be complicated. Just noting them on your 12-month calendar, in your bills folder, or even as reminders on your smartphone will prevent you from being blindsided when a forgotten expense comes due. No matter how carefully we plan, though, no one is immune from the occasional surprise expense. When that happens and your finances are already tight, rest easy knowing that a quick Google search for a "title loan near me" can bring your immediate relief.
Mid-South Title Loans boasts three convenient locations around the Memphis metro to serve our customers: 1680 Winchester Rd, 4965 Summer Ave, and 2798 S. Perkins Rd. If you're looking for a title loan near you, all you have to do is fill out our convenient Title Loans Online Info Sheet, or stop by any of our three Mid-South Title Loans locations in Memphis and see us today.Read more
December 19, 2017
December is obviously the season of A Christmas Carol, but January puts us in mind of a very different sort of Dickens: the start of the new year can be the best of times, but it can also be the worst of times. On the one hand, we're still basking in the glow of holiday cheer (and maybe the glow of a new 55-inch 4K Ultra HD LED flat screen TV from Santa). On the other hand, the beginning of the year marks the arrival of a flurry of bills and other expenses.
This is the time of year when many of us get hit with HOA dues and insurance bills. Some of us have younger kids who will need new clothes for winter and spring or older kids who need college tuition, book fees, and other back-to-school expenses. And of course, taxes will soon be due for everyone. None of this takes into account your inevitable upcoming expenses, either: maybe you're planning on taking advantage of the great after-holiday sales or going on a trip in the new year. Chilly as it's been here in Memphis, TN, we all know summer is coming, so maybe you're planning on putting in a new pool and bringing your relatives into town for the start of outdoor pool season. Whatever your circumstances and ambitions, the start of the new year is the perfect time to get all your ducks in a row.
The Holiday Bills Are Coming!
Every January it's the same old story: just when you thought you were done with unexpected guests, the mailbox fills up with unwanted visitors. Every year our presents, decorations, and eggnog seem to get a little more expensive, too: Time magazine just reported that most Americans expected to drop close to $1,000 this holiday season. That was just the average, too, with some of us spending far more per person on their wish list. The start of the new year can be a bit of a reality check as we realize just how festive we were feeling, financially speaking, and most of us feel the pinch as the bills come due. With tax season waiting in the wings, it can all feel a little overwhelming, but the good news is title loans in Memphis can help.
School is Back in Session
Whether they're young or old, your kids are almost definitely going back to school after the winter holiday break. Little ones will need warmer school clothes, from jackets and boots to hats and scarves. Older kids will probably need new books, activity fees, and possibly tuition for the new semester. Regardless of how old they are or what sort of school they attend, there will always be a few extra expenses, too: extracurricular activity fees, college prep classes, an out-of-state school trip, or maybe even a study abroad opportunity. We get that you want the best for your kids and these expenses are all very worthwhile, but having them hit right after you spent a lot over the holidays can seem daunting. That's exactly why thousands of local shoppers turn to title loans in Memphis, TN for a little extra help.
Taxes and Insurance Bills Come Due
Unless you're an accountant, chances are you aren't excited about doing your taxes. The prospect of diving right into them after the holidays may seem daunting, but it's much better than putting them off until the last minute. It can take a lot of valuable time to get all your receipts and spreadsheets in order. To make matters worse, most American households spend between $175 to $250 on tax-preparation fees. Seeing as how many of us already spread ourselves thin over the holidays, that expense couldn't come at a less convenient time, especially with renters and homeowners insurance coming due at the beginning of the year. If your payments aren't escrowed with your mortgage, you may be facing several thousand dollars worth of insurance premiums and taxes all at once. Feeling a financial squeeze is pretty much inevitable.
Winter Season Repair and Maintenance Expenses
On top of all the obvious expenses that arrive with the new year, we usually get hit with some less expected ones in the form of necessary home maintenance and repairs. Winter has just arrived in earnest, and it is often the hardest season on the home. If you own your own place, you know it is a never-ending work in progress, and cold weather brings the threat of rising energy expenses, a heating system malfunction, frozen pipes, power outages, gutter and downspout clogs, and a host of potential problems with snow and ice. None of that takes into account potential winter maintenance issues with the family car, either. Winter is just plain hard on everything, and unexpected repairs and maintenance costs can quickly add up. Tuning up your heating system will easily set you back a few hundred dollars, and if this is the year that your furnace gives up the ghost, it will cost you thousands to put in a new one. There is never an ideal time to spend a lot of money on home repairs, but the beginning of the year seems like the absolute worst. If unexpected financial burdens are getting you down, now is the time to turn to title loans in Memphis, TN for relief. It's as simple as picking up your phone.
Memphis Title Loans Can Help!
Depending on the value of your vehicle, car title loans in Memphis from Mid-South Title Loans can offer you anywhere from $150 to $2,500. A car title loan in Memphis from Mid-South Title Loans requires no credit check, just a photo ID and a lien-free car title. You keep your car the whole time, too. What could be better than that?
Don't Start off the New Year Buried in Bills
Figuring out exactly how much you will owe and to whom is most important first step to balancing your finances. This is the perfect opportunity to sit down and figure out your personal or household budget not just for the coming months but for the coming year. As you do the math, be sure to keep in mind that there are short-term loan options such as title loans in Memphis that can give you some breathing room.
Juggling post-holiday bills, tax-preparation fees, and everything else may not be fun, but a car title loan from Mid-South Title Loans can be the key to financial freedom. Visit any of our three convenient Mid-South Title Loans locations in Memphis today!Read more