• (901) 565-0005

Who Qualifies for a Title Loan?

Title loans in Memphis are the fastest and easiest way to find quick cash for a short-term need. Practically anyone is eligible to receive a car title loan. There are no background credit checks, and all you need to qualify is to own a vehicle that is drivable, and whose title is clear and lien-free. With these simple requirements, you could qualify for a Mid-South Title Loan in the sum of $150 to $2,500.

With a car title loan, you leverage your vehicle’s value as collateral for the loan. The car must have a lien-free title, which means that you have paid for the car in full. A lien is when another financial institution has financed your vehicle. If you are still making car payments to a bank, credit union, or any other type of loan company, then your title has a lien on it. When you have repaid the financing in full, your car title then becomes lien-free and is eligible for a car title loan at Mid-South Title Loans in Memphis.

What’s Involved in the Title Loan Process?

Our process is simple and designed for your convenience. Just bring your vehicle, its title, and a photo ID by one of our three offices. While you do some basic paperwork, we will appraise your car. Once you’ve been approved, you get to leave our office with cash in hand and drive off in your car in fewer than 20 minutes.
Based on your vehicle’s value, Mid-South Title Loans range from $150 to $2,500, and can be repaid over a short-term 30-day renewable contract. We hold on to your car title while you repay the car title loan, and gladly return it once you have paid the loan in full. Hassle-free and immediate, there is no better source for quick cash in Memphis than with Mid-South Title Loans.

What is Required for a Title Loan?

  • You must be 18 years or older
  • You must own a drivable vehicle
  • Your vehicle must have a lien-free title
  • You must present a form of photo ID
  • You must complete our simple application

With these basic requirements, a title loan gives you access to quick cash immediately. No credit checks are needed, and there are no waiting periods. We approve loans during your visit, so come on by the office today! Mid-South Title Loans is proud to provide loans to customers holding car titles originating across the Tri-State area, and within 80 miles of any of our three Memphis-based locations.

Title Loans and Quick Cash in Memphis!

Do you match the above requirements and need quick cash in Memphis, Tennessee? Get a jumpstart on our hassle-free process by filling out our Info Sheet, calling us at (901) 565-0005, or bringing your vehicle by one of our three locations now. Helping you obtain the cash you need is our top priority, so please don’t hesitate to contact us with any questions or concerns you may have.

How much can I get?
Let's see! Start with the following info:
Just a little more detail:
Loan amount subject to vehicle evaluation
and ability to re-pay.

Why Choose Mid-South Title Loans?

Mid-South Title Loans is your one-stop destination for quick and painless title loans. We have three convenient locations throughout the Memphis metro to serve our customers. When you choose to get a loan with Mid-South Title Loans, you’re not just getting the money you need – you’re getting peace of mind. Stop by any of our locations and see us today.