• (901) 565-0005

How Title Loans Work

Obtaining a title loan in Tennessee is a fast and easy process that can take as little as 20 minutes. All you need is a drivable vehicle, a lien-free title, and a form of photo ID. Bring these items to one of Mid-South Title Loans’ three convenient locations in Memphis. Then, while you complete a simple application, we will perform a quick inspection of your vehicle to help determine the amount we will be able to loan you. Once your loan has been approved, you can hit the road with cash in hand, along with a 30-day renewable contract clearly detailing the terms and conditions of your loan repayment. And while we will hold onto your title for the duration of your repayment period, the vehicle itself will remain in your possession. Once your loan is fully repaid, you will promptly receive your title, along with a huge thank you for your valued business.

Who Qualifies for a Title Loan?

Almost anyone can qualify to receive a car title loan. If you own a drivable vehicle, a clear title, and a photo ID, you already fulfill nearly all of the requirements to obtain the loan you’re seeking. To receive a title loan an individual must be 18 years of age or older, and the title for the vehicle being used as collateral must bear the loan applicant’s name. Bad credit? Not a problem. Our application process does not include a credit check.

The Title Loans Process:

  • Drive in Your Vehicle
  • Complete a Loan Application
  • Collect Your Cash Upon Approval
  • Drive Away in Your Vehicle
  • Repay Your Loan
  • Retrieve your Car Title

If you’re seeking a title loan in Memphis, you’re only steps away from obtaining the money you need. Bring your vehicle to any of our locations, fill out our easy application, and drive away in your vehicle, cash in hand. Repay your loan according to the terms of your 30-day repayment plan, and reclaim your title. That’s it!

Need a Little Cash?

An established provider of title loans in Tennessee, Mid-South Title Loans offers a quick and easy way to obtain the cash you need. For more information call us at (901) 565-0005, or visit us in Memphis. If you’re ready to start your loan application, fill out our Online Info Sheet or bring your vehicle by anytime for a free evaluation.

How much can I get?
Let's see! Start with the following info:
Just a little more detail:
Loan amount subject to vehicle evaluation
and ability to re-pay.

Why Choose Mid-South Title Loans?

Mid-South Title Loans is your one-stop destination for quick and painless title loans. We have three convenient locations throughout the Memphis metro to serve our customers. When you choose to get a loan with Mid-South Title Loans, you’re not just getting the money you need – you’re getting peace of mind. Stop by any of our locations and see us today.